News
FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
By: Michael Mike
The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.
The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja
The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).
Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.
The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”
He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.
“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”
Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.
“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.
The Minister also revealed that government is working towards having a uniformed mortgage system.
He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.
“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”
He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”
He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.
“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “
The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.
He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “
The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.
“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.
“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.
“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.
“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.
“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.
“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”
On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”
The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.
“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”
Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.
She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”
Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.
She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.
“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
News
Lafarge Africa rakes in N97.95bn profit in Q1 2026
Lafarge Africa rakes in N97.95bn profit in Q1 2026
By Hajara Usman
Lafarge Africa Plc says it has reported a big profit for the first three months of 2026. The company made N97.95 billion after tax. This is much higher than the N48.64 billion it made in the same period in 2025.
The company also earned more money from sales. Its net sales increased to N334.88 billion. This is a 35 percent rise from N248.35 billion last year.
The Chief Executive Officer, Lolu Alade-Akinyemi, said the good result came from higher sales and careful spending. He said better factory work, more production, and improved delivery helped the company grow.
He also said operating profit rose by 97 percent to N141 billion. Profit after tax increased by 101 percent. According to him, this was made possible by strong demand, good cost control, and better supply.
The company said it will keep working with its partner, Huaxin Building Materials Ltd, to improve its operations.
Lafarge Africa added that demand for cement is growing in Nigeria, especially in building and construction. The company plans to continue controlling costs and growing its business.
It also thanked its customers and partners for their support and promised to keep delivering good results in the future.
Lafarge Africa rakes in N97.95bn profit in Q1 2026
News
2027: Don’t Pull Down the Roof
2027: Don’t Pull Down the Roof
By Senator Kashim Shettima, GCON
The political season is upon us again, and with it comes the familiar fever of democracy. Across our wards and local governments, across party offices and private homes, consultations have begun. Aspirants are making calls, elders are receiving visits, supporters are counting delegates, and the marketplace of ambition is alive once more.
This is proof that our democracy still breathes. It is evidence that power in our republic is still something to be negotiated, contested, persuaded, and earned. But every season of politics also comes with its temptations. It comes with the temptation to mistake disagreement for betrayal, competition for enmity, preference for exclusion, and media interpretation for truth.
This is why, at this delicate hour, we must speak to ourselves with candour, but also with restraint. We must remind ourselves that a political party is not a battlefield. It is a family. And even in the most spirited family, the roof must never be pulled down because one room appears warmer than another.
We are members of one political household. We may have different aspirations, different loyalists, different zones of influence, different calculations, and different preferred outcomes. That is normal. Democracy was never designed to abolish ambition. It was designed to civilise it. It was designed to teach us that we can compete without destroying one another, disagree without demonising one another, and lose without setting fire to the very platform that gave us a voice.
We must therefore refuse the temptation to be manipulated by the media, by mischief-makers, by vested interests, or by those who profit from division. There will always be those who whisper that one leader has been slighted, that one bloc has been excluded, or that one interest has been buried. These are familiar tricks in the theatre of politics. They are meant to provoke suspicion, inflame supporters, and turn comrades into adversaries before the real contest even begins.
But leadership demands that we rise above provocation. Leadership demands that we ask: who benefits when brothers fight? Who gains when a party weakens itself before facing the opposition? Who profits when those who should be building bridges begin to dig trenches?
The truth is simple. The real challenge before us does not end with the primaries. In fact, it begins after the primaries. The primaries will produce candidates, but the general election will test the strength of our unity. A fractured party may produce a candidate, but only a united party can produce victory. A ticket may be won in a hall, but an election is won in the streets, in the villages, in the markets, in the polling units, and in the hearts of the people.
This is why every party chieftain, every aspirant, every stakeholder, every delegate, and every supporter matters. Each of us is a raindrop, and each raindrop matters in the making of a flood. No raindrop is too small to be ignored. No stakeholder is too insignificant to be respected. No supporter is too ordinary to be heard. The strength of a party is not only in its most visible leaders; it is in the quiet loyalty of the people who stand by it when the applause has faded.
For this reason, moderation must be our watchword. Moderation is not weakness. It is wisdom in public conduct. It is the discipline to speak without poisoning the well. It is the maturity to pursue an interest without injuring the family. It is the grace to understand that today’s disappointment may become tomorrow’s opportunity, and that the bridge we burn in anger may be the road we need in another season.
We cannot all win at the same time. This is the first hard lesson of politics. For every ticket, only one candidate will emerge. Many will consult. Many will spend. Many will hope. Many will be encouraged by supporters, friends, and elders. But at the end of the process, only one name will be submitted. That outcome, however painful to others, is not always an injustice. It is often the unavoidable arithmetic of democracy.
The true test of a politician is not how loudly he campaigns when the wind is behind him. The true test is how he behaves when the wind turns against him. Anyone can celebrate victory. It takes character to manage disappointment. It takes statesmanship to congratulate a rival. It takes patriotism to remain loyal to the house even when the room assigned to you is not the one you desired.
We must also be honest with ourselves. Endorsements are not strange to politics. Preferences are not crimes. Leaders, elders, and stakeholders will naturally have opinions about those they believe can consolidate achievements, protect party interests, and advance the public good. But preference must never become provocation. Influence must never become intimidation. Persuasion must never become exclusion. The credibility of our process is the foundation of our legitimacy.
Party leaders must therefore act with fairness. Aspirants must be treated with dignity. Delegates must be allowed to act without fear. Processes must be transparent enough to command respect, even from those who lose. Where there are grievances, they must be addressed with patience and justice. Where there are rumours, they must be answered with clarity. Where there are wounds, they must be healed before they become infections.
But aspirants and their supporters also owe the party a duty of restraint. No ambition is worth the destruction of the platform that nurtured it. No grievance is worth the collapse of the house we all helped to build. No ticket is worth turning comrades into enemies. No loss is final enough to justify permanent bitterness.
Politics is a long road. Those who understand this do not burn their vehicles because of one rough turn. They do not abandon the journey because one gate did not open. Our history is filled with men and women who lost today and won tomorrow, who were overlooked in one season and became indispensable in another, who endured the pain of temporary defeat and later found the door of destiny opened wider than they imagined.
That is the beauty of patience. That is the wisdom of loyalty. That is the reward of staying useful.
We must also remember that the people are watching us. Nigerians are not merely listening to our speeches; they are studying our temperament. They are watching how we manage disagreement. They are watching whether we place service above ego. They are watching whether we can subordinate personal ambition to collective survival. A leader who cannot manage disappointment cannot be trusted to manage power. A politician who destroys his party because he lost a ticket may destroy a state because he lost an argument.
Our great party must not become a victim of its own strength. We are a large family, and large families must learn the art of accommodation. We are a party of many tendencies, many histories, many interests, and many sacrifices. That diversity is not a curse. It is our capital. But it must be managed with humility, fairness, and discipline.
We must not allow outsiders to narrate us into conflict. We must not allow headlines to dictate our emotions. We must not allow commentators, who will not stand with us in the rain, to push us into quarrels that will weaken us in the sun. The media has its place, and public scrutiny is part of democracy. But we must have the wisdom to separate honest analysis from engineered mischief.
At this moment, what our party needs is not noise but steadiness. Not suspicion but conversation. Not bitterness but maturity. Not factional triumphalism but collective responsibility. Every leader must lower the temperature. Every aspirant must discipline his camp. Every supporter must remember that today’s opponent in a primary may be tomorrow’s ally in a general election.
We have a larger duty to our nation. Politics is not an end in itself. It is a vehicle for service. It is the means through which we deliver security, education, jobs, infrastructure, prosperity, justice, and dignity to our people. If we reduce politics to personal entitlement, we betray the people whose mandate we seek. If we turn primaries into wars of ego, we abandon the very citizens who expect governance from us.
His Excellency, President Bola Ahmed Tinubu, GCFR, has shown, through a long political journey, that democracy thrives on accommodation, persuasion, resilience, and coalition-building. That example must guide us. The strength of a party is not in the absence of disagreements, but in its capacity to resolve them without losing its soul.
So, I appeal to our leaders: let us be fair. I appeal to our aspirants: let us be patient. I appeal to our supporters: let us be disciplined. I appeal to our party faithful: let us be united. The roof over this house shelters all of us. If we pull it down in anger, nobody will be spared by the storm.
Contest, but do not destroy. Disagree, but do not defame. Aspire, but do not divide. Lose, if it happens, with dignity. Win, if it happens, with humility. And after the primaries, let us close ranks, because the real battle will not be among ourselves. The real task will be to go before Nigerians with one voice, one purpose, and one renewed covenant of service.
Each of us is a raindrop. Alone, we may appear small. Together, we can become the flood that carries our party to victory and our country towards greater hope.
Let us therefore protect the house. Let us preserve the family. Let us choose moderation over mischief, unity over suspicion, and service over ego.
We will all have our season, but only if the house still stands.
By Senator Kashim Shettima, GCON.
Vice President, Federal Republic of Nigeria.
2027: Don’t Pull Down the Roof
News
Outrage in Kogi as ‘Unarmed’ Student Killed by School Guards, Raising Fresh Questions on Extrajudicial Violence
Outrage in Kogi as ‘Unarmed’ Student Killed by School Guards, Raising Fresh Questions on Extrajudicial Violence
By: Michael Mike
The killing of a final-year student, Andrew Amehson Aziko, allegedly by security guards at Nana College of Health in Okpo, Olamaboro Local Government Area of Kogi State, is drawing mounting scrutiny, with legal experts and rights advocates warning that the circumstances point to a possible extrajudicial execution and a broader failure of accountability.
The incident, captured in widely circulated video footage, has triggered calls for an independent investigation by the National Human Rights Commission (NHRC), amid growing concern over what residents describe as a troubling pattern of unlawful killings by local security actors in the area.
In the footage, the victim—reportedly unarmed and visibly distressed—is seen being beaten repeatedly with batons before he is shot at close range. He is heard pleading in Igala, asking the guards to “touch his hand,” while calling some of them by name, suggesting they were familiar with him. Community sources say Andrew had been undergoing treatment for mental health challenges and had wandered into the school premises after leaving a rehabilitation facility.

Under Nigerian law, the right to life is protected by Section 33 of the Constitution of the Federal Republic of Nigeria 1999, which permits the use of lethal force only in strictly defined circumstances, such as self-defence or the prevention of escape from lawful detention. Legal analysts say the conditions visible in the footage do not appear to meet that threshold.
“Even where there is suspicion of wrongdoing, force must be necessary and proportionate,” Abuja-based human rights lawyer Sadiq Bello said. “From what is publicly available, this raises serious questions of unlawful killing.”
Although the individuals involved are reportedly private security guards, rather than police officers, legal responsibility may still arise under the Criminal Code Act, which criminalises homicide, assault and excessive use of force. Experts note that private guards are not empowered to administer punishment and are expected, at most, to restrain suspects and hand them over to law enforcement authorities.
The case has also amplified concerns about the regulation and oversight of private security personnel operating in schools and other institutions, particularly in rural communities where formal law enforcement presence may be limited.
Rights advocates are now urging the National Human Rights Commission to step in, arguing that an independent, federal-level probe is necessary to ensure credibility and public trust. Under its statutory mandate, the Commission can investigate human rights violations, summon witnesses, conduct public inquiries and recommend prosecution or compensation.
A senior official familiar with NHRC processes said the Commission’s intervention could help ensure that evidence is preserved and that accountability mechanisms are not compromised at the local level. “This is precisely the kind of case that demands independent oversight,” the official said.
The killing is the second reported incident of its kind in Olamaboro within two months. In the earlier case, a young man reportedly died after being beaten by members of a vigilante group following a domestic dispute. That incident sparked protests and led to the arrest of several youths after clashes with security personnel, with some detainees said to remain in custody.
Residents say the recurrence of such incidents is deepening fear and eroding confidence in local security structures. “There is a pattern emerging—people taking the law into their own hands and facing no consequences,” a community member said.
Beyond the immediate act, questions are also being raised about the apparent absence of standard policing procedure in the handling of the situation. Established protocols require that suspects be apprehended using minimal force, that injured individuals receive immediate medical attention, and that incidents involving violence be promptly reported to the police, with scenes preserved for forensic investigation. None of these steps appear evident from available accounts.
The victim’s mental health condition has further intensified concern, with advocates stressing that individuals in distress require de-escalation and medical support, not force. “This reflects both a legal and humanitarian failure,” a Lokoja-based mental health advocate said. “A vulnerable person was treated as a threat rather than someone in need of help.”
Amid reports of planned protests, the Chairman of Olamaboro Local Government Area, Hon. Williams Ameh, has called for restraint, urging residents not to take the law into their own hands and to allow due process to run its course. However, skepticism remains high among residents who point to previous incidents where, they say, justice was neither transparent nor swift.
As of press time, the Kogi State Police Command had yet to issue an official statement or confirm whether any arrests had been made, a silence that has only intensified public concern.
Stakeholders are now calling for immediate steps, including the suspension of the implicated guards, the securing of the crime scene, and a transparent investigation involving independent oversight. For many in Okpo, the case has become more than an isolated tragedy—it is a test of whether the rule of law can still prevail.
“If this goes unpunished,” one resident said, “it tells everyone that a life can be taken without consequence.”
Outrage in Kogi as ‘Unarmed’ Student Killed by School Guards, Raising Fresh Questions on Extrajudicial Violence
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