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POS dealers ATM make brisk businesses in Borno and Yobe state due to scarcity of naira notes

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POS dealers ATM make brisk businesses in Borno and Yobe state due to scarcity of naira notes

By: Bodunrin Kayode

Naira sale has become big business in the capital of Borno and Yobe states as Point Of Sale (POS) agents are making brisk business beyond the normal charges from customers.

Even the Automated Teller Machines ATM which are supposed to give customers their cash as at when needed have restricted them badly to just N2000 in some cases even as our findings indicate that they drive big amounts of new cash in their private cars back to the bedrooms of those big time business men and politicians for fear of loosing their accounts to willing bank managers.

For those in Damaturu, a smaller town and capital of Yobe State, the scarcity of old naira notes still persists as it does in maiduguri but our investigations indicate that residents are trying to survive the tensed atmosphere this has quagmire has created.

The scarcity of naira notes has caused very long queues in most of the major towns around the two states such that there are worries that some people may never have respite even after the deadline issued by the central bank of Nigeria.

It’s the same sing song in Potiskum where a security source name withheld told this reporter that the policy should have been implemented long ago and not just when the election is at the corner.

“imagine you implement a policy that you think will cripple the political class who horde billions of this same naira for the election. Do you think some of them step into the bank? The answer is no. These bankers drive the cash back into their bedrooms. So who is loosing now? It’s the common man who has to buy naira at exorbitant prices.”he pointed.

Investigation conducted by this reporter indicates that because most of the council areas of these two states do not have branches of banks, there is an acute scarcity of even the old naira notes in the hinterland 200 to 300km outside the city of maiduguri and Damaturu.

A source who also prefers anonymity in Gamboru Ngala told this reporter that some residents in the border town that have relatives in Cameroon have resolved to buy most of their needs in foreign cfa currency which is available in their area as the bite of the scarcity of the naira persists.

She went on “We become lucky only when the POS agents travel to maiduguri and bring cash for us. Even that, they charge us 300 naira for every new N1000 we ask them to change for us. Some take half of the money in the name of selling new notes to us.

” This is our sad plight because we do not have banks here, not even micro finance banks to benefit from the enormous border trade going on with the gradual advent of peace in the place.

A drive round maiduguri within the period under review indicates that some of the banks deliberately refused to pay the old money to some customers and even POS agents on the counter since Monday and that is after the central bank of Nigeria had given a directive that they should dispense cash to them.

Service providers stranded

A tailor who called himself Bomboy complained that since Monday he has been working yet people were not coming to take their clothes and pay up even old notes for services.

He said those who want to pay him are met with stiff agency charges such as 1,500 taken from their salaries for every 5000.

“So if her salary is just N15,000 monthly you can imagine how she will feel loosing up to 4,500 from her pay if she wants to withdraw the cash for keeps so she can use accordingly.” said Bomboy.

At kasua fara which is part of konduga council area of Borno, charges rose from N100 for each N5000 withdrawal to about N500 which is ten percent of the money one desires to withdraw.

In the second largest town of Bama, the report was not different right up to Pulka and Gwoza, lack of money was a recurring decimal.

The POS sellers alleged that even though it is illegal to buy the naira, they have no choice but to buy behind the counter from some willing banks to go and sell for the customers who can afford to pay for the excess charges.

Paralysis of commercial activities

The scarcity has badly affected the buying and selling going on within the city because of the fear of losses they will incur if they get to the POS which is the only leeway to escape the mammoth crowd at the banks.

Some residents who spoke to this reporter noted that going out to the Atm centres of some banks is a waste of time because after two hours of waiting you realize that it can only dispense between 3 and 5,000.

“what if my wife is sick and we need to buy drugs worth more than 5000? Do that is how I will be restricted because they now dish out only 5000 in some ATM centres averagely which is bad for business.

Meanwhile, in these the CBN has set up committees that have been going round the states to enforce compliance. In Borno the committee is headed by Mohammed Tumala, a director of statistics in the CBN.

He told this reporter that the CBN is really serious about monitoring the whole exercise and would stick to the deadline which is why they are on ground to ensure enforcement by commercial banks.

He Saud that Borno Yobe has been taken care of because over N8. 4 billion was distributed to Borno as at last week while over N4 billion has been disbursed to Yobe alone.

He said that his team has been to many areas of the state and have disbursed directly to POS and other organized groups in need of the new notes.

The team leader said that they have been working with security agencies. Icpc, efcc and other relevant groups supporting the implementation of the policy by the CBN.

Reaction from Kano

Another anonymous source in kano said that it was true that some people were making brisk businesses from the currency business.

“But it is to our own disadvantage because our kids are the people I am thinking of. How will their generation live their lives? The masses are suffering and things are not getting better in anyway.

” There is no scarcity in kano except that people are buying the notes and keeping them in their homes as surety for the dry day.

” A lot of people have turned the crave for new naira notes into business and that is the only time it becomes scarce. Imagine someone withdrawing a million while others do not have anything.

” The POS agents are equally not helping matters because they exploit people a lot, by selling the currency at cut throat prices.

” At least eighty percent of the currency in circulation is outside the banking system. Just 20 percent is within the system and that is not good for our economy.

“The cashless policy must succeed because we cannot continue to be a cash based society.

” That is why we are welcoming E naira because it will also make sure we are boarded from the cash system. It would be of great advantage to the country as such it should be embraced if we mean business with our economy.

Reaction from the Govt house

Except for those with verifiable constraints such as lacking supplies from the CBN, the State Governor, Professor Babagana Zulum has directed that any bank which refuses to dispense new naira notes via ATMs and banking halls should have its land revoked.

Zulum issued the directive over the weekend after visiting branches of banks to assess problems being faced by residents in trying to access new naira notes via long queues at ATMs amid acute scarcity and hopelessness.

“Any bank in Borno State that is not willing to ensure their ATMs are fully dispensing new naira notes cash to ease the suffering of our people, we will withdraw their land title immediately. We will only spare Banks with genuine constraints that are verifiable” Zulum said.

Before that declaration, Zulum expressed unhappiness when he saw hundreds of people queued at a bank’s branch, with only one out of 10 ATMs dispensing cash.

“As you can see here, only less privileged people are queued up. I didn’t see rich people here. Many people are said to been here since 3:00 am, some could not even eat anything. The new naira notes and even the old ones are not available and that is adversely affecting commercial activities in the state and people are suffering

“We just released salaries of about 5 billion naira and the banks don’t have money, some of the ATMs are not working. We don’t have any problem with the CBN policy or the withdrawal limit, they said individuals can only withdraw N20,000, but why can’t everyone have access to that N20,000?” he said.

“Yesterday I was in Gubio with a population of over 70,000 people but it was impossible to source N100,000 in the entire local government, neither of the new note nor the old notes. A ram that is worth N100,000 is now being sold for N35,000 because people are desperate for cash, and some wicked rich people are going to rural areas to exploit poor people. ” Said Zulum

The Governor urged the Central Bank of Nigeria (CBN) to ensure the availability of new notes at commercial banks for people to access their money.

“Right now in Borno State, I have visited more than ten ATMs and there’s no cash” Zulum said.

POS dealers ATM make brisk businesses in Borno and Yobe state due to scarcity of naira notes

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ECOWAS Court Raises Alarm Over Gender Violence, Low Compliance With Judgments

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ECOWAS Court Raises Alarm Over Gender Violence, Low Compliance With Judgments

By: Michael Mike

The President of the ECOWAS Court of Justice, Claudio Monteiro Gonçalves, has called for stronger regional action to combat gender-based violence and ensure justice for women and girls across West Africa, warning that many victims still suffer in silence.

Gonçalves, who was represented by the Acting Deputy Registrar of the ECOWAS Court of Justice, Mrs. Marie Sanie, made the call in Abuja during the court’s celebration of International Women’s Day, organised by the CCJ Women Forum under the theme “Rights, Justice, Action for All Women and Girls,” with a sub-theme urging stakeholders to “Break the Silence: End Gender-Based Violence Now.”

He said the protection of women’s rights remains central to the court’s mandate of advancing the rule of law and safeguarding fundamental human rights across the Economic Community of West African States.

According to him, the court has, through its judgments, played a significant role in challenging discrimination, addressing sexual and gender-based violence and providing remedies for victims across the region.

“These groundbreaking decisions have not only delivered justice to individuals but have also set important legal precedents that reinforce the dignity and protection of women and girls throughout the region,” he said.

Among the landmark rulings highlighted by the court president was the 2008 case of Hadijatou Mani Koraou v Republic of Niger, which addressed slavery practices in Niger, and the 2017 case of Dorothy Chioma Njemanze & 3 Ors v Federal Republic of Nigeria that condemned discrimination and degrading treatment against women.

Other notable cases cited include WARDC & IHRDA (Mary Sunday) v Federal Republic of Nigeria on domestic violence, WAVES & 1 Or v Republic of Sierra Leone on discrimination based on pregnancy, Adama Vandi v Republic of Sierra Leone on rape and the failure to provide effective remedy for victims, and Forum Against Harmful Practices (FAHP) & 2 Ors v Republic of Sierra Leone concerning female genital mutilation.

Gonçalves stressed that gender-based violence remains a major obstacle to equality, justice and sustainable development across the region.

“Too often, survivors suffer in silence due to stigma, fear or lack of support to seek justice. Today we affirm that silence must end and justice must be translated into action,” he said.

The court president also expressed concern over the low level of compliance with the court’s rulings by member states, revealing that only about 20 per cent of its judgments have been fully implemented.

He warned that the low enforcement rate could undermine the authority and credibility of the regional court if not addressed urgently.

To tackle the challenge, he said the court recently carried out bilateral engagement missions to several member states, including Sierra Leone, Nigeria and Guinea-Conakry, as part of activities marking the 50th anniversary of the Economic Community of West African States.

The missions, he explained, were aimed at encouraging governments to implement the court’s decisions and fulfil their treaty obligations.

Gonçalves also noted that the court regularly conducts awareness and outreach missions across member states to educate citizens on how to access the court and seek redress for human rights violations.

He emphasised that justice would only be fully realised when citizens are aware of their rights and governments ensure that court judgments are respected and implemented.

While celebrating the achievements of women working within the ECOWAS Court, he acknowledged that challenges remain, particularly in ensuring greater representation of women in leadership positions and creating supportive work environments that promote work-life balance.

Despite the challenges, he reaffirmed the court’s commitment to strengthening legal protections for women and girls in the region.

“As we celebrate the achievements of women today, we reaffirm our commitment to delivering justice, advancing the rule of law and building a region where every woman and girl can live in safety and dignity,” he said.

Meanwhile, the Patron of the ECJ Women Forum, Justice Dupe Atoki, has called for stronger commitment to protecting the rights of women and girls, stressing that legal protections must go beyond promises to ensure real justice and equality.

Atoki made the call during the celebration of International Women’s Day at the ECOWAS Court of Justice in Abuja, where officials, diplomats and legal practitioners gathered to discuss the role of justice systems in safeguarding women’s rights across West Africa.

Speaking on the global theme for this year’s commemoration, the judge said the theme serves as both a reminder and a call to responsibility for governments, institutions and society at large.

She emphasised that the rights of women and girls should never be treated as privileges granted at convenience but as fundamental human rights that must be respected, protected and fulfilled.

According to her, although progress has been made globally in advancing gender equality, many women and girls still face barriers that limit their opportunities, silence their voices and restrict their participation in social, political and economic life.

“The emphasis on rights reminds us that the rights of women and girls are not privileges to be granted at convenience, but fundamental human rights that must be respected, protected and fulfilled,” she said.

Atoki noted that justice systems have a critical responsibility in addressing discrimination, violence and exclusion against women, adding that courts and legal institutions must remain accessible, impartial and responsive to the realities women face.

She said effective justice mechanisms are essential in ensuring that laws protecting women are properly enforced and that perpetrators of abuse are held accountable.

“The call for justice highlights the vital role of laws, institutions and courts in safeguarding equality and dignity. Justice must be accessible, impartial and responsive to the realities faced by women and girls,” she stated.

Atoki also stressed that achieving gender equality requires more than commitments and declarations, noting that deliberate action is necessary to dismantle structural barriers that hinder the progress of women and girls.

According to her, governments and institutions must translate policy commitments into practical measures that create safe and supportive environments for women to thrive.

“The call for action reminds us that commitments alone are not enough. Real progress requires deliberate steps through policies, institutions and collective effort to dismantle structural barriers and create environments where women and girls can thrive,” she said.

She urged stakeholders across the region to renew their commitment to advancing women’s rights, strengthening access to justice and ensuring that gender equality becomes a lived reality rather than a distant aspiration.

Atoki concluded by calling on governments, civil society organisations and legal institutions to work together to ensure that the promise of rights, justice and action is realised for all women and girls across the West African region.

ECOWAS Court Raises Alarm Over Gender Violence, Low Compliance With Judgments

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NHRC Takes Rights Campaign to Grassroots, Holds Women’s Day Town Hall in Abuja Community

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NHRC Takes Rights Campaign to Grassroots, Holds Women’s Day Town Hall in Abuja Community

By: Michael Mike

The National Human Rights Commission (NHRC) has intensified advocacy for the protection of women and girls by organising a community town hall meeting in Bwari as part of activities marking the 2026 International Women’s Day.

The sensitisation programme brought together traditional rulers, youth leaders, women groups and other community stakeholders to discuss the need for stronger action against discrimination and violence affecting women.

Executive Secretary of the Commission, Tony Ojukwu, said the annual commemoration of International Women’s Day provides an important opportunity to celebrate the achievements of women while drawing attention to the obstacles that still limit their full participation in society.

Ojukwu, who was represented at the event by the Director of the Commission’s Women and Children Department, Ngozi Okorie stressed that the theme of the 2026 celebration, “Rights. Justice. Action. For All Women and Girls,” calls for practical and sustained efforts to remove barriers confronting women in many communities.

He noted that despite growing awareness of gender equality, women and girls continue to face gender-based violence, discrimination, limited access to justice and socio-economic inequalities.

According to him, addressing these challenges requires the collective commitment of government institutions, community leaders and citizens.

“The rights of women and girls are fundamental human rights. Protecting them demands deliberate and sustained action from all stakeholders,” he said.

The NHRC boss reaffirmed the Commission’s determination to promote and safeguard the rights of all Nigerians, particularly vulnerable groups such as women and children.

He explained that the Bwari town hall meeting was designed to deepen public awareness of human rights and provide a platform for dialogue on practical measures that could strengthen the protection of women and girls at the grassroots.

Traditional rulers who attended the forum commended the Commission for bringing the conversation on human rights closer to local communities.

The Esu of Bwari, represented by Mai Anguwa of FCDA Quarters, Zakwoi Ibrahim, described the initiative as timely, noting that such engagements would help educate residents about their rights and responsibilities.

Also speaking, Youth President of Bwari Area Council, Comrade Dr Awoyi Bwari, praised the NHRC for organising the programme, saying it would boost awareness on human rights issues among both men and women in the community.

Representatives of women’s organisations, including faith-based groups and market associations, also participated in the meeting and pledged their support for efforts aimed at promoting and protecting the rights and welfare of women and girls.

NHRC Takes Rights Campaign to Grassroots, Holds Women’s Day Town Hall in Abuja Community

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Interior, Information Ministries Forge Stronger Partnership, Spotlight Key Reforms in Passport, Security, Identity Services

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Interior, Information Ministries Forge Stronger Partnership, Spotlight Key Reforms in Passport, Security, Identity Services

By: Michael Mike

The Ministry of Interior has strengthened its collaboration with the Federal Ministry of Information and National Orientation to improve public awareness of key government reforms in passport services, border security, identity management, and national safety.

The engagement took place during a high-level visit by the Minister of Information and National Orientation, Mohammed Idris, to the Ministry of Interior, where he was received by the Minister of Interior, Olubunmi Tunji-Ojo.

Tunji-Ojo while welcoming the delegation, highlighted the critical need for coordinated communication to ensure Nigerians are fully informed about government achievements under the Renewed Hope Agenda.

Tunji-Ojo noted that the Ministry of Interior oversees key agencies, including the Nigerian Immigration Service, Federal Fire Service, Nigerian Security and Civil Defence Corps, Nigerian Correctional Service, and the National Identity Management Commission. He described the last two and a half years as a period of transformative reforms across these agencies, resulting in significant improvements in service delivery, security, and citizen engagement.

Among the Ministry’s notable achievements, Tunji-Ojo highlighted the rapid clearance of over 204,000 pending passport applications, the introduction of contactless passport renewals for Nigerians abroad, and the establishment of Nigeria’s first centralised passport personalisation centre in Abuja. He also pointed to advanced border management technologies, including the deployment of Advanced Passenger Information (API) and Passenger Name Record (PNR) systems, and the introduction of electronic immigration gates at major airports.

In the area of identity management, Tunji-Ojo announced that over 130 million Nigerians have been enrolled in the National Identity Database, while the launch of the ECOWAS National Biometric Identity Card now facilitates regional travel within West Africa without passports. The Minister further highlighted correctional reforms, skills development for inmates, the construction of a National Fire Academy, and deployment of Mining Marshals to protect critical mining sites.

Tunji-Ojo emphasized that these reforms require strong public communication and urged the Ministry of Information to collaborate on a coordinated strategy to ensure accurate and timely dissemination of information to Nigerians and the international community.

In his response, Idris commended the Ministry of Interior for the remarkable reforms, stressing that consistent government messaging on security and development initiatives would boost Nigeria’s international image and attract foreign investment. He also announced that Nigeria would host the World Public Relations Forum later this year in partnership with the Nigerian Institute of Public Relations (NIPR), a move expected to bring global communication experts to the country.

Both Ministers agreed to deepen collaboration in strategic communication to ensure that government achievements and reforms under the Renewed Hope Agenda are widely publicized and accessible to Nigerians. Tunji-Ojo reaffirmed the Ministry’s commitment to sustaining reforms that translate into tangible benefits for citizens.

The partnership signals a renewed focus on transparency, institutional reform, and enhanced citizen engagement, positioning Nigeria to showcase its progress on governance, security, and development to both domestic and international audiences.

Interior, Information Ministries Forge Stronger Partnership, Spotlight Key Reforms in Passport, Security, Identity Services

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