Connect with us

Columns

The Panic of Growing Older, Better Late Than Never 

Published

on

The Panic of Growing Older, Better Late Than Never 

By:Balami Lazarus 

The title of this write-up is derived from the beautiful literary work of Dr. Lenrie Leopold Wilfred Peters, a fine African poet from Gambia who died in 2009 in Dakar, Senegal. I acknowledged Dr. Peters and his publishers for lifting the title of one of his works. Permit me here to tell you that I was recently in my faraway home, which I will neither call a village nor a town, because I am not competent or qualified to do so, knowing fully well that only experts in the fields of urban and town planning are competent enough to do that. 

However, Shaffa in Borno State, for me, is a semi-urban settlement. At Shaffa, I see my once-active mother, who is aging with wear and tear taking a toll on her from the ailments associated with aging. I can see frustration over her inability to do something herself. I can also see her thoughts of vanity demonstrated by her lack of interest in so many things. Life is becoming meaningless for her at this advanced age. Suddenly, the panic of growing older struck me with a pang of hammer on anvil as it were in the blacksmith shop. Thank God, we are there for you. Richard, my brother, is the closest to her doing the right thing. Sometimes back in 2020, I attended a seminar on investments, and one of the speakers spoke intensively on old age and aging. 

The article is written from the point of view of investments for the rainy days of old age, which will surely someday come with aging that will take its toll on you and me as long as man lives. Active days shall be over, and diminishing returns shall set in. There will be no more profits but losses and deficits, the balance sheet reads. This scenario is real; therefore, you need to have plans and investments. Ignoring old age as a life project is bad without plans. You then find yourself with no resources, no investments to give you money and comfort that might likely prolong your life to age gracefully in good health, God willing. 

Ants are one of the largest insects that belong to the insecta class. Weather or not, ants are among the most active creatures on earth; they are known to be seasonal investors. Their gathering and storage sense is wonderful. Ant stores are deep in the earth crust, well secured for the purpose of keeping their foods for tomorrow. Therefore, as tiny as they are, their wisdom supersedes that of other animals, including some humans, in terms of saving for the future. 

Investments have been one of the most difficult things to do for many people, both young and old. Many of us spend our money on wants, not needs, and equally want to run businesses by ourselves, not thinking of putting our money into organized, profitable business ventures. Well, I will not blame some people for not doing that. More so, the enabling environment is not conducive. And probably it might be due to a lack of understanding or awareness, hindering many from investing for a lifetime. 
To peacefully navigate through old age and the aging phase of life, one needs to put a safety valve on financial income for the voyage of the old age project. Old age without any source of income is the worst life situation, where life will practically be meaningless. Yes, you are now old and aging—a burden, a liability, and beggarly poor physically and in health. Children have grown and gone; grandchildren are keeping away from you because you have nothing to offer. Aging is knocking hard on you each day. Better late than never. 

What will it cost to be old and aging without any source of income? The impact on old age and aging is colossal. But with good, profitable investments in either real estate, stocks, agriculture, or any other source of steady income, aging will be graceful without stress but fun throughout. At this stage and situation, you are more stable emotionally, mentally, physically, and spiritually in a cozy manner in the company of friends and relatives who are always there and/or asking what to do for you. Because you have what it takes to keep some of them around you. While some of your contemporaries are still trudging and sweating hard with young people who are equal to their grandchildren, 

Better late than never, young men should begin to develop habits for life savings or investments where their money will work and grow for them. Though the harvest may be long, patience and time will no doubt be in your favor in the future. This simple principle is more applicable in the capital market, known as the stock market. The formula is: money + stocks x time = patience. Therefore, patience is equal to capital appreciation or dividends in millions or billions of naira over a long period of time. People should learn to look out for financial assets and investments. Getting old and aging is certain as one lives. 

Balami, a Publisher/Columnist (8036779290)

The Panic of Growing Older, Better Late Than Never 

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Columns

Letter to Kashim Shettima at 58: Happy Birthday, Mr. Vice President

Published

on

Letter to Kashim Shettima at 58: Happy Birthday, Mr. Vice President

Letter to Kashim Shettima at 58: Happy Birthday, Mr. Vice President

By: Dr. James Bwala

To Kashim Shettima, my esteemed vice president, I would like to wish you a very happy 58th birthday on this memorable day. Many people have found inspiration in your leadership and commitment to serve our nation, and I am honored to have the chance to offer my sincere congratulations on reaching this significant accomplishment.

As a default-level student of the Kashmir political class, I am impressed by your poise and ethics in navigating the complexity of politics. The policies you have supported and the initiatives you have started demonstrate your dedication to raising the standard of living for the citizens of our country. I sincerely appreciate and support your idea for a brighter future for everyone. 

Happy Birthday, Mr. Vice President

What it means to be a public servant has been exemplified by your leadership. We have taken note of your persistent efforts to push for positive change and address the issues affecting our nation. I sincerely appreciate your commitment to enhancing infrastructure, healthcare, and education since it has positively impacted countless lives. It is well known that you are a kind and accomplished person, especially now that you are 58 years old. You have undoubtedly contributed significantly to the advancement of both your state and the nation as a whole. More leadership and counting have been seen in your records

READ ALSO:https://newsng.ng/umth-child-institute-center-safe-haven-for-child-care/

Your empathy for others who are less fortunate is one of your best traits. Everywhere you go, you have continuously sought to make a difference in the lives of vulnerable and underprivileged groups. You have put in place a number of social welfare initiatives aimed at helping the poor, widows, orphans, and internally displaced people. You continue to be a tremendous achiever who has advanced significantly in a number of areas in addition to your compassion. 

During your tenure as the governor of Borno State, you managed the execution of multiple developmental initiatives that yielded favorable results for the state’s healthcare, education, and infrastructure. Borno State benefited from increased access to high-quality education, broader healthcare coverage, and greater infrastructure development under your leadership.

In Borno State, an area beset by violence and insurgencies for more than ten years, you have played a crucial role in promoting peace and security. In spite of the obstacles presented by the Boko Haram insurgency, you persisted in your will to advance peace and stability in the area. 

You have been an outspoken supporter of peaceful cohabitation among Borno State’s diverse population and have devoted countless hours to bridging the divide between various ethnic and religious groupings. You distinguish yourself from other political leaders by your commitment to public service and your care for the well-being of your constituents. Many people in Nigeria and beyond admire and respect you for your outstanding accomplishments and kindness.

 As a kind and accomplished individual who has significantly aided in the growth of Borno State and Nigeria overall. You are a genuinely amazing leader because of your devotion to serving the public, your desire to better the lives of those who are less fortunate, and your support of peace and security. As you commemorate your 58th birthday this year, it’s obvious that future generations will be motivated by your example to work for a more positive, inclusive society for all.

As you become older, your charitable endeavors also become more significant in addition to your political career. Thousands of lives have been impacted by the Kashim Shettima Foundation, which helps the less fortunate in Borno State and beyond with healthcare, education, and other services. 

It has also contributed to the reduction of poverty and enhancement of the general well-being of the populace. You continue to be regarded as a significant role in Nigerian politics on many fronts, valued for your honesty, diligence, and devotion to helping your fellow citizens. Your tenure as Borno State’s governor has left a lasting impression on the people you served, and it will continue to motivate upcoming generations of leaders to give selflessly to the advancement of our society.

I hope you pause to consider all that you have achieved and the lives you have impacted as you celebrate your 58th birthday. Your leadership has had an impact, and I have no doubt that your love and dedication to serving our country will continue to motivate others. Mr. Vice President, I hope your special day is filled with joy and happiness. I hope you have a happy, healthy, and prosperous day. 

Happy 58th birthday! Sincerely, Dr. James Bwala, PhD. 

Letter to Kashim Shettima at 58: Happy Birthday, Mr. Vice President

Continue Reading

Columns

Counting our blessings from the protests 

Published

on

Counting our blessings from the protests 

By Kunle Oyatomi

Many are wont to mourn and count their losses after a period of hostilities, conflict or bitter experience, such as Nigeria witnessed during the 10-day #EndBadGovernance protests nationwide. Well, I’m going to disappoint the reader who thinks I’ll be following that beaten track. I’m going to be like our leader, President Bola Ahmed Tinubu, who as he addressed his compatriots during the crisis, saw nothing but hope and fulfillment of collective dreams at the end of it all, despite the destruction and deaths that accompanied the wild riots, especially in parts of the north. Of course there were losses. I’m not ignorant about that. I can’t be like the ostrich which erroneously assumed that because it hid its head in the sea sand, all else about its body was also hidden. Wrong. I’m also not saying that we didn’t suffer casualties; but it’s turning out that from these losses, we’ve secured great gain. 

 My first insight into hope ahead came from my study of the president’s widely publicized Radio-TV address while the protests raged. He said: ’’My dear Nigerians, especially our youth, I have heard you loud and clear. I understand the pain and frustration that drive these protests, and I want to assure you that our government is committed to listening and addressing the concerns of our citizens…But we must not let violence tear our nation…Under the circumstances, I hereby enjoin protesters and the organisers to suspend any further protest and create room for dialogue, which I have always acceded to at the slightest opportunity. Nigeria requires all hands on deck and needs us all – regardless of age, party, tribe, religion or other divides, to work together in reshaping our destiny as a nation.’’ Later, the Federal Government was, through the Minister of Industry, Trade and investment, Dr. Doris Uzoka Anite, to lead us into the depth of what the nation lost to the ‘we’re hungry’ demonstrations. She declared: ‘’The loss of lives during the protests is saddening. My thoughts are with the families affected. The looting, resulting in billions lost, is a severe setback for our economy and entrepreneurs.’’ 

The Minister said Nigeria lost an estimated N500b to the crisis. Going into a few specifics, Anite said in her official X handle: ‘’…around N52 billion worth of goods were destroyed while the death toll from the protest… (was)21.” No doubt, these are grievously humongous human and economic bereavements. But, as I said at the opening of this piece, I’d not be bogged down by them; we should rather move on, encouraged by what began to emerge after the so-called days of rage. Events moved at a faster pace than the speed of the demonstrators and their sponsors.

These developments represent gains we can’t overlook. They amount to gains we must reckon with, because they far outweigh the losses. They point to a threshold of hope. Quickly, the Tinubu Administration rolled out a 10-fold initiative that gave us a silver lining at the end of what looked like a dark tunnel. These included the Student Loan, Compressed Natural Gas (CNG) Initiative, Micro and Small Business Loans, Housing Initiatives, Nano-Business, and Skill-Up Artisans Programme, (SUPA). What do we discern from these projects? They target the youth and the deprived of society. In a word, they are addressing the same challenges our young people were impatiently warring against. These were not just idle propositions by the Tinubu government. Not at all, because the CNG project has since been launched by the president. 

He has just inaugurated 30 CNG buses with 3000-passenger capacity. How about the Student Loans Scheme? It has also come into effect. Only days ago, the media was awash with reports that our universities have been receiving tens of millions of naira from the federal authorities being disbursement of the loans. Now, you’d be wondering if the government hasn’t handled the issues of insecurity and food shortages. It has. The government has deployed 10000 security operatives to protect farmers from hoodlums who invade their lands and hinder productivity, thus denying the society from the benefits of food production. 

These protectors of our farmers are to operate all over the federation. Still on crime, news has just reached Nigerians that the central government, through the National Orientation Agency, NOA, has developed an application known as Mobiliser meant for youths to report crimes and criminality in their areas within their comfort zones. NOA DG, Issa Lanre-Oniru said the project has a two-fold agenda: to enable the youth have a sense of belonging and to engage them in the war against insecurity. The federal government of Bola Tinubu has also quickly moved to reverse the migration of Nigeria’s health workers to the Western Hemisphere. 

Tinubu just approved the National Policy on Health Workforce Migration to contain the challenges facing the country’s human resources in the healthcare system. The government said ‘’the policy is more than just a response to the ongoing exodus of healthcare professionals but a comprehensive strategy to manage, harness, and reverse health worker migration.’’ The Tinubu administration has also cast its attention on the industry sector, to wit, Ajaokuta Steel, a most wealth and employment generating centre, which has been left moribund for decades since it was commissioned. The government has brought in 23 advance team of Original Builders of Ajaokuta Steel Company from Russia for Technical Audit with a view to resuscitating the complex and make it viable for the benefit of Nigeria and its citizens. The Russians have already inspected several units like the thermal power plant, light mills and Oxygen Plant among others. And as international observers considered all these interventions of the Tinubu era in less than one a half years, they returned with a verdict that Nigeria now ranks as a Top Investment Destination in Africa. 

What were the yardsticks: economic performance and potential, market accessibility and innovation, economic stability and investment climate, as well as social and human development. What we deduce from all these is that although there are still challenges of foreign exchange shortages and infrastructure deficits, Nigeria is poised for a reawakening that would make it recognized as a giant not only in Africa, but also in the global space. All we need is to allow the Tinubu Administration a gestational era to be characterized by patience and cooperation on the part of the citizens.

*Oyatomi Esq. is a member of Independent Media and Policy Initiative, IMPI, Abuja.

Continue Reading

Columns

Are children liabilities or assets? 

Published

on

Are children liabilities or assets? 

By: Balami Lazarus 

In the village of Wulkancha, every family is blessed with children, males and females. But Thalma was the only married woman who has had no fruit from the womb after having undergone several medical tests and examinations by experts. Mrs. Thalma Oluwale Nnamani’s results were always positive; some sympathized with her, wishing her good luck in having her own children. 

While to some she is a laughing stock, a barren witch. For others, they don’t care but complain about their children as burdens and liabilities. Therefore, when you raise the issue of children in public spaces, it draws and generates different concerns and attention. 

It could be pity, care, help, or emotion from individuals or organizations. But if you are to hand over children to some of these individuals or bodies, you will be shocked at what this child or children will be turned into because, for them, children are liabilities, theirs inclusive. 

Let me say here that those who know me too well will tell you that I have a soft spot for children, and this character has caused me positive troubles and indeed misunderstandings with some neighbors, friends, and relatives. 

The case of Nneamaka Nwachukwu vs. the State (Plateau State Government, Nov. 2022), in which my organization, NEWSng, and I were involved in the brutal killing of Margret Joshua, is one of many that have to do with the children we are in. 

Anyone who labels children as liabilities, not assets, can at any point in time maltreat, exploit, or even literally kill the child. 

Children are a gift from God that comes through you as your like in life, your true representative here on earth. You and I, as parents, are spiritually mandated in their innocence to police them in guidance and protection through life to the age of consent. But there are shylocks who see them as liabilities. 

To use the term liability on your own children is insultive, degrading, dehumanizing, and an abuse to the human race. I will loosely prefer the term nuisance to be used on them because of their carefree acts as part of their growing up. And we were once like them. It is then uncalled for to look at them as liabilities but rather as potential assets full of unlimited source materials. 

Now here you are, between two universal questions. And if you are for liabilities, my question for you on behalf of that child or children is: did he or did they ask for their birth? 

Balami, a publisher and columnist, 08036779290.

Are children liabilities or assets? 

Continue Reading

Trending

Verified by MonsterInsights