National News
CSJ: Current Insecurity Shows Government May Have Abandoned It’s Constitutional Duty
CSJ: Current Insecurity Shows Government May Have Abandoned It’s Constitutional Duty
By: Michael Mike
Centre for Social Justice (CSJ) has lamented that the country’s security situation has degenerated to the extent that it can be categorically stated that the government has abandoned, failed, refused or neglected to enforce its primary and constitutional duty of guaranteeing the security of Nigerians and residents in Nigeria
The Centre, in a statement signed on Tuesday by its Lead Director, Eze Onyekpere said it is regrettable that there is recent upsurge of insecurity exemplified by the late December 2023 killings in Plateau State, incessant killings in Katsina State, 45 passengers kidnapped as gunmen attacked transporters along Otukpo-Enugu Road and the ongoing kidnap and murder of innocent Nigerians in Abuja, the Federal Capital Territory.
CSJ lamented that: “In all the foregoing, Nigerians are yet to hear concrete and reassuring words from the president and commander-in-chief of the armed forces or high-level officers of state on the way forward. In FCT, the minister in charge, instead of addressing the challenge seems more interested in continued fueling of a political crisis in his home state, Rivers State.
It recalled that in the last ten years, security has enjoyed the highest allocation in federal budgets to cater for the armada of security agencies maintained at the tax payers expense, adding that: “Budgetary allocations have been proposed and spent on personnel, arms and ammunition, aircrafts and vessels, vehicles, equipment including intelligence gadgets. We are worried at the seeming cluelessness and inability of the security agencies to deploy intelligence to prevent and nip in the bud the insensitive acts of criminal elements who have no regard for human lives. We are further worried that when these crimes have been committed, the security agencies have been unable to investigate, arrest and bring the perpetrators to justice.”
The Centre noted that under Muhammadu Buhari’s administration, GSM SIM card numbers were linked to national identity numbers of Nigerians and the authorities indicated that it would provide a foolproof link and clue to any crimes committed using GSM phones as it will be easy to find the criminals since all identity information is already available with the state, insisting that: “This raises the critical question on why the perpetrators of these high level crimes where GSM phones have been used to make contact are not brought to justice.”
The Centre lamented that: “There have been several mop-up of light arms in the possession of law-abiding citizens and only very few Nigerians have been licensed to carry weapons. Nigerians are made vulnerable because they do not have access to arms to defend themselves and the state that should legally and legitimately defend them has failed in the discharge of this duty.,” stating that: “The critical question is; why take away the arms needed for self-defence if the state is not ready to defend citizens and residents of Nigeria?”
It decried that: “The insecurity is heightened at a time Nigeria has launched a global campaign for foreign investors to come and invest in the country. News of crowdfunding for the purpose of meeting the ransom demands of kidnappers is clearly not the way to attract foreign investors.”
The Centre however made some recommendations, including that the federal government should expeditiously take steps for the amendment of the 1999 Constitution and enactment of new laws for the establishment and activation of State Police; Intelligence should be mainstreamed and prioritized in policing and security work. The activation and routine deployment of the SIM GSM database and inventory for investigations and tracking of criminals is long overdue.
It also recommended for the liberalisation of the processing of gun licenses for responsible law-abiding tax paying citizens for the purpose of self defence; rewarding of hard working and result oriented security and police personnel who diligently discharge their duties and impose sanctions on personnel whose negligence, failure or refusal to act contributes to insecurity and general security lapses, insisting that the financial resources to implement this could come from more prudent management of existing security resources.
The Centre added that Nigerians need to be reassured through concrete security action on the ability of the state to protect lives and property.
CSJ: Current Insecurity Shows Government May Have Abandoned It’s Constitutional Duty
Accion MfB Launches AccionMonie App to Transform Digital Banking in Nigeria
By: Michael Michael
Nigeria’s leading microfinance institution, Accion Microfinance Bank (MfB) has launched AccionMonie, a transformative digital financial services platform designed to empower individuals, micro, small and medium enterprises (MSMEs) and low-income households.
A statement on Tuesday said through AccionMonie, the microfinance bank is expanding digital capabilities for financial
access and empowerment across the spectrum of underserved individuals and businesses. The user-friendly platform offers instant access to essential services, including loans, savings, capital,
and other forms of support.
It started that the launch of AccionMonie is a key part of the bank’s “Always there to lend you a hand” campaign, which reinforces its long-standing commitment to small business growth and the
welfare of low-income households. The campaign positions Accion MFB not just as a financial provider but as a trusted partner in its customers’ journey towards business success and economic empowerment.
In Nigeria, micro, small and medium enterprises (MSMEs) are one of the key growth drivers of the economy. Estimated at about 37 million, MSMEs currently account for 86 per cent of employment and 48 per cent of Gross Domestic Product (GDP).
However, despite their strong
potential, the MSMEs continue to be impacted by existential challenges, notably access to capital and finance, infrastructure and an enabling business environment.
Chief Executive Officer (CEO) of Accion MfB, Taiwo Joda, described the launch of
AccionMonie as an important milestone and a testament to the bank’s culture of innovation; one that ensures its products and offerings continue to reflect the evolving needs of its customers.
He said: “At Accion Microfinance Bank, we believe in the potential of every MSME to drive inclusive economic growth. That is why we are committed to empowering them with the financial support they need to grow, innovate, and make a lasting impact in their communities and beyond.”
On his part, the Chief Commercial Officer (CCO) of the bank, Stephen Olalere, stated that AccionMonie and the combination of the bank’s extensive network of over 74 branches in 12 states will address the persistent challenge of limited access to financial services faced by many small businesses in Nigeria. He added that the platform’s user-friendly features will simplify payments and offer much-needed support for both businesses and individuals.
The Chief Digital Officer of the bank,
Paul Ehiagbonare, said this is a bold move towards digital leadership, maturity and excellence. He stated that: “For us, AccionMonie is a reflection of the much needed customer empowerment through digital tools and technologies. We are not only providing access to finance but standing beside our customers as partners, supporting their ambitions when others
may not and doing so timely and more efficiently. Our goal is to be a reliable ally on their journey toward growth, stability, and long-term success.”
He stated that AccionMonie offers a range of customer-focused features designed to promote financial inclusion and empower users. One of its unique offerings is Save2Loan, which allows customers
to save between N50,000 and N250,000 over 90 days and qualify for a loan worth twice their savings. He noted that this feature is expected to encourage a stronger culture of saving while expanding access to credit.
He explained that customers can also fund their AccionMonie accounts directly using any debit card, which is an easy, seamless process that eliminates the need for long queues at banking halls. Another key
feature is the targeted saving option and locked savings, which helps users plan and save for long-term goals such as tuition, rent, or investment while earning competitive interest.
He noted that customers can also earn for referring others, adding that account management features include on demand
bank statement, account upgrade features, secure access, transfer limit management amongst others.
The AccionMonie app is now available for download on the Apple App Store, Google Play Store, or directly via this link: https://onelink.to/57z27p.
Accion Microfinance Bank has been in operation for over 16 years and is a pioneer in Nigeria’s microfinance sector, providing innovative financial solutions. The bank’s long history of supporting entrepreneurs and small businesses has greatly contributed to economic growth and
development.
The bank has solid shareholder investments from three major banks – Ecobank, Zenith Bank and Citi Bank – as well as International Finance Corporation, a World Bank member, and Accion Investments, all of which contribute to its strong financial base and allow it to serve an ever-increasing number of customers.
Accion MfB Launches AccionMonie App to Transform Digital Banking in Nigeria
Buhari’s Passing: FG Declares Tuesday Public Holiday to Honour Deceased Ex-President
By: Michael Mike
The Federal Government has declared Tuesday, 15 July, 2025, as a Public Holiday in honour of the late former President Muhammadu Buhari.
This is in futherance to the seven days of National mourning declared by President Bola Ahmed Tinubu.
Minister of Interior, Hon. Olubunmi Tunji-Ojo, made the declaration on Monday on behalf of the Federal Government, following the approval of President Bola Tinubu.
The Minister, in a statement signed by the Permanent Secretary, Ministry of Interior, Dr. Magdalene Ajani, stated that the holiday is a mark of respect for the late President’s service to the nation, his contributions to Nigeria’s democratic journey, and his enduring legacy in governance and national development.
He said: “President Muhammadu Buhari served Nigeria with dedication, integrity, and an unwavering commitment to the unity and progress of our great nation. This public holiday provides an opportunity for all Nigerians to reflect on his life, leadership, and the values he upheld.”
He urged citizens to use the day to honour the late President’s memory by promoting peace, patriotism, and national cohesion, in line with his vision for a prosperous and united Nigeria.
He noted that as earlier announced, the National flags are to fly at half mast for the seven days of mourning period from Sunday 13th July, 2025.
The Federal Government extends deepest condolences to the family of the late President, the people of Katsina State, and all Nigerians, while praying for the peaceful repose of his soul.
End
Chinese Embassy Mourns Buhari
By: Michael Mike
The Chinese Embassy has mourned the passing of former President Muhammadu Buhari.
The Embassy in a message on X commiserate with the government and the people of Nigeria.
The message read: “The Chinese Embassy in Nigeria extends our deepest condolences to the people of Nigeria on the passing of His Excellency, Muhammadu Buhari (Rtd), Former President of Nigeria.
“We mourn a resolute leader whose unwavering dedication to Nigeria’s unity and progress leaves an enduring legacy.
“His pivotal contributions to advancing China-Nigeria relations will forever remain etched in our shared history. Our thoughts are with his family and Nigerian people.”
Chinese Embassy Mourns Buhari
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