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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law

FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
By: Michael Mike
The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.
The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja
The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).
Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.
The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”
He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.
“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”
Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.
“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.
The Minister also revealed that government is working towards having a uniformed mortgage system.
He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.
“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”
He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”
He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.
“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “
The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.
He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “
The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.
“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.
“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.
“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.
“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.
“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.
“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”
On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”
The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.
“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”
Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.
She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”
Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.
She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.
“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
News
ECOWAS Meets to Fill Staff Vacancies of Exited Members, Burkina Faso, Mali, Niger

ECOWAS Meets to Fill Staff Vacancies of Exited Members, Burkina Faso, Mali, Niger
By: Michael Mike
The Economic Community of West African States (ECOWAS) seems to have finally gotten the exit of of the Alliance of Sahel States- Burkina Faso, Mali and Niger Republic.behind it as Ministers of Foreign Affairs of the countries of the regional body met on Thursday in Abuja to fill vacancies left by the citizens of the departed countries in the bloc.
The bloc is also expected to determine how to treat staff with dual nationalities, staffers with both AES and ECOWAS nationalities.
Speaking at the opening of the Extra Ordinary Session of the Council of Ministers on recruitment and the case of staff from AES Countries from Grade P4 and below, the Chairman of Council of Ministers and Sierra Leone Minister of Foreign Afairs and International Cooperation, Alhaji Musa Kabba, said the Council’s meeting aims to discuss the allocation of statutory positions to member states, and to discuss the recruitment and status of staff from AES Countries from Grade P4 and below.

Kabba said the process are critical barometers for gauging our institutional credibility and an affirmation of our regional solidarity.
He noted that focus should not only be on the parameters of equitable distribution of these statutory positions across member states, but also, we should be particularly concerned about fairness and inclusivity to ensure that everyone is involved with a shared vision for the future.
Kabba noted that the decisions of the gathering “must be grounded in due process, transparency, equity, and in alignment with the broader regional commitments, as building blocks to guarantee economic integration, regional peace and security, and our democratic tenets as a community.”
He added: “let me now draw the attention of this esteemed Council to the work of the Ad-hoc Ministerial Committee – a committee constituted by over 70% of our membership, this makes the decision of the Ad-hoc committee a fait accompli, which makes it compelling to review the procedures of the establishment of Ad-Hoc Committees.
“It is also important to note that members of the ad-hoc Committee would have reviewed the commission’s proposals on the statutory positions which will inform our deliberations on the presentation of the memorandum on proposals for the allocation of statutory positions to member states.”
In her welcome address, Nigeria Minister of State for Foreign Affairs, Bianca Odumegwu-Ojukwu said: “Nigeria remains steadfast in its role as a dependable partner, ever ready to contribute meaningfully to the strengthening of our Community institutions and to the realization of the noble objectives for which this Organization stands. We believe that with collective effort and renewed dedication, we can build a more effective, responsive, and fully functional organisation that truly serves the aspirations of our region and beyond.”
On his part, the President of the Commission, Aliou Touray said: “This extraordinary Council is borne out of necessity. In the last three years, we have struggled to fill vacancies in our institutions using a staff regulation that constrains management’s ability to administratively expedite the process. It has therefore become necessary to refer to Council from time to time to help us untangle the web. We are very grateful to Council for the earlier waiver which enabled us to have shorter time frame for advertisements of vacant positions. With this, we have now published and received a sizeable number of applications.
“However, Excellencies, the challenge currently, is with the processing of these applications and the scheduling of interviews. These have been slower than the rate of staff attrition, due to aging workforce with an average annual loss of staff to retirement estimated at 13 personnel. The volume of applications is beyond the capacity of the recruitment firms in place, due to the largely manual method used in processing the applications. “Therefore, we have had to recruit additional recruitment firms and sought your approval for these International Independent firms to come in assist with an end-to-end recruitment exercise. I have also directed the Internal Services Department to accelerate the deployment of e-recruitment system to fast track the processing of applications.

“With the sudden departure of large number of our workforce who are nationals of the countries that exited from the Organisation, namely Mali, Niger and Burkina Faso, we are faced with the challenge of replacing them. We need Council to guide us in the equitable distribution of the vacant positions among all the Member States, without sacrificing competence. As our staff regulations did not provide any guidance on how to allocate vacant positions to specific member states for the purpose of achieving equity, it has become necessary for Council to provide its guidance on the way forward.
“We are therefore pleased to present to you a memorandum with proposals on how to achieve this equitable distribution of the positions and fast track the recruitment process. In making these proposals, the Commission took into account the current staff distribution per member state, and the interest of those member states with poor representation in the current workforce of the institutions. Our goal is to achieve equity, ensure quality and consolidate on the solidarity which strengthens our Community.
“As management, we are committed to protecting the interests of each member states, whether their nationals are represented in the Management of the Institutions or not. We have taken an oath to serve the entire community and not our narrow national interests. We therefore look forward to your deliberations and guidance on this matter.”
ECOWAS Meets to Fill Staff Vacancies of Exited Members, Burkina Faso, Mali, Niger
News
Zulum Orders Immediate Investigation into MURIC’s Claims of Hijab Harassment in Maiduguri Hospitals

Zulum Orders Immediate Investigation into MURIC’s Claims of Hijab Harassment in Maiduguri Hospitals
By: Michael Mike
Borno State Governor, Prof. Babagana Zulum said he received with great concern a statement by the Muslim Rights Concern (MURIC) alleging the harassment of muslim women for wearing hijab in some hospitals in Maiduguri.
Zulum noted that while the government is not aware of any official report or complaint regarding such incidents, his administration has taken the allegations with utmost seriousness.
In a directive issued on Thursday through his spokesperson, Dauda Iliya, Zulum, ordered the Commissioner of Health and Human Services, Professor Baba Mallam Gana, to undertake an immediate and thorough investigation to ascertain the veracity of these claims.
The statement noted that Zulum reiterated his administration’s commitment to protecting all citizens’ religious rights and dignity, particularly that of women. He stated that Borno State, being a predominantly muslim society, holds hijab in high esteem and any form of harassment against those who choose to wear it, is unacceptable and will not be tolerated.
“The welfare and rights of our citizens, especially our mothers, wives, and daughters, are paramount. We have zero-tolerance for any form of discrimination or harassment. While we have no prior record of such complaints, we are not taking these allegations lightly. This investigation will be swift and transparent. If any wrongdoing is found, appropriate disciplinary action will be taken immediately,” Zulum assured.
The statement added that Zulum urges the public, and specifically individuals who have experienced such treatment, to come forward and assist in the investigation with credible information to ensure a fair and just outcome.
“I assure the public that, that Borno State government under my leadership will not tolerate any action that unjustly targets or humiliate any segment of our society,” he concludes.
Zulum Orders Immediate Investigation into MURIC’s Claims of Hijab Harassment in Maiduguri Hospitals
News
Breaking the Cycle: Addressing Mental Health and Malnutrition Together

Breaking the Cycle: Addressing Mental Health and Malnutrition Together
By: Michael Mike
Every year, millions of children around the world suffer from malnutrition—a crisis that is all too visible in their frail bodies and tired eyes. But what is often less visible, yet just as devastating, are the psychological wounds that malnutrition inflicts on both children and their caregivers.
Over the years, the upward surge in children admitted for the treatment of malnutrition in MSF nutrition programmes has been an alarming trend. In the 12 Inpatient Therapeutic Feeding Centres (ITFCs) and over 30 Ambulatory Therapeutic Feeding Centres (ATFCs) supported by Doctors Without Borders/Médecins Sans Frontières across seven northern Nigerian states, its teams are often overwhelmed.
In 2024 alone, over 300,000 malnourished children were collectively treated in Zamfara, Kano, Katsina, Kebbi, Bauchi, Borno, and Sokoto —a 25 percent increase from 2023. With these admissions come psychological wounds that affect the mental health of both the children and caregivers. They both go through a cycle of emotions from the day they are admitted up to the time of discharge.
Kauna Hope Bako, MSF’s mental health supervisor in the Bauchi project, and her team—just like in other project locations in Nigeria—are working to break this cycle. Their approach recognises that malnutrition is not just a medical emergency, but a psychological one as well.
The Hidden Toll of Malnutrition
“Malnutrition is one disease that doesn’t just affect the child physically,” explains Bako. “It has psychological, emotional, and behavioural implications.”
Children suffering from malnutrition often become irritable, withdrawn, and unresponsive. They may miss key developmental milestones—struggling to walk, talk, or interact with their environment like other children.
The emotional pain is real.
“The child is feeling detached, sad that he cannot play like other children, and is trying to understand what is going on with him,” Bako says. “He’s going through a lot of pain and stress—not just from malnutrition, but from other diseases that often come with it.”
The relationship between mental health and malnutrition is deeply intertwined. Malnutrition can lead to emotional and cognitive problems in children, while — traumatic factors such as neglect, abusive home environments, or lack of love—can lead to psychological suffering and contribute to malnutrition. “They’re two sides of the same coin,” Bako notes. “Malnutrition can lead to mental health problems and mental health problems can lead to malnutrition.”
Experience from Niger and Nigeria over past few years has shown that integrating these activities contributes to faster weight gain, shorter lengths of stay in inpatient feeding centres, and improved caregiver well-being.
The Caregiver’s Burden
The impact of malnutrition extends beyond the child. Mothers and caregivers, who are often the primary source of support, face immense stress and emotional strain.
“At triage, the emotions you’ll find most prominent are anxiety, stress, and fear,” Bako shares. “The caregiver is not really comfortable. She’s worried.”
Additionally, many feel helpless, frustrated, or even ashamed, sometimes blaming themselves for their child’s condition.
“It’s important that we give care not just to the child but also to the caregiver,” Bako emphasises. “If the mother is not able to manage her own stress, it may unconsciously spill over to the child.”
Breaking the Vicious Cycle
MSF’s mental health team uses a holistic approach to support both children and caregivers. There’s a playroom in all MSF-supported hospitals in Nigeria where mothers or caregivers and their children meet every day for mental health sessions. Their daily activities include:
- Psycho-stimulation sessions: Using play, colours, sounds, and gentle massages, these sessions help children regain lost developmental skills and foster emotional bonds with their caregivers.
- Psycho-education: Caregivers learn about the psychological impact of malnutrition, how to manage stress, and how their own well-being affects their child’s recovery.
- Support groups: Caregivers share experiences, coping strategies, and emotional support, building a sense of community and resilience.
- Recreational activities: These sessions offer caregivers and their children a chance to relax and distract themselves from the stress of hospital life.
- Individual counselling: For those experiencing acute distress, one-on-one support is available.
Recognising the role of fathers, the team also organises men’s sessions to educate and encourage them to support mothers emotionally and make informed decisions about their children’s care.
Additionally, MSF’s approach extends beyond patients and caregivers. The Mental Health team trains all staff—doctors, nurses, and support workers—in psychological first aid and communication skills.
“Communication is sometimes service treatment,” Bako says. “When the mother feels listened to, when the child feels safe with the doctor or nurse, that already is treatment.”
Hope for Recovery
By addressing both the physical and psychological needs of malnourished children and their caregivers, MSF is helping to break the cycle of suffering.
“It’s not just about treating the disease,” Bako says. “It’s about restoring hope, dignity, and the bonds that help children and families heal.”
On World Mental Health Day, MSF reaffirms its commitment to holistic care—because every child deserves not just to survive, but to thrive, body and mind.
Since 2022, MSF has been raising the alarm over the worsening malnutrition situation in northern Nigeria. The situation has continued to deteriorate, with alarming numbers of children suffering from severe acute malnutrition. Between January and June 2025, MSF admitted 32,940 severely malnourished children in inpatient therapeutic feeding centres, and 136,255 children in outpatient therapeutic feeding centres in northern Nigeria. To help families cope with the psychological toll of the crisis, MSF also conducted 30,880 mental health sessions during the same period. In Bauchi, since the beginning of the project in 2024, our teams have provided mental health support to 113,191 malnourished children and their caregivers. - Breaking the Cycle: Addressing Mental Health and Malnutrition Together
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