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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
By: Michael Mike
The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.
The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja
The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).
Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.
The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”
He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.
“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”
Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.
“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.
The Minister also revealed that government is working towards having a uniformed mortgage system.
He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.
“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”
He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”
He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.
“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “
The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.
He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “
The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.
“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.
“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.
“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.
“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.
“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.
“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”
On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”
The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.
“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”
Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.
She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”
Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.
She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.
“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
Emerging World Order and Africa’s Lessons from the Trump Era
By Oumarou Sanou
The post–Cold War international order was never perfect, but it rested on an implicit bargain: economic integration, shared security frameworks, and a rules-based multilateral system that, however asymmetrical, offered predictability. Today, that fragile system is cracking. What we are witnessing is not merely a shift in global power centres; it is a contest for the very architecture that governs the relations between the powerful and the weak.
In Davos earlier this year, Canadian Prime Minister Mark Carney delivered a speech that resonated far beyond Canadian audiences. He warned that the world is experiencing “a rupture, not a transition” in the international order—a rupture driven by great power rivalry, coercive economic instruments, and the abandonment of long-standing norms that underpinned international cooperation. Carney’s admonition was clear: “If we are not at the table, we are on the menu.”
Carney’s words are particularly relevant in light of the behaviour of the United States under President Donald Trump. Whether it was threats of acquisition or control over Greenland, aggressive tariff wars, or overt economic coercion against traditional allies like Canada, Trump’s actions revealed a willingness to privilege raw national interests over collective stability and legal norms.
Trump’s repeated threats to Greenland—suggesting the United States might pursue control of the territory and even floating military options—were not only alarming in themselves but illustrative of a broader willingness to subordinate sovereignty to strategic ambition. When such rhetoric comes from a self-described champion of “America First,” it sends a sobering message: might still make right in the world, even among countries that claim to champion democracy and the rule of law.
Meanwhile, revelations that officials from Washington held private meetings with Alberta separatist activists in Canada stirred fears of foreign interference in a neighbour’s internal affairs. Critics in Ottawa denounced these contacts as a breach of Canadian sovereignty. Such actions, whether driven by geopolitical opportunism or domestic political theatre, further illustrate the weakening of mutual respect that once characterised Western alliances.
Yet it is not only Western allies who have felt the tremors of this shifting order. Trump’s use of tariffs as negotiation tools—far beyond strategic trade leverage, extending toward punitive measures against Canada, Mexico, and other trading partners—underscored a willingness to weaponise economic integration itself. The result: fractured alliances, defensive economic posturing in Europe and Asia, and a deterioration of trust that had anchored global cooperation for decades.
For Africa, these developments are not abstract. They serve as both a warning and a lesson.
First, the era of assuming predictable behaviour from great powers—whether the United States, Europe, or others—is over. If a democracy like the US can threaten tariffs or territorial ambitions without significant institutional pushback, what then for African states facing far more powerful neighbours or external influences? Africa must understand that in a multipolar scramble, goodwill will not protect it. Sovereignty must be backed by strategy and diversified partnerships.
Secondly, the Trump era illustrates the limits of aligning too closely with any one power. African nations have long faced pressure to choose between Western influence and alternative models—whether from Russia, China, or other actors. What Africa needs, as Carney suggested for middle powers, is “cooperation without subordination”: strategic alignment that preserves autonomy rather than replacing one patron with another.
This is where many pseudo-pan-African narratives fall short. They paint Africa’s choices as binary—either anti-Western or pro-Russian/Chinese. Such framing is simplistic and dangerous. Africa’s challenge is not to replace one hegemon with another, but to craft an independent strategy rooted in its own developmental priorities, not the geopolitical interests of outsiders.
Africa also faces internal vulnerabilities that external actors can exploit. Just as the alleged Trump Administration’s interactions with Canadian separatists raised fears of meddling in domestic cohesion, many African states grapple with separatist movements, ethnic tensions, and governance deficits. These internal fractures could be manipulated by external powers seeking influence–be it the US, Russia, China, EU and the others. Nigeria’s own experience with separatist agitation, for example, could invite unwelcome foreign interest if not managed within a strong governance framework.
The Trump era also underscores the importance of resilience in global institutions. Carney’s critique of the “rules-based order” highlighted how powerful states can weaken norms and leverage economic integration as coercion rather than cooperation. For Africa, which relies on international norms for trade, security, and diplomacy, this erosion is dangerous. It means engaging not only in bilateral relationships but also strengthening regional architecture—from the African Union to ECOWAS and the African Continental Free Trade Area (AfCFTA)—to buffer external shocks and present collective leverage.
Moreover, Africa must invest in economic self-reliance and intra-continental cooperation. Reliance on distant powers for security, investment, or economic growth leaves African states vulnerable to external shocks and policy whims. Strengthening intra-African trade, harmonising regulations, and building joint capacities in critical sectors can provide a foundation from which African states negotiate rather than capitulate.
Finally, the African diplomatic corps must be modernised. Africa needs representation that not only attends global summits but actively shapes narratives and defends African interests. Just as Western powers deploy elaborate strategic communication and lobbying capabilities, African states must professionalise their diplomatic engagements to protect sovereignty and influence outcomes.
The emerging world order is marked by competition, not cooperation. This reality will not change simply by wishing it so. Africa’s response must be pragmatic, strategic, and rooted in its own interests—not in reaction to external pressures but in pursuit of its own vision of prosperity, stability, and sovereign self-determination.
Oumarou Sanou is a social critic, Pan-African observer and researcher focusing on governance, security, and political transitions in the Sahel. He writes on geopolitics, regional stability, and African leadership dynamics. Contact: sanououmarou386@gmail.com
Emerging World Order and Africa’s Lessons from the Trump Era
8
Gombe police launch investigation after clash at wedding leaves one dead
By: Zagazola Makama
Police in Gombe State have commenced investigation following a deadly clash during a wedding send-off party in Tulmi, Akko Local Government Area, which left one person dead and others injured.
According to a sources, the incident occurred on Feb. 1, 2026, at about 10:30 p.m., when a group of men identified as Wada Hussaini, Ganji Alhaji Idi, Yaya Hussaini, Mohammed Maikudi, Bello Alhaji Idi, and one Tijjani, all from Garin Ardo Usman village, reportedly clashed with Abubakar Usman, 35, and Bello Adamu, 19, at the wedding organized by Godiya Mai Rai.
The confrontation resulted in serious injuries to Abubakar Usman, Bello Adamu, and Wada Hussaini. The injured were rushed to Cottage Hospital Tumu for treatment, but Abubakar Usman was confirmed dead. His corpse has been deposited at the hospital’s mortuary.
The suspects fled the scene following the incident, and police said efforts are ongoing to apprehend them. Investigation into the case has commenced.
Gombe police launch investigation after clash at wedding leaves one dead
Two children drown in Bauchi river, police investigate
By: Zagazola Makama
Two children drowned while swimming in a river on the outskirts of Bauchi metropolis, Bauchi State, police said.
According to sources, the victims, Saminu Mohammed, 12, and Tanimu Danladi, 11, both of Gudum Sayawa, went to a river in the area on Feb. 2, 2026, at about 4:30 p.m., when the incident occurred.
Police personnel swiftly moved to the scene, evacuated the children, and conveyed them to the Specialist Hospital, Bauchi, where they were certified dead by a medical practitioner.
Their remains were later released to their relatives for burial, while investigation into the incident continues.
Two children drown in Bauchi river, police investigate
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Gombe police launch investigation after clash at wedding leaves one dead
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