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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
By: Michael Mike
The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.
The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja
The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).
Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.
The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”
He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.
“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”
Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.
“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.
The Minister also revealed that government is working towards having a uniformed mortgage system.
He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.
“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”
He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”
He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.
“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “
The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.
He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “
The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.
“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.
“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.
“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.
“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.
“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.
“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”
On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”
The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.
“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”
Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.
She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”
Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.
She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.
“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
Violent clash in Sabon-Titi area of Tunga Minna leaves one dead, several arrested
By: Zagazola Makama
A violent confrontation among rival youths in Sabon-Titi area of Tunga, Minna, Niger State, resulted in the death of one person and the arrest of several others, security sources confirmed on Saturday.
According to sources, on Friday at about 8:00 p.m., a group of youths armed with dangerous weapons were sighted causing havoc along David Mark Road. Security operatives quickly intervened and dispersed the group.
However, at about 1:00 a.m. on Saturday, the same group engaged in a violent clash among themselves using matchets and daggers. Twelve suspects, including Ibrahim Musa, Abbah Hussaini, Babangida Gambo, and Abubakar Bala, were arrested, by the police and their weapons recovered.
Later at about 8:30 a.m., Bello Mohammed of Farm Centre, Tunga Minna, was found lying in a pool of blood. He was rushed to General Hospital Minna but was confirmed dead on arrival.
Sources said that preliminary investigations indicate that the deceased was among the suspected thugs terrorizing residents in the area.
Violent clash in Sabon-Titi area of Tunga Minna leaves one dead, several arrested
Young fulani man killed, six cows poisoned in separate farmland incidents in Plateau state
By: Zagazola Makama
A 25-year-old Fulani man, Yakubu Salisu of Tenti village, Bokkos Local Government Area, was killed in a violent attack, while six cows were poisoned in a separate incident in Riyom Local Government Area of Plateau State on Saturday, authorities confirmed.
According to sources , Salisu was stabbed at the back by yet-to-be-identified assailants suspected to be locals of Bokkos. He died instantly at the scene.
Before the attack, a farmer, Josiah Joshua, 28, said he reportedly confronted six herders rearing cows on his farm. According to him, herders allegedly refused to remove the animals and attacked Joshua, resulting in injuries.
In retaliation, Joshua mobilized his friends to attack Yakubu Salisu, stabbing him multiple times on his before and killing him instantly.
Local leaders told Zagazola that the claims by some parties suggesting the Fulani victims “invaded farmlands” are false and appear to be an attempt to justify the attacks. Investigations indicate both incidents were unprovoked and targeted.
The police, however stormed the scene, photographed the corps and later released to relatives for burial according to Islamic rites, as the family declined an autopsy. The Authorities said they have commenced investigation, and efforts are ongoing to apprehend the perpetrators.
Meanwhile, in Riyom LGA, six cows were poisoned in Kwi village without any apparent provocation.
Authorities have commenced investigations into both incidents, and efforts are ongoing to apprehend the perpetrators.
Security officials warned residents to remain vigilant and urged communities to avoid taking the law into their own hands.
These incidents illustrate the rising tensions in Plateau State, drawing attention to the need for swift intervention to prevent escalation of communal violence over farmland disputes.
Young fulani man killed, six cows poisoned in separate farmland incidents in Plateau state
Silent Changes, Big Impact: Adeola Ajayi’s Transformation of the DSS
By: Sunday Oladapo
Leadership in the security sector often reveals itself not through grand speeches or public displays of authority, but through quiet, deliberate decisions that gradually shift systems, culture, and outcomes. Adeola Ajayi’s stewardship of the Department of State Services (DSS) exemplifies this subtle but powerful form of leadership. Though he rarely seeks the spotlight, the changes unfolding under his watch are reshaping the DSS in ways that many insiders describe as the most meaningful transformation the agency has witnessed in years.
From the moment Ajayi assumed office, it was clear he was bringing a different kind of energy—one rooted in discipline, modernization, and strategic silence. Instead of sweeping pronouncements, he focused on strengthening the agency’s foundation: its people, processes, and purpose. And this approach, though understated, is now yielding visible dividends.
Reinvigorating Professionalism and Intelligence Capacity
One of Ajayi’s most significant achievements is the recalibration of the DSS’s intelligence framework. Recognizing that modern threats—from terrorism to cybercrime—require an intelligence service that is both proactive and technologically sophisticated, he initiated targeted reforms to upgrade analytical tools, digital surveillance capacity, and field operations coordination.
Training programs have also been revitalized. Officers are now exposed to global best practices in intelligence gathering, behavioral analysis, cybersecurity, and inter-agency communication. The goal is simple but transformative: build a DSS that can prevent threats before they materialize, rather than merely responding after damage has been done.
Ajayi’s emphasis on data-driven intelligence has contributed to more efficient threat assessment, improved crisis response, and a more agile internal structure that encourages innovation instead of outdated, rigid protocols.
Strengthening Inter-Agency Collaboration
A common weakness in Nigeria’s security architecture has been fragmentation—agencies working in silos, often competing rather than collaborating. Ajayi has worked quietly but effectively to change this dynamic. His leadership has fostered smoother cooperation between the DSS, the police, the military, and other national security institutions.
By prioritizing information-sharing, joint operations, and coordinated strategy development, Ajayi has positioned the DSS as a core driver of national security synergy. This shift may not be flashy, but its impact on operational success is already becoming evident.
Humanizing the Service and Rebuilding Public Trust
For many years, perceptions of the DSS fluctuated between respect and apprehension, largely due to concerns over transparency and human-rights practices. Ajayi has taken deliberate steps to address this by promoting a more professional, rights-conscious operational culture. Officers now undergo enhanced training on ethical conduct, community engagement, and communication.
While the DSS is not—and cannot be—a public-relations-driven institution, Ajayi understands that a modern security service must maintain a level of trust with the citizens it protects. His reforms are gradually helping to redefine the agency’s public interface, balancing its mandate for secrecy with an improved commitment to professionalism and accountability.
Internal Welfare and Institutional Stability
Security agencies perform best when their personnel feel valued, motivated, and well-equipped. Ajayi has strengthened internal welfare systems, ensuring officers receive improved support, clearer career growth opportunities, and the tools they need to perform effectively. This has boosted morale and reduced internal friction—two factors crucial for operational efficiency.
His quiet stabilizing influence has also brought a sense of predictability to DSS operations. Under his leadership, the agency appears more insulated from political turbulence, allowing it to focus squarely on its mandate.
A Leadership Style Rooted in Strategy, Not Spectacle
In a time when some leaders rely on bravado or theatrics to appear effective, Ajayi stands out for his disciplined restraint. His philosophy seems guided by a fundamental principle: a security agency’s success is measured in outcomes, not headlines. The calmness of his leadership style has enabled him to pursue reforms without unnecessary noise, distractions, or politicization.
And this may be the true hallmark of his impact—delivering change through consistency rather than controversy.
Looking Ahead: A Long-Term Blueprint for the DSS
If the momentum of Ajayi’s reforms is sustained, the DSS could emerge as a more modern, reliable, and globally respected intelligence service. His agenda sets a foundation for:
A culture of professionalism over patronage
A stronger intelligence-driven approach to national security
A more integrated and collaborative security environment
A service that balances secrecy with lawful, ethical conduct
A stable institution that prioritizes national interest above all else
His leadership demonstrates that meaningful reform does not always come with fanfare. Sometimes, it comes quietly—through silent changes that produce big, enduring impact.
In transforming the DSS with such strategic subtlety, Adeola Ajayi is not only redefining the institution but also showing that a new era of thoughtful, modern security leadership is both possible and already taking shape.
Sunday Oladapo is a public analysts from Abuja
Silent Changes, Big Impact: Adeola Ajayi’s Transformation of the DSS
Sokoto mother arrested for kidnapping 4-year-old son in Kebbi
Police repel Boko Haram attack in Konduga, launch manhunt for abductors
Violent clash in Sabon-Titi area of Tunga Minna leaves one dead, several arrested
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