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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law

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FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law

By: Michael Mike

The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.

The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja

The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).

Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.

The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”

He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.

“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”

Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.

“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.

The Minister also revealed that government is working towards having a uniformed mortgage system.

He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.

“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”

He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”

He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.

“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “

The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.

He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.

“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “

The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.

“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.

“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.

“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.

“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.

“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.

“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”

On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”

The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.

“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”

Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.

She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”

Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.

She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.

“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.

FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law

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NAPTIP Raids Onitsha Hotel, Arrests Six Suspects, Rescues 17 Trafficking Victims

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NAPTIP Raids Onitsha Hotel, Arrests Six Suspects, Rescues 17 Trafficking Victims

By: Michael Mike

The National Agency for the Prohibition of Trafficking in Persons (NAPTIP) has uncovered an alleged human trafficking operation following a coordinated raid on a popular hotel in the 33 Area of Onitsha, Anambra State, resulting in the arrest of six suspects and the rescue of 17 victims.

The operation, which was carried out with the support of military personnel, led to the arrest of four suspected traffickers at the hotel, while two other suspects believed to be involved in the buying and selling of babies within the South-East region were apprehended during related operations.

NAPTIP disclosed that four of the rescued victims were diagnosed with HIV and are currently receiving counselling and medical support from the agency, alongside volunteers from the Anambra State AIDS Control Agency (ANSACA).

According to the agency, the raid was triggered by credible intelligence from a non-state actor in Anambra State, which indicated the presence of underage girls allegedly being exploited within the facility.

The intelligence also revealed concerns about the health conditions of the victims, prompting voluntary medical screening after proper counselling.

Investigations revealed that residents in the area had previously raised alarm over suspicious activities at the hotel, which has about 45 rooms. The hotel was reportedly known for frequent visits by men suspected to be engaging in illicit activities with underage girls.

During the operation, some victims were found in compromising situations with clients, while others were reportedly dressed provocatively and waiting for customers.

The victims were said to have told investigators that they were recruited from Benue, Imo, Ebonyi and Akwa Ibom states and trafficked to Onitsha under false pretences before being forced into prostitution.

The victims further disclosed that they were compelled to remit between ₦20,000 and ₦25,000 daily to their handler, popularly referred to as their “Madam,” after engaging multiple clients each day.

One of the rescued victims recounted being lured to Onitsha by a promise of employment, only to discover upon arrival that she had been forced into sex work.

Another victim alleged that after undergoing HIV testing, their handler seized the medications provided and physically assaulted them for attempting to seek medical treatment.

Reacting to the development, the Director-General of NAPTIP, Hajiya Binta Bello, expressed deep concern over the victims’ suffering and deteriorating health conditions.

She commended the military and the Gender and Human Rights State Response Team domiciled at ANSACA for their swift intervention and collaboration.

Bello described the denial of medical care to the victims as a criminal act, revealing that NAPTIP has launched a manhunt for the fleeing handler. She also confirmed that the owner of the hotel has been invited for questioning as investigations continue.

The NAPTIP boss reaffirmed the agency’s commitment to intensifying its crackdown on human trafficking, warning traffickers that 2026 would be a difficult year for anyone involved in the crime.

NAPTIP Raids Onitsha Hotel, Arrests Six Suspects, Rescues 17 Trafficking Victims

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Behold! Wind Of Change In Borno’s Third-tier Governance

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Behold! Wind Of Change In Borno’s Third-tier Governance

By Dauda Iliya

A phenomenal wind of change is blowing across third-tier governance in Borno State, with the inauguration of the state’s 27 newly elected local government council chairmen, Thursday, January 29, as launchpad.

In a strategic shift in grassroots governance, named: Zulum’s New Formula, about sixty percent of the council chiefs are all under the age fifty, a historic departure from the dominant paradigm of majority above-sixty, and already aging-out, politicians holding the third-tier governance fort.

Most striking, however, is the fact that Governor Zulum has ensured fifteen percent of the chairmen are in their thirties—a novel and unprecedented development.

Moreover, over sixty percent of them hold bachelor’s or postgraduate degrees, combining knowledge, education and leadership, a pacesetting accomplishment in the annals of local government administration, at least in Northern Nigeria.

This novel grassroots governance approach has already produced results: several chairmen have prepared strategic blueprints aligned with the Governor’s 25-year development framework and 10-year strategic transformation plan.

The new chairmen were elected on 13th December 2025, in the third local government poll conducted under Governor Babagana Umara Zulum’s administration within six and a half years.

The election fulfilled the provision of the 1999 Constitution (as amended), which mandates that local government areas be governed by elected officials—a principle recently reaffirmed by the Supreme Court.

Apart from the striking age shift, majority of these grassroots-governance new breeds were sieved from backgrounds in administration, political appointment, academia, business and, most-strikingly, practical farming.

Zulum’s New Formula is advised by the fact that the youth form the largest demographic group in Borno State, as is incontrovertibly the case in all states of the country, and have played a significant role in promoting the state’s peace and stability.

To, therefore, integrate them into governance, Governor Zulum has entrenched the trend of appointing many young people to political and public offices.

The newly inaugurated local council leadership is also gender-inclusive, with a considerable number of women elected as councillors and further opportunities emerging for women in both elective and appointive roles.

Prior to the inauguration, Governor Zulum submitted an executive communication to the House of Assembly seeking to amend the Local Government Administration Law 2000, extending chairmen’s tenure from two to three years. This responds to popular demand and allows greater time to initiate and deliver development projects.

As he administered the oath of office on them, that historic Thursday, Zulum whose massage was delivered by the acting Governor, Hon. Umar Usman Kadafur, charged them to be above board in the conduct of local governance and develop their local government areas in fulfillment of their respective realities and according to existing and emerging imperatives.

His aim is to put to shame, all doubting Thomases and pessimists about his pacesetting novel grassroots governance formula.

“As you take your oaths of Allegiance and Office, you have not just won an election, but you have accepted a covenant with the people of Borno State,” Zulum. He pointed out to the local council helmsmen, “You have volunteered to bear the weight of their hopes, their struggles and their aspirations for a better life at the grassroots, the very foundation of our society.”

The governor emphasized that their stewardship comes at a pivotal moment in the history of the state, and described them as the primary engines for the implementation of his 25-Year Development Plan and the immediate drivers of his 10-Year Strategic Transformation Initiative.

“Your success at the local level is the critical foundation for the Borno of our collective vision, a State of sustained peace, shared prosperity and renewed hope,” he charged.

Zulum underscored to them his profound passion for, and commitment to, his novel grassroots governance formula.

The resources you steward are the lifeline of our communities. You must be guardians of every Naira, aligning every project and programme with the pillars of our 10-Year Strategy. Focus on essentials that directly improve lives, security and dignity of our people. No vanity projects. Furthermore, I direct your immediate attention to the welfare of Local Government staff. Timely payment of salaries and entitlements is non-negotiable. In the same vein, all workers must report to their duty posts promptly. Productivity and discipline must be restored.

As he bade them farewell in their tortures grassroots governance voyage, he charged:

“The path ahead is steep, but the destination is worth the climb. You are the critical keystone for our long-term plan to transform Borno state. The legacy you leave begins today, with your integrity, your humility and your unwavering commitment to service. I have faith that you will be the leaders Borno State needs.”

Zulum, on one hand, and the massive assemblage of well-wishers, Doubting Thomases and pessimists, all on the other, watched the newly inaugurated local council helmsmen as they set their respective ships sailing across the turbulent sea of grassroots governance on a voyage to justify, or otherwise, the governor’s novel grassroots governance formula.

Whatever happens, a desirable wind of change is blowing across Borno State’s grassroots governance, purposefully for the lasting good of a state rising from the ruins of terror.

Dauda Iliya is the Special Adviser on Media/Spokesperson to the Borno State Governor

Behold! Wind Of Change In Borno’s Third-tier Governance

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Woman Accuses Police of Shielding Officers in Husband’s Disappearance, Seeks Justice Through Courts

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Woman Accuses Police of Shielding Officers in Husband’s Disappearance, Seeks Justice Through Courts

By: Michael Mike

Allegations of institutional cover-up have again put the Nigeria Police under scrutiny following claims by Mrs. Nnenna John-Anozie that senior police authorities are deliberately protecting officers linked to the abduction and disappearance of her husband, Mr. John Chukwuemeka Anozie.

Mrs. John-Anozie, at the weekend in Abuja accused the police of ignoring valid court orders and the outcomes of formal investigations, insisting that the actions of the Nigeria Police point to an internal network operating above the law.

According to her, the continued protection of the officers involved has not only obstructed justice but has also eroded public confidence in the institution constitutionally empowered to protect lives and liberties.

She described the police response to her case as a consistent and deliberate failure rather than an administrative lapse. “This is not just negligence; it is a betrayal of public trust,” she said, adding that the law is being openly disregarded by those sworn to uphold it. She maintained that the police authorities are fully aware of the circumstances surrounding her husband’s disappearance but have chosen not to act.

Mrs. John-Anozie further stated that contrary to public perception, the judiciary has not hindered her quest for justice. She explained that the court had ruled in her favour, but enforcement of the judgment has been frustrated by the police’s refusal to comply with binding orders. She warned that such disobedience undermines the authority of the courts and weakens the rule of law.

Her legal counsel, Mr. Vincent Adodo, has since approached the Federal High Court in Abuja, filing a contempt application against the Inspector-General of Police, Mr. Kayode Egbetokun. The application seeks an order compelling the police to produce for prosecution officers allegedly connected to the case — identified as Sunday Okpe, Anthony Obiozor Ikechukwu, Emeana Uzochukwu, John Eze, and an officer known as Oriole (also called Tboy) — as well as to release investigation records relating to the matter.

The contempt proceedings are scheduled to be heard on February 9, a date Mrs. John-Anozie describes as crucial not only for her family but also for accountability within law enforcement. She argues that the absence of effective mechanisms to enforce compliance with court orders has prolonged her ordeal and cast doubt on the integrity of the justice system.

Mrs. John-Anozie lamented that efforts to seek justice through the National Human Rights Commission and the EndSARS Judicial Panel seems to have failed as police officers ignored several summons and orders.

She said despite the lengthy process, she is determined to pursue justice through lawful means, stressing that only strict adherence to the rule of law can guarantee accountability, protect citizens’ rights, and restore confidence in public institutions.

Woman Accuses Police of Shielding Officers in Husband’s Disappearance, Seeks Justice Through Courts

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