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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
By: Michael Mike
The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.
The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja
The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).
Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.
The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”
He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.
“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”
Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.
“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.
The Minister also revealed that government is working towards having a uniformed mortgage system.
He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.
“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”
He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”
He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.
“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “
The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.
He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “
The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.
“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.
“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.
“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.
“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.
“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.
“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”
On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”
The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.
“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”
Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.
She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”
Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.
She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.
“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
News
EU, Nigeria Expand Cooperation on Migration, Security with €112m Support
EU, Nigeria Expand Cooperation on Migration, Security with €112m Support
By: Michael Mike
The European Union (EU) and Nigeria have reaffirmed their commitment to strengthening cooperation on migration management, security and regional stability, with the EU committing a combined €112 million to support migration-related and security initiatives in the country.
The commitment was highlighted during a visit by the European Commissioner for Internal Affairs and Migration, Mr Magnus Brunner, to Abuja on Tuesday, where he held high-level meetings with key Nigerian government officials.
Brunner met with the Minister of Foreign Affairs, Ambassador Bianca Odumegwu-Ojukwu; Attorney-General of the Federation and Minister of Justice, Mr Lateef Fagbemi (SAN); Minister of Interior, Hon. Olubunmi Tunji-Ojo; and Minister of Humanitarian Affairs and Poverty Reduction, Dr Bernard Doro.
The EU said €66 million had recently been allocated to fund new migration-related projects, while another €26 million would support security interventions, including efforts to curb the proliferation of small arms and drug trafficking.
It also disclosed that it had adopted its first bilateral assistance measure to Nigeria under the European Peace Facility, committing €20 million to support the country’s counterterrorism efforts.
The development comes against the backdrop of growing cooperation between Nigeria and European institutions on migration management, particularly following the signing of the EU-Nigeria Readmission Agreement.
According to the EU, the partnership has recorded improvements in recent years through collaboration between Nigerian authorities and European agencies, including Europol, Eurojust and Frontex.
Brunner said the growing relationship reflected the importance Europe attached to Nigeria as a strategic partner in Africa.
“Nigeria is a key partner for Europe, and our ties are steadily growing stronger. Together we are turning dialogue into action: more security, better migration management, joining forces to bring results.
“We are turning the huge potential of our partnership into mutual benefit,” he said.
The EU said the visit also provided an opportunity to review the broader relationship between both sides, advance cooperation on shared priorities and explore areas of engagement beyond migration and security.
It noted that Nigeria and the EU shared a commitment to multilateralism and a rules-based international order, adding that their partnership had continued to expand in scope.
The relationship has gained further momentum following the eighth EU-Nigeria Ministerial Meeting held in Abuja in March, with the participation of the EU High Representative for Foreign Affairs and Security Policy, Kaja Kallas.
The EU also highlighted the role of Team Europe, comprising the EU and its member states, in implementing its Global Gateway investment strategy in Nigeria through projects spanning several sectors.
It said Nigeria’s strategic position in West Africa and its wider regional influence made it an important partner in advancing regional economic cooperation, security, migration management and trade.
The commissioner’s visit is expected to further consolidate the partnership and lay the groundwork for deepe
EU, Nigeria Expand Cooperation on Migration, Security with €112m Support
News
DSS Intercept Weapons Shipment from Niger Republic, Recover 21 AK-47 Rifles, Four PKT Machine Guns in Sokoto
DSS Intercept Weapons Shipment from Niger Republic, Recover 21 AK-47 Rifles, Four PKT Machine Guns in Sokoto
By: Zagazola Makama
The Department Of State Security Service (DSS) have intercepted a large consignment of weapons and ammunition allegedly being smuggled from the Niger Republic to armed bandits operating in north-western Nigeria.
The interception, which took place on Tuesday, November 10, at Dawakawa in Goronyo Local Government Area of Sokoto State, followed a security operation targeting suspected weapons trafficking networks across the Nigeria-Niger border.
Security sources said the suspected smugglers were allegedly attempting to transport the weapons into Nigeria using camels, apparently exploiting remote routes and difficult terrain to evade security surveillance.
The operation led to the recovery of 21 AK-47 rifles, four PKT machine guns and 825 magazines.
The interception represents a significant disruption of an alleged cross-border weapons supply network suspected of facilitating the operations of armed bandit groups in the North-West.
The use of camels to transport the weapons highlights the increasingly unconventional methods employed by criminal networks to move arms and ammunition across porous border corridors.
The development also underscores the importance of sustained intelligence surveillance coordinated border security operations in preventing the movement of illicit weapons from neighbouring countries into Nigeria.
The recovered weapons are expected to provide security agencies with valuable leads towards identifying the suppliers, transporters and intended recipients of the consignment.
Zagazola report that several border communities along the Nigeria–Niger Republic frontier have emerged as vulnerable corridors for cross-border arms trafficking, bandit movements and other criminal activities, raising concerns over the security of Nigeria’s North-West.
The affected areas include Illela, Sabon Birni, Isa, Gudu and Tangaza in Sokoto State; Jibia, Kaita, Mai’Adua and Kongolam in Katsina; Zurmi and Shinkafi in Zamfara; as well as Kamba and Arewa Dandi in Kebbi State.
Security concerns around these border regions are linked to porous boundaries, informal trading networks and difficult-to-monitor rural terrain, which criminal networks like Bandits, Lakurawa and Boko Haram exploit for illicit activities.
The development reinforces the need for enhanced border surveillance, intelligence-sharing and coordinated operations to dismantle cross-border weapons supply networks.
Security agencies must also target the financiers and suppliers behind the trafficking networks rather than focusing solely on couriers.
DSS Intercept Weapons Shipment from Niger Republic, Recover 21 AK-47 Rifles, Four PKT Machine Guns in Sokoto
News
INEC Proposes Democratic Freedoms Compact to Safeguard 2027 Elections
INEC Proposes Democratic Freedoms Compact to Safeguard 2027 Elections
…NHRC warns of political intimidation, arbitrary arrests, hate speech; EU pledges support for protection of civic space
By: Michael Mike
The Independent National Electoral Commission (INEC) has proposed a Democratic Freedoms Compact to safeguard fundamental human rights, protect civic space and strengthen public confidence ahead of the 2027 general election.
The proposed compact is designed to guarantee freedom of expression, association and political participation, promote inclusiveness, ensure electoral transparency and accountability, and prevent violence, intimidation and other human rights violations throughout the electoral process.
INEC Chairman, Prof. Joash Amupitan, SAN, unveiled the proposal in a keynote address delivered on his behalf by Dr Hassan Umar at the 2026 Civil Society and Human Rights Defenders Forum on the State of Human Rights in Abuja on Wednesday.
The forum, organised by the National Human Rights Commission (NHRC) in collaboration with the European Union (EU), was themed, “Protecting Human Rights in Civic and Political Spaces in the 2027 Elections.”
Amupitan said the credibility of the 2027 elections would be determined not only by the conduct of voting and collation of results but also by the extent to which Nigerians could freely express their opinions, associate, campaign and participate in the political process without fear, discrimination or violence.
He warned that regular elections alone could not sustain democracy if citizens were denied the freedom to express dissenting views, organise, criticise government policies and hold public institutions accountable.
To address these concerns, the INEC chairman said the proposed compact would establish a framework for institutional conduct built around six critical commitments: protection of fundamental freedoms, inclusive participation, transparent elections, accountability for human rights violations, peaceful political competition and constructive engagement among stakeholders.
He called for stronger collaboration among INEC, the NHRC, security agencies, civil society organisations and the media to monitor, document and respond to violations before, during and after the elections.
Amupitan reaffirmed the commission’s commitment to conducting credible elections, ensuring equal treatment of political parties and candidates, strengthening transparency and promoting inclusive participation.
On the contentious issue of electronic transmission of election results, he maintained that the Electoral Act 2026 provided for electronic transmission, while INEC had developed guidelines to address possible technical and communication challenges.
He urged political parties, civil society organisations and other stakeholders to familiarise themselves with the commission’s guidelines and regulations to avoid misinterpretation of the procedures governing result transmission.
The INEC chairman also placed responsibility on security agencies to protect voters, candidates, election officials, observers and journalists, insisting that security personnel must operate professionally and impartially.
He said their presence at polling units and other electoral locations should reassure citizens and create a safe environment for participation rather than generate fear or intimidation.
Earlier, Executive Secretary of the NHRC, Chief Anthony Ojukwu, warned that Nigeria’s democratic space was facing mounting challenges that required urgent intervention as the country approached the 2027 general election.
Ojukwu identified political intimidation, arbitrary arrests, harassment of journalists and human rights defenders, hate speech, restrictions on civic participation and the exclusion of vulnerable groups as threats capable of undermining the credibility of the electoral process.
He said the commission convened the forum at a defining moment in Nigeria’s democratic journey, with the presidential and National Assembly elections scheduled for January 16, 2027, and governorship and State Houses of Assembly elections to follow on February 6.
According to him, the timing was particularly significant because political campaigns were already gathering momentum across the country, making the protection of civic and political freedoms increasingly urgent.
He stressed that democracy was not sustained by elections alone but by the freedom citizens enjoyed between elections to speak without fear, assemble peacefully, associate without obstruction and choose their leaders without intimidation.
Citing Sections 14, 39 and 40 of the 1999 Constitution, as amended, Ojukwu said sovereignty belonged to the Nigerian people, while constitutional guarantees protected freedom of expression, association and peaceful assembly.
He also referenced the African Charter on Human and Peoples’ Rights, which guarantees citizens the right to participate freely in the governance of their country.
The NHRC boss expressed concern that civil society organisations, journalists and human rights defenders continued to operate in an increasingly difficult environment characterised by harassment, arbitrary arrests and the potential misuse of laws, including provisions of the Cybercrimes Act.
He further raised concerns over political and voter intimidation, exclusionary nomination fees that could prevent women, young people and persons with disabilities from contesting elections, hate speech, incitement and the apparent absence of accountability for electoral offences.
Ojukwu warned that failure to prosecute electoral offenders could encourage impunity and embolden perpetrators to undermine the electoral process.
He disclosed that the commission had established a comprehensive human rights monitoring architecture to track political developments and election-related violations as campaigns intensified.
The mechanisms include a Human Rights Situation Dashboard, a human rights advisory and an Election Situation Room designed to monitor intimidation, suppression of political participation, harassment of journalists and other oversight actors, as well as violations of fundamental freedoms.
He said the commission was finalising an advisory on protecting political space and the right to participation in Nigeria, describing it as a flagship contribution to strengthening human rights protection during the forthcoming elections.
The advisory follows earlier interventions by the commission, including its February 2025 advisory on the protection of freedom of expression, which raised concerns about the interpretation and possible misuse of the Cybercrimes Act.
Ojukwu also disclosed that the commission was documenting violations, preparing cases for investigation and engaging INEC, security agencies, the National Peace Committee and other relevant institutions to strengthen accountability.
He said the NHRC’s Election Situation Room would remain operational throughout the electoral period, while election-focused dashboards and bulletins would be published regularly to provide information on human rights developments.
The commission, he added, would deploy monitors to identified hotspots and establish legal aid partnerships to respond to violations during and after the elections.
He announced that the forum would be transformed into a structured platform for sustained engagement between the commission and civil society organisations, with quarterly meetings, early-warning information sharing and rapid-response mechanisms.
According to him, the arrangement would facilitate coordination between the NHRC’s Situation Room and the Civil Society Election Situation Room, strengthen protection for individuals targeted for exercising their rights and ensure that stakeholders are held accountable for their commitments.
He said the forum would also adopt an outcome statement containing recommendations and a roadmap to guide its activities before, during and after the 2027 elections.
Ojukwu urged civil society organisations and human rights defenders to take ownership of the proposed framework, stressing that they were not spectators in the electoral process but essential partners in defending democracy.
He also acknowledged legislative efforts to strengthen the commission’s mandate and improve the legal protection of human rights defenders, expressing optimism that the reforms would create a more enabling environment for their work.
The NHRC executive secretary maintained that election-related violations must attract consequences, warning that the absence of accountability would weaken public confidence and encourage further abuses.
He said: “When elections go without violence, it is because of the work done long before polling day. Work that is sometimes invisible to the public.”
He added that the protection of democracy required collective responsibility and sustained commitment from government institutions, political parties, security agencies, civil society and international partners.
Also speaking, the EU Ambassador and Head of Delegation to Nigeria and ECOWAS, Gautier Mignot, reaffirmed the European Union’s commitment to supporting Nigeria’s democratic institutions and protecting civic and political freedoms ahead of the 2027 general election.
Mignot described the forum’s theme as timely, particularly against the backdrop of reports of election-related violence, hate speech, political intimidation and restrictions on citizens’ fundamental rights.
He warned that such incidents could erode public trust in state institutions and discourage citizens from participating in the electoral process.
The ambassador said free civic and political spaces, including independent media, peaceful assemblies, public forums and civil society organisations, were essential to ensuring credible, transparent and inclusive elections.
According to him, these spaces enable citizens to access information, debate public issues, scrutinise candidates and hold elected leaders and public institutions accountable without fear of censorship or retaliation.
He added that an open civic environment also allowed civil society organisations and active citizens to monitor election administration, track campaign promises and challenge government interference in the democratic process.
Mignot said weakening these safeguards could undermine citizens’ right to meaningful political participation and create opportunities for the suppression of opposition voices and manipulation of democratic rules.
He therefore urged all Nigerian stakeholders, including government institutions, political parties, civil society organisations and the media, to play their respective roles in ensuring a free, fair and credible electoral process.
The EU ambassador disclosed that the partnership with the NHRC had continued since 2024, when the first joint engagement provided a platform for human rights defenders to assess the state of human rights in Nigeria and develop collective responses to challenges confronting them.
He said the second engagement, held as part of activities marking the NHRC’s 30th anniversary, focused on reviewing the country’s human rights record over three decades and identifying emerging challenges requiring sustained intervention.
Mignot described the current forum as a continuation of the strategic partnership, adding that the EU was also preparing a new project with additional funding to deepen its collaboration with the commission.
He pledged that the EU delegation would carefully examine the recommendations and roadmap emerging from the forum and share them with its authorities and member states for further consideration.
He assured Nigeria that the EU and its member states would remain reliable partners in supporting democracy, good governance and the protection of human rights during what he described as a crucial period for the country’s democratic development.
In a goodwill message delivered on behalf of the Chairman of the Inter-Party Advisory Council (IPAC), Alhaji Yusuf Dantale, Prince Chinedu Obi urged political parties and their supporters to embrace issue-based campaigns, political tolerance and responsible communication.
IPAC cautioned against electoral violence, hate speech, voter suppression and political intimidation, stressing that political opponents must be regarded as competitors rather than enemies.
The council also advocated greater inclusion of women, young people and persons with disabilities in the electoral process, while urging security agencies and other relevant institutions to discharge their responsibilities with professionalism and impartiality.
Dantale said public confidence in the electoral system would ultimately depend on whether institutions could guarantee that votes counted and that Nigerians were able to exercise their democratic rights freely.
The forum brought together representatives of government institutions, diplomatic missions, political parties, civil society organisations, the media and human rights groups to assess the state of human rights in Nigeria and develop practical strategies for protecting civic and political freedoms ahead of the 2027 general election.
INEC Proposes Democratic Freedoms Compact to Safeguard 2027 Elections
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