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Women’s Farming Gap Costs Nigeria $2.3bn Yearly, FAO Warns

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Women’s Farming Gap Costs Nigeria $2.3bn Yearly, FAO Warns

UN agencies demand land, credit, technology, market access for women farmers

By: Michael Mike

Nigeria is losing an estimated $2.3 billion annually — equivalent to about two per cent of its Gross Domestic Product — because women farmers lack equal access to land, finance, technology, agricultural services and markets, the Food and Agriculture Organisation of the United Nations (FAO) has warned.

The organisation said the loss reflected the economic cost of excluding women from the resources and decisions that determine agricultural productivity, adding that Nigeria could unlock substantial gains in food production, employment and rural prosperity by removing the barriers limiting women’s participation in the sector.

The warning was issued in Abuja on Tuesday at a high-level meeting and panel discussion to mark the 2026 International Year of the Woman Farmer, held at the United Nations House under the theme, “Advancing Women’s Leadership and Economic Power in Nigeria’s Agrifood System.”

The meeting brought together government officials, development partners, members of the diplomatic corps, financial institutions, private-sector operators, farmers’ organisations and women farmers, with the central message that women’s participation in agriculture must be treated as an economic imperative rather than merely a social-welfare concern.

The FAO representative, Hussein Gadain, said women were already active in virtually every segment of Nigeria’s agrifood system, from crop production, livestock and fisheries to food processing, trading, entrepreneurship and household nutrition.

“Women must be recognised not only as contributors to agrifood systems, but also as decision-makers, innovators, investors and leaders,” he said.

According to FAO, women account for approximately 41 per cent of the global agrifood workforce, while women contribute an estimated 37 per cent of labour in Nigeria’s crop production. The organisation said the productivity gap was not a reflection of women’s ability to farm, but largely the result of unequal opportunities.

Women may cultivate crops, rear livestock, process farm produce, transport food and operate small agribusinesses, but their access to land, credit, improved technology and profitable markets often remains limited. The result, FAO said, is that many women are concentrated at the lower-value end of agricultural value chains, while control over productive assets and major commercial decisions remains disproportionately outside their reach.

The organisation warned that leaving the gap unaddressed would continue to impose a significant economic cost on Nigeria, particularly as the country confronts food inflation, unemployment, rural poverty, insecurity and climate-related disruptions to agricultural production.

The warning is significant for an economy in which agriculture contributes approximately 22 to 25 per cent of GDP and engages an estimated 35 to 40 per cent of the labour force. More than 70 per cent of rural households depend on agriculture for all or part of their income and food security, meaning that improving women’s productivity could have consequences far beyond individual farms.

FAO said closing gender gaps in agricultural productivity and wages could add nearly $1 trillion to the global economy and reduce food insecurity for millions of people.

It therefore called for a shift from programmes that merely seek to “include” women to policies that deliberately expand their economic power, ownership and representation in agricultural decision-making.

The organisation said greater access to finance, technology, markets and productive resources would enable more women-led enterprises to grow, create jobs and contribute more significantly to food security.

Gadain said FAO remained committed to working with the Federal Government, state governments, development partners, financial institutions, farmer organisations and civil society to expand women’s economic opportunities through climate-smart agriculture, agribusiness development, financial inclusion, market access and gender-responsive policies.

With FAO establishing the scale of the economic loss and the policy changes required to address it, the World Food Programme (WFP) presented evidence of how targeted investment could help women overcome some of the practical barriers confronting them in farming communities.

The WFP Country Director, Katrien Ghoos, represented by the Deputy Country Director, Edouard Thiam, said 128,000 women had formed a major part of the organisation’s work with farming communities in northern Nigeria over the past five years.

She said WFP interventions had included the provision of seeds, fertiliser and other inputs, access to equipment and storage facilities, irrigation, market linkages and community resilience hubs.

The interventions, she explained, were designed not only to increase harvests but also to enable farmers to remain productive despite conflict, insecurity, climate shocks and rising production costs.

More than 70 per cent of jobs created through WFP activities had gone to young women, she disclosed, adding that increased agricultural production was also generating economic activity for traders, transporters and processors beyond the farm gate.

Ghoos stressed that local procurement was an important part of this process, saying WFP’s purchase of food from Nigerian farmers and businesses helped keep money within the domestic economy, sustain rural markets and create employment.

“Investing in women farmers is not separate from investing in Nigerian agriculture. It is part of the same ambition to generate greater prosperity,” the WFP representative said.

The International Fund for Agricultural Development (IFAD) then presented figures showing how access to finance, training, insurance and organised production could strengthen women’s long-term economic position.

The IFAD Country Director, Mohamed El-Ghazaly, said 96,827 women had been reached through three of its programmes in Nigeria: the Value Chain Development Programme (VCDP), Livelihood Improvement Family Enterprises – Niger Delta (LIFE-ND), and Special Agro-Industrial Processing Zones (SAPZ).

Under VCDP, 87,888 women are members of supported rural producer organisations, while 36,572 have received training in crop production technologies and 50,613 have accessed advisory services.

LIFE-ND has trained 17,201 women, including those involved in crop production and fisheries, while SAPZ has trained 5,815 women in improved crop production practices.

El-Ghazaly said LIFE-ND had enabled 11,003 women to access savings, 9,568 to obtain credit and 11,382 to access insurance, while 14,654 had received financial literacy training.

More than 20,000 women across the three programmes had also received targeted nutrition support, while nearly 60,000 female household members supported by VCDP had received assistance to cope with climate-change impacts.

The figures, IFAD said, demonstrated that women’s empowerment could not be reduced to a single intervention. Access to land and inputs would have limited impact without finance, markets, insurance, technical knowledge and the capacity to withstand climate and economic shocks.

The three UN agencies therefore urged Nigeria to ensure that women farmers were not treated primarily as beneficiaries of agricultural programmes, but as owners of businesses, cooperative leaders, investment recipients, policy participants and decision-makers within financial and agricultural institutions.

They said the experiences of women farmers from IFAD-supported projects across 17 states should inform the national policy conversation, stressing that agricultural transformation could not be achieved solely through policies formulated in national capitals.

As Nigeria marks the International Year of the Woman Farmer, the challenge is to translate recognition into concrete investments that give women greater productive capacity, income, ownership and leadership.

The UN agencies said the economic argument was clear: empowering women farmers would not only improve household welfare, but also strengthen rural markets, create jobs and move Nigeria closer to food security and sustainable economic development.

Women’s Farming Gap Costs Nigeria $2.3bn Yearly, FAO Warns

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Nigeria, India Sign Landmark Human Rights Pact, Fagbemi Backs Stronger Institutional Independence

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6 hours ago

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November 10, 2026

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Nigeria, India Sign Landmark Human Rights Pact, Fagbemi Backs Stronger Institutional Independence

…AGF pledges justice ministry’s support for implementation, demands practical safeguards for citizens in AI era

By: Michael Mike

Nigeria and India have signed a bilateral agreement to strengthen human rights protection, institutional capacity and access to justice, with the Attorney-General of the Federation and Minister of Justice, Prince Lateef Fagbemi, SAN, pledging the Federal Government’s support for its implementation.

Fagbemi, who described the agreement as a strategic partnership between the two countries, said its success would ultimately be measured by its impact on ordinary citizens, particularly vulnerable and marginalised groups seeking justice.

The agreement, executed between the National Human Rights Commission (NHRC) of Nigeria and its Indian counterpart, is designed to deepen institutional cooperation, facilitate knowledge transfer, promote technical exchanges and strengthen operational capacity in addressing human rights violations.

The Attorney-General gave the government’s position on Tuesday in Abuja when he received a joint delegation of the two commissions at the Federal Ministry of Justice, describing the partnership as timely, particularly in an increasingly interconnected world where effective human rights protection requires stronger legal frameworks, institutional collaboration and respect for the rule of law.

The development followed a high-level engagement between the two commissions and the Chief Justice of Nigeria (CJN), at the Supreme Court Complex, Abuja, on Monday, as part of a two-day working visit by the Indian delegation.

The Nigerian delegation was led by the Executive Secretary of NHRC, Chief Tony Ojukwu, SAN, OFR, while the Indian delegation was headed by the Chairperson of India’s NHRC, Justice V. Ramasubramanian, accompanied by the Commission’s Joint Secretary, Mr. Samir Kumar.

Fagbemi said the partnership brought together two major democracies with shared common-law traditions, diverse populations and dynamic constitutional frameworks, expressing satisfaction with the thematic areas identified for cooperation under the agreement.

He specifically highlighted access to justice and the protection of digital rights as critical areas requiring urgent attention, particularly as emerging technologies, including Artificial Intelligence, continue to reshape society and create new human rights concerns.

According to him, both countries must develop legal safeguards to protect data privacy, prevent algorithmic bias and safeguard civic space, while ensuring that technological advancement does not undermine fundamental freedoms.

He said the Ministry of Justice expected the two commissions to produce actionable research and policy recommendations capable of addressing these emerging challenges.

Beyond emerging technologies, the Attorney-General stressed that Nigeria’s commitment to human rights must be reflected in the practical implementation of constitutional guarantees and international obligations, rather than merely in the existence of legal provisions.

He cited the African Charter on Human and Peoples’ Rights, which Nigeria domesticated through the African Charter on Human and Peoples’ Rights (Ratification and Enforcement) Act, Cap. A9, Laws of the Federation of Nigeria 2004, as a major instrument underpinning the country’s human rights jurisprudence.

The Charter provides important protections relating to non-discrimination, human dignity, fair trial and personal liberty, reinforcing the fundamental rights guaranteed under Nigeria’s Constitution.

Fagbemi maintained that the true measure of a country’s commitment to human rights was its ability to translate constitutional provisions into accessible institutions, accountable public authorities and an independent judiciary.

He assured the Indian delegation that the Federal Ministry of Justice fully supported the bilateral initiative and was prepared to facilitate technical engagements, joint legal reviews and policy consultations aimed at improving the efficiency of the justice sector.

The Attorney-General also used the engagement to reaffirm the institutional independence of Nigeria’s National Human Rights Commission, stressing that its autonomy was essential to its credibility and effectiveness.

He specifically drew attention to Section 6(3) of the National Human Rights Commission (Amendment) Act, 2010, which provides that the Commission, in exercising its statutory functions, shall not be subject to the direction or control of any other authority or person.

According to him, the administration has continued to respect and protect the Commission’s statutory independence, describing it as fundamental to institutional integrity.

He further noted that the relationship between the NHRC and the Federal Ministry of Justice had been characterised by constructive institutional synergy, mutual respect and a shared commitment to advancing human rights.

The Attorney-General commended Ojukwu and the Nigerian commission for spearheading the bilateral initiative, while expressing appreciation to the Indian delegation for bringing its expertise and institutional experience to the partnership.

Earlier, during Monday’s engagement with the Chief Justice of Nigeria, the Executive Secretary of NHRC Nigeria had emphasised the complementary responsibilities of the judiciary and national human rights institutions in protecting fundamental freedoms, upholding the rule of law and ensuring access to justice.

Ojukwu identified complaint management, Alternative Dispute Resolution, security sector accountability, comparative legal research, digital rights, Artificial Intelligence ethics and environmental justice as priority areas for cooperation between both countries.

The Chief Justice reaffirmed the commitment of the Nigerian Judiciary to human rights protection and encouraged both commissions to exchange experiences and adopt best practices, particularly in strengthening safeguards for vulnerable groups, including women, children and persons with disabilities.

The Indian delegation described the engagement as significant to relations between the two countries, noting that the MoU represented a first-of-its-kind institutional partnership for India’s National Human Rights Commission.

The agreement is expected to promote sustained institutional exchanges, strengthen complaint-handling mechanisms, improve professional capacity and encourage comparative research into legal and policy approaches to human rights protection.

The partnership also comes at a time when national human rights institutions face increasing demands to address abuses linked to security operations, discrimination, environmental degradation, digital surveillance and the misuse of emerging technologies.

For Nigeria, the collaboration offers an opportunity to strengthen its human rights enforcement architecture through international knowledge-sharing while reinforcing the independence and operational effectiveness of its national commission.

Fagbemi, however, cautioned that the ultimate benchmark of the agreement must go beyond official engagements and institutional exchanges to deliver tangible improvements in the lives of citizens, especially those most vulnerable to violations and denied access to justice.

He wished the Indian delegation a productive stay in Nigeria and expressed confidence that the partnership would advance the shared commitment of both countries to human dignity, justice and the protection of fundamental rights.

Nigeria, India Sign Landmark Human Rights Pact, Fagbemi Backs Stronger Institutional Independence

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NSCDC Strengthens Gender Policy Implementation, Trains Officers on SGBV, Digital Safety

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6 hours ago

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November 10, 2026

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NSCDC Strengthens Gender Policy Implementation, Trains Officers on SGBV, Digital Safety

By: Michael Mike

Corps partners SPRING, FCDO, TechHer to promote women’s participation in peacebuilding, tackle technology-facilitated violence

The Nigeria Security and Civil Defence Corps (NSCDC) has intensified efforts to combat sexual and gender-based violence (SGBV), strengthen women’s participation in security decision-making and promote digital safety among young people through the implementation of its Gender Policy II.

The Commandant-General of the Corps, Prof. Ahmed Audi, stated this at a two-day Gender, Women, Peace and Security capacity-building training organised at the NSCDC College and Support Staff Service, Udege, Nasarawa State.

The training was organised in collaboration with Strengthening Peace and Resilience in Nigeria (SPRING), with support from the United Kingdom’s Foreign, Commonwealth and Development Office (FCDO).

Audi, who delivered his keynote address through a representative, said the policy provided a framework for mainstreaming gender considerations into the Corps’ operations, personnel management, leadership structure and community engagement.

He stressed the need for effective prevention and response to sexual and gender-based violence, including conflict-related abuses and technology-facilitated violence.

The Commandant-General also called for increased participation of women in peacebuilding and security decision-making, equal opportunities within the Corps and stronger partnerships with traditional institutions, government agencies, civil society organisations and development partners.

He urged commands and personnel, particularly Gender Desk Officers, to ensure effective coordination, timely reporting, appropriate referrals, monitoring and accountability in handling gender-related cases.

Audi described the implementation of the policy as a collective responsibility requiring sustained commitment across all levels of the Corps.

In a goodwill message, the Osu Ajiri of Edege Chiefdom, Alhaji Suleiman Ahmed Eko IV, commended the NSCDC for its presence in the community, saying its operations had strengthened the sense of security among residents, particularly farmers.

The traditional ruler pledged the support of his council in addressing gender-based violence, describing the protection of the community as a priority.

Earlier, the Commander of the College, ACG Jamilu Indabawa, said collaboration among relevant stakeholders was critical to achieving effective implementation of the gender policy.

The Gender Equality, Diversity and Social Inclusion Lead of SPRING, Mrs Amina Akano-Bello, said the training was designed to promote peaceful and resilient communities through early identification and response to gender-based violence, as well as the inclusion of women and young people in leadership.

Also, the NSCDC National Headquarters Gender Unit Adviser, DCC Ajet Kemi, provided participants with insights into the different forms of sexual and gender-based violence, their societal implications and preventive measures.

A retired Assistant Commandant-General, Ahmed Abodurin, who facilitated a session on institutional ethics in gender policy implementation, emphasised professionalism, accountability, gender sensitivity and adherence to institutional standards.

Beyond the capacity-building exercise, the Corps partnered TechHer, an organisation promoting women’s advancement through technology, to extend digital safety awareness to schools in Udege.

The outreach, themed “Stop Technology-Facilitated Gender-Based Violence”, educated students on the dangers of digital abuse, responsible online behaviour and measures for staying safe in digital spaces.

Representatives of the Federal Ministry of Interior, Nasarawa State Ministry of Women Affairs and Social Development, Nasarawa State Ministry of Justice and Gammuo International also delivered goodwill messages, reaffirming the importance of collective action in advancing gender equality, peace and security.

NSCDC Strengthens Gender Policy Implementation, Trains Officers on SGBV, Digital Safety

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Bank customer alleges N2.59m theft from two GTBank accounts

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8 hours ago

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November 10, 2026

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Bank customer alleges N2.59m theft from two GTBank accounts

By: Michael Mike

A customer of Guaranty Trust Bank, Stella Adepegba, has accused the bank of negligence after fraudsters allegedly stole N2.59m from two accounts belonging to her and her daughter within 24 days.

Adepegba said the incidents occurred on October 8 and November 1, 2026, with the perpetrators allegedly transferring funds without authorisation or security notifications.

She accused the bank of failing to refund the money despite repeated complaints and assurances that the matter would be resolved.

According to her, the first incident involved her daughter, Victoria Adepegba, whose Child Saver’s Account was allegedly compromised on October 8 at about 8pm.

She explained that N2.507m was transferred through the Nigeria Inter-Bank Settlement System Instant Payment channel in four transactions, leaving less than N2,000 in the account.

Adepegba said N399,000, N398,000 and N220,000 were transferred to a Moniepoint account bearing the name Abdulmalik Idris, while another N1.49m went to a GoMoney account bearing the name Zainab Ibrahim.

She alleged that no debit alerts were received, adding that a GTBank employee informed her of the transactions and offered to block the account after the money had already been withdrawn.

The complainant said she reported the incident at the bank’s Kubwa branch in Abuja on October 9 and was instructed to document the unauthorised transactions.

However, she alleged that the bank subsequently sent an email attributing the transactions to compromised login credentials, an explanation she rejected.

Adepegba said another N80,000 was fraudulently transferred from her personal GTBank account on November 1 to a FairMoney account bearing the name Jamilu Ahmad, bringing the cumulative loss to N2.587m.

“GTB could not explain how the hackers successfully stole my money despite changing my account’s log-in details after the attack on my daughter’s account. The bank must refund the stolen funds and go after those who masterminded the fraud,” she said.

She insisted that her mobile phone, SIM card and ATM card were in her possession during both incidents, adding that she neither disclosed her banking credentials nor received OTP requests.

“The implication of these targeted attacks on my bank accounts is that no customer’s funds are safe with GTB, and if anything happens, the bank will not accept responsibility or offer any succour whatsoever,” she lamented.

She stated that a compliance officer, Innocent Ukatu, and the bank’s media consultant, Cornelius Onuoha, initially assured her that the complaint would be resolved.

Reacting to the incident, the Chief Communications Officer of Guaranty Trust Holding Company Plc, Mrs Oyinade Adegite, said the incidents had been investigated and feedback provided to the customer.

She attributed the compromise to customer-side security vulnerabilities, explaining that fraudsters increasingly deploy sophisticated phishing techniques to obtain banking credentials.

“Immediately this came up, it was escalated and investigated, and feedback has been given,” she said.

Adegite explained that customers could unknowingly compromise their accounts by clicking malicious links that install malware that can capture sensitive information.

“Now it’s a phishing link you might click on that sometimes would actually install malware on your phone,” she said.

She maintained that the bank had implemented the necessary security safeguards, including two-factor authentication, and insisted the compromise originated on the customer’s end.

“All the measures the bank has to put in place for us, 2FA, everything was done. So, the compromise came clearly from the customer,” she stated.

However, she expressed sympathy for the losses and said she would follow up on the second incident to explore possible intervention.

The allegations come amid regulatory scrutiny of Nigerian banks over consumer protection and compliance failures.

An earlier analysis of audited financial statements showed that Guaranty Trust Holding Company, GTBank’s parent company, incurred N383.65m in regulatory penalties in Nigeria in 2024.

The sanctions included N56m for consumer protection violations, N160.4m following a Central Bank of Nigeria mystery shopping exercise, N149.25m for compliance-related issues and bank email returns, and N18m following a foreign exchange examination.

Bank customer alleges N2.59m theft from two GTBank accounts

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