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Experts Push Structured Islamic Estate Planning to Protect Wealth, Prevent Family Disputes
Experts Push Structured Islamic Estate Planning to Protect Wealth, Prevent Family Disputes
By: Michael Mike
Legal, financial and Islamic scholars have urged Nigerians to embrace structured Islamic estate planning, warning that informal and undocumented wealth transfer practices continue to expose families to conflict, asset loss and prolonged court battles.
The call was made in Abuja at the 8th Annual Islamic Estate Planning Clinic, themed “From Informality to Legacy: Structuring Islamic Wealth Transfer.” The event was organised by The Metropolitan Law Firm in partnership with First Trustees Limited and Al-Ameen Trustees Limited.
Speakers at the forum stressed that increasing reliance on verbal agreements and family-based arrangements often undermines the intentions of asset owners and creates avoidable disputes among beneficiaries.
Managing Partner of The Metropolitan Law Firm, Hajia Ummahani Amin, said many Nigerian families fail to document their estate plans, leading to mismanagement and outcomes that contradict Islamic inheritance principles.
She explained that estate planning enables individuals to organise their affairs ahead of death and ensure their wishes are carried out in line with both legal and religious requirements.
“Leaving assets with relatives or friends without proper documentation has resulted in serious challenges for many families,” Amin said.
She noted that while Islamic law provides clear inheritance guidelines, individuals are permitted to allocate up to one-third of their estate through structured instruments such as wills, trusts and endowments. According to her, these tools are essential for protecting beneficiaries and sustaining long-term family legacies, especially as Nigeria adjusts to digitalisation and emerging tax reforms.
Delivering the keynote address, Professor Isa Pantami, Co-Chairman of the African Union’s 4th Industrial Revolution Policy Council, called for a shift from informal practices to properly documented, Sharia-compliant estate planning systems.
Pantami said verbal agreements are unreliable and often fuel disputes, adding that structured wealth transfer is both a legal necessity and a religious obligation in Islam.
He advocated the use of modern technologies, including blockchain-based systems, to secure wills and estate documents, while also highlighting challenges such as delayed will-writing, undocumented property ownership and cultural practices that conflict with Islamic inheritance laws.
Chairperson of the Better Life Programme for the African Rural Woman, Dr Hajiya Aisha Babangida, emphasised the need for sustained public education on Islamic financial instruments.
She noted that tools such as waqf (Islamic endowment), trusts and Sukuk could be leveraged to support education, infrastructure and community development if properly understood and utilised.
“Awareness and education are critical,” she said. “Structured planning helps families preserve wealth while contributing to broader social development.”
Also speaking, Associate Director of First Trustees Limited, Mr Abimbola Ajinibi, identified cultural misconceptions as a major obstacle to effective estate planning among Muslims.
He explained that many wrongly assume Islamic inheritance laws eliminate the need for wills, whereas individuals retain discretionary powers over a portion of their estate.
“Failure to plan often results in intestate estates and lengthy probate processes, which can cost as much as 10 per cent of the estate value,” Ajinibi said.
He added that estate planning goes beyond wills to include trusts, gifts and powers of attorney designed to ensure smooth wealth transition.
On regulatory developments, Rotimi Obende of First Trustees highlighted the impact of tax reforms effective from January 1, 2026, noting that income generated from estates and trusts is now subject to reporting and taxation.
“Although inheritance transfers remain largely unaffected, income earned during estate administration must be declared,” he said, adding that proper structures help ensure taxes are assessed on net income.
Representative of Al-Ameen Trustees Limited, Ms Mutiat Olatunji, underscored the importance of regulated, faith-based trustees in ensuring ethical, transparent and Sharia-compliant estate management.
She said professional trusteeship plays a critical role in regulatory compliance and responsible wealth stewardship for both private beneficiaries and community development initiatives.
Participants concluded the clinic by urging Nigerians to combine religious guidance with legal expertise, professional trusteeship and modern technology to secure their families’ futures.
They agreed that structured Islamic estate planning is vital not only for preserving wealth, but also for promoting social stability, accountability and intergenerational prosperity.
Experts Push Structured Islamic Estate Planning to Protect Wealth, Prevent Family Disputes
News
Suspected Mwaghavul Militia Attack on Herders Reported in Mangu, Cattle Shot in Plateau
Suspected Mwaghavul Militia Attack on Herders Reported in Mangu, Cattle Shot in Plateau
By: Zagazola Makama
Suspected armed Mwaghavul militia members have reportedly attacked herders around Kombilin in Panyam District of Mangu Local Government Area of Plateau State, shooting an unspecified number of cattle.
Security sources told Zagazola Makama that the incident occurred at about 4:30 p.m. on Sunday, Oct. 4, 2026.
Preliminary reports indicated that the assailants, suspected to be members of a Mwaghavul militia group, targeted herders in the area and opened fire on their cattle.
The exact number of cattle killed or injured in the incident had yet to be established as details were still emerging.
The circumstances surrounding the attack, including whether any persons were injured or killed, remained unclear at the time of reporting.
Further details are being awaited as efforts continue to establish the full circumstances of the incident.
Suspected Mwaghavul Militia Attack on Herders Reported in Mangu, Cattle Shot in Plateau
News
North-East Governors Push Regional Energy Agenda, Seek Speedy Completion of Mambila Hydropower
North-East Governors Push Regional Energy Agenda, Seek Speedy Completion of Mambila Hydropower
By: Our Reporter
The Northeast Governors’ Forum (NEGF) says it has transformed power supply from a problem that each state handles independently to a shared regional energy agenda for the sub-region.
It also wants member states to take full advantage of the new electricity law and the region’s abundant sunshine to expand solar and mini-grid technologies.
The position was stated in an eleven-point communiqué issued in Maiduguri on Saturday at the end of the Forum’s 13th meeting.
The communiqué, signed by Forum’s chairman and Borno State Governor, Professor Babagana Umara Zulum, and read by the Vice Chairman of the Forum and Adamawa State Governor, Alhaji Ahmodu Umoru Fintiri.

The governors noted that the Dadinkowa hydropower plant in Gombe State now feeds the national grid.
They described this as one result of their joint efforts to provide power and energise the sub-region.
The Forum restated its long-standing concern over what it called the seeming neglect of the Mambila hydropower plant in Taraba State, urging the Federal Government to use the recent arbitration ruling, which cleared the project’s legal encumbrance, to speed up the plant’s completion and take-off.

The Forum agreed to partner with Green Ville Energy to build more Compressed Natural Gas (CNG) and Liquefied Natural Gas (LNG) stations across the region to cut transport costs.
The Governors also thanked the Federal Government, through the North East Development Commission (NEDC), for providing 10,000 electric tricycles, 10 electric buses and 300 electric taxis, which are expected to be launched later this month to ease the burden of transportation.
They also resolved to set up a North-East regional air shuttle, which, according to them, would make it faster and easier to move people and goods within the region and to other parts of the country.
The Forum commended President Bola Tinubu for paying renewed attention to the PortHarcourt–Jos–Bauchi–Gombe–Maiduguri rail corridor, the Akwanga–Jos–Bauchi–Gombe–Biu–Maiduguri highway, and frontier oil exploration at Kolmani.
However, it called on the Federal Government to revisit oil exploration activities that began but later stalled in Magumeri and Gubio Local Government Areas of Borno State.
On security, the governors acknowledged the appreciable success recorded against the insurgency, commending the courage and sacrifice of the Armed Forces and other security agencies.

The Forum noted that the North-East has one of the youngest populations in the country. It recommitted to providing young people with quality education, vocational and entrepreneurial skills, technology, and meaningful jobs.
On the environment, the Forum condemned the extent of damage caused by deforestation and resolved to partner with the Forestry Research Institute to train forest experts in the region.
The meeting was attended by Governor Zulum, Governor Ahmadu Umaru Fintiri of Adamawa State and Governor Muhammadu Inuwa Yahaya of Gombe State. Bauchi State and Yobe State were represented by their Deputy Governors, Rt. Hon. Mohammed Auwal Jatau, and Alhaji Idi Barde Gubana. The Deputy Governor of Borno State, Umar Usman Kadafur, was also in attendance.
Since its inaugural meeting in Gombe in March 2020, the Forum said its greatest achievement has been its members’ unity, noting that this unity has given the region a collective voice delivering real infrastructural development.
The 14th meeting of the Forum is scheduled to hold in Gombe on December 18 and 19, 2026.
North-East Governors Push Regional Energy Agenda, Seek Speedy Completion of Mambila Hydropower
News
Army, Police, DSS launch aggressive operation to rescue 20 abducted NYSC members in Imo
Army, Police, DSS launch aggressive operation to rescue 20 abducted NYSC members in Imo
By: Zagazola Makama
The Nigerian Army, Police, Department of State Services (DSS) and other security agencies have intensified search-and-rescue operations to secure the release of 20 prospective National Youth Service Corps (NYSC) members abducted along the Owerri–Onitsha Road in Imo State.
The victims were reportedly kidnapped on Oct. 1 around Umunoha, with security forces subsequently launching coordinated operations to track down the perpetrators and rescue the abductees.
Security sources told Zagazola Makama that troops of the 34 Artillery Brigade, alongside personnel of the Nigerian Navy, Nigerian Air Force, Nigeria Police Force, DSS, Nigeria Security and Civil Defence Corps and local vigilantes, launched an offensive operation in Amakohia Forest at about 5:30 a.m. on Saturday, Oct. 3.
The operation followed intelligence gathered during efforts to trace the kidnappers and establish their possible locations.
The sources said the kidnappers had contacted the families of seven victims using telephone numbers belonging to the abducted persons and demanded a ransom of N50 million for each victim.
Operatives of the DSS reportedly geolocated the telephone numbers used for the ransom calls, providing intelligence to support efforts to track the suspects.
In a related development, the Inspector-General of Police, IGP Olatunji Disu, has deployed the Deputy Inspector-General of Police in charge of Operations, DIG Shehu Umar Nadada, to Imo State to provide operational direction for the rescue mission.
The DIG arrived in the state with two commissioners of police and conducted an on-the-spot assessment of the incident and ongoing search-and-rescue efforts by the Imo State Police Command.
The assessment involved the Commissioner of Police, Imo State Command, CP Audu Garba Bosso; Commissioner of Police, Federal Operations, CP Akpan Anifiok; the Commissioner of Police in charge of the Police Mobile Force; and other service commanders and members of the command’s management team.
The police delegation reviewed operational strategies, personnel deployment and available operational assets, while issuing additional directives to strengthen the coordinated response.
The Police said tactical teams and operational assets had been deployed across identified areas, with intelligence-led tracking efforts being intensified in collaboration with other security agencies.
DIG Nadada assured the public that the Police would sustain the operation until the abducted persons were safely rescued and the perpetrators apprehended.
He urged residents to remain calm and vigilant, while encouraging anyone with credible information that could assist the operation to contact the Police or the nearest security formation. He added that information received would be treated confidentially.
As of the time of filing this report, the joint operation was ongoing, with security agencies yet to announce the rescue of the 20 abducted prospective corps members.
The authorities have urged the public to avoid spreading unverified information that could undermine ongoing operations.
Army, Police, DSS launch aggressive operation to rescue 20 abducted NYSC members in Imo
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