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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law

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FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law

By: Michael Mike

The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.

The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja

The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).

Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.

The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”

He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.

“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”

Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.

“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.

The Minister also revealed that government is working towards having a uniformed mortgage system.

He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.

“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”

He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”

He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.

“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “

The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.

He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.

“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “

The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.

“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.

“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.

“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.

“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.

“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.

“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”

On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”

The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.

“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”

Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.

She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”

Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.

She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.

“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.

FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law

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2027: TAF-Africa urges INEC, security agencies to ensure inclusive voting

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2027: TAF-Africa urges INEC, security agencies to ensure inclusive voting

By Elizabeth Ogunjobi

TAF-Africa has urged the Independent National Electoral Commission (INEC) and security agencies to ensure accessible and safe voting for Persons with Disabilities (PwDs) in 2027.

Dr Andrew Adaji, Programme Manager of The All-Rights Foundation, made the call in Gombe on Wednesday during a community outreach for PwDs.

Adaji said the agencies must ensure that all eligible voters exercised their constitutional rights without discrimination or unnecessary difficulties.

He said PwDs deserved adequate support to participate in electoral processes, given their population and potential contributions to national development.

He estimated that PwDs constituted about 35 million Nigerians, representing 18 per cent of the country’s population.

Adaji urged INEC to promote priority voting and ensure its officials understood provisions designed to facilitate voting for PwDs.

He also criticised the commission’s alleged neglect of Form EC40H, which documents the participation of voters with disabilities.

“Based on our experience during the off-cycle governorship elections in Ekiti, Anambra and Osun states, most ad-hoc staff were not even aware that the form existed,” he said.

He said observers had to draw polling officials’ attention to the form during the elections.

Adaji urged INEC to incorporate training on Form EC40H into its preparation of ad-hoc staff.

He said this would enable officials to understand its purpose and properly document PwDs participating in elections.

He also called for assistive devices, including magnifying glasses and Braille ballot guides, for voters with visual impairments.

Adaji urged INEC to make polling units physically accessible, stressing that PwDs should exercise their rights independently and with dignity.

“We should not have to carry them into polling units. Instead, the facilities should be designed to accommodate them,” he said.

He expressed optimism that improved accessibility would encourage more PwDs to participate in elections.

Adaji also urged security agencies to prioritise the protection of PwDs during security threats and emergencies.

He encouraged PwDs in Gombe to exercise their voting rights under the priority voting provisions of the law.

He said the provisions included special queues for PwDs, pregnant women and older persons.

Adaji urged Nigerians to support the participation of PwDs in the electoral process.

Alheri Nuhu, Women Leader of the Deaf Association in Gombe State, commended The All-Rights Foundation for organising the outreach.

Nuhu said PwDs had been denied adequate attention during previous elections, despite their constitutional rights.

She lamented discrimination by INEC officials and other voters, saying communication barriers often left deaf voters disenfranchised.

She urged INEC to engage sign language interpreters among its ad-hoc staff to facilitate communication during elections.

Similarly, Malam Sani Abubakar, Chairman of the Lepers Association in Gombe State, called for inclusive voting arrangements.

He said leprosy had affected some members’ thumbs, making thumbprinting difficult despite their faces being captured during previous elections.

Abubakar urged INEC to introduce alternative voting arrangements for affected voters to prevent their disenfranchisement.

NAN reports that The All-Rights Foundation is conducting the outreach in six Gombe communities, targeting 305 PwDs.

2027: TAF-Africa urges INEC, security agencies to ensure inclusive voting

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Borno 2027: The General’s Charge and How Zulum Unleashes Borno’s Heavyweight Political Squad

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Borno 2027: The General’s Charge and How Zulum Unleashes Borno’s Heavyweight Political Squad

By Abubakar M. Kareto

In Nigerian politics, elections are rarely won on auditorium stages; they are decided in the quiet corridors of rural wards and the long queues of remote polling units.

The formal inauguration of the Borno State All Progressives Congress (APC) Campaign Council at the Government House followed by a massive, open-air campaign flag-off at the Sports Centre in Maiduguri represents a calculated departure from routine rally-making toward micro-targeted grassroots mobilization.

By commanding party stalwarts to abandon executive comfort and embed themselves directly within their local communities, Governor Babagana Umara Zulum is deploying a bottom-up doctrine aimed at locking down political legitimacy where it matters most.

At the heart of this strategy is the critical task of maintaining party cohesion after intense internal primaries. Zulum’s explicit instruction for victorious candidates to reach out and heal rifts with aggrieved aspirants reflects a realistic understanding of political arithmetic: internal resentment erodes turnout faster than any opposition campaign. By coupling reconciliation with firm warnings against subversion, the leadership is attempting to forge an unbreakable front out of potentially volatile factions.

The sheer scale of political unity displayed in Maiduguri underscores the formidable nature of this campaign structure. Bringing together political titans including former Governors Senator Maina Ma’aji Lawan and Senator Ali Modu Sheriff, alongside APC Deputy National Chairman Ali Bukar Dalori and the state’s complete senatorial delegation demonstrates an unprecedented level of internal alignment.

This public display of solidarity among historical heavyweights signals organizational stability, minimizing space for opposition inroads while keeping rank-and-file members firmly aligned.

Beyond local dynamics, Borno State occupies a unique position on the national political chessboard as the home state of Vice President Senator Kashim Shettima. In this high-stakes arena, sheer victory is insufficient; the turnout margin itself serves as a barometer of political influence.

Delivering a massive vote tally is therefore both a local objective and a strategic demonstration of national strength, cementing the state’s leverage within the governing alliance.

To turn political influence into actual votes, the campaign relies heavily on record-based persuasion and visible governance dividends. By grounding the campaign pitch in key developmental gains achieved despite severe security challenges and highlighting major federal institutions acquired in Gwoza, Bama, and Azare canvassers are equipped with a tangible policy narrative. Framing voter turnout for President Bola Ahmed Tinubu, gubernatorial candidate Engr. Mustapha Gubio, and all legislative candidates as a direct return on investment gives party workers a clear, evidence-backed story for every doorstep across the state’s 27 local government areas.

A vital strength of this expanded outreach is the deliberate inclusion of women and youth as core engines of voter mobilization. The strong presence of the women’s delegation led by Borno First Lady Dr. Falmata Babagana Umara Zulum alongside the wife of the Deputy Governor and the wives of party candidates highlights an organized effort to engage families and community networks directly. Demanding structured participation across all demographics ensures that campaign directives actively translate into voter registration and turnout.

Deputy Governor Umar Usman Kadafur’s commitment to an issue-based, unit-by-unit campaign outlines the operational mechanics needed to execute this vision. Requiring regular field reports creates a system of measurable accountability across every precinct. In a vast state with complex logistics, such systematic tracking ensures that high-level strategy is actively carried out at every single polling station.

Lastly, the Maiduguri launch demonstrates how strategic discipline, elite reconciliation, and precinct-level focus converge to shape electoral outcomes. In an increasingly competitive political landscape, the Borno APC has laid out a clear blueprint: harness the full weight of a unified leadership squad, but win the election one polling unit at a time.

About the Author
Abubakar M. Kareto is a Public Affairs Analyst and Communications Strategist focusing on governance, policies, economy, and institutional reforms across Nigeria and Africa. He can be reached on X @amkareto and via email at amkareto@gmail.com.

Borno 2027: The General’s Charge and How Zulum Unleashes Borno’s Heavyweight Political Squad

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Two Notorious Terrorist Leaders Haruna Balatoni and Black Neutralised in Plateau Military Offensive Another Fatally Wounded as Six AK-47 Rifles Returned

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Two Notorious Terrorist Leaders Haruna Balatoni and Black Neutralised in Plateau Military Offensive Another Fatally Wounded as Six AK-47 Rifles Returned

By: Zagazola Makama

Troops of the Nigerian Army have recorded major breakthroughs in ongoing offensive operations against armed criminal networks in Plateau State, neutralising two notorious terrorist leaders, critically wounding another and recovering six AK-47 rifles previously seized from security forces.

The latest developments followed sustained military offensives at Dajin Madam in Wase Local Government Area of Plateau State on November 8, 2026.

Security sources disclosed that HUMINT reports received at about 8:53 a.m. on November 9 indicated that the intensity of the military operation had resulted in the neutralisation of two suspected terrorist leaders identified as Haruna Balatoni and Black.

Another notorious figure, identified as Dogo Mai Kunkuru, was reportedly shot in the chest and left in a critical condition, with sources indicating that his chances of survival were slim.

In a significant development on November 10, the sustained military pressure reportedly compelled the terrorist network, through an intermediary identified as Ali-Kwara, to return six AK-47 rifles previously seized from security forces.

The recovered weapons are currently in military custody.
In a related operation, troops of 173 Battalion deployed at Mansur rescued a kidnapped mother and her daughter and recovered 39 cattle.

The developments represent a significant disruption of the criminal network’s leadership, weapons stockpile and capacity to sustain operations in the Wase axis.
The recovery of the six rifles is particularly important as it restores weapons previously lost to the criminal network and provides an opportunity for further intelligence exploitation.

The latest successes underscore the impact of sustained offensive pressure, intelligence-driven operations and military presence in dismantling armed groups operating across Plateau State.

The reported deaths of the terrorist leaders and the condition of Dogo Mai Kunkuru are based on preliminary HUMINT assessments and remain subject to independent military confirmation

Two Notorious Terrorist Leaders Haruna Balatoni and Black Neutralised in Plateau Military Offensive Another Fatally Wounded as Six AK-47 Rifles Returned

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