News
FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law

FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
By: Michael Mike
The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.
The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja
The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).
Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.
The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”
He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.
“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”
Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.
“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.
The Minister also revealed that government is working towards having a uniformed mortgage system.
He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.
“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”
He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”
He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.
“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “
The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.
He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “
The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.
“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.
“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.
“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.
“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.
“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.
“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”
On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”
The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.
“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”
Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.
She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”
Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.
She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.
“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
Crime
Another Bandits group release three women in Katsina in peace deal promises

Another Bandits group release three women in Katsina in peace deal promises
By: Zagazola Makama
Another group of repentant bandits has released three women in Katsina State as part of the ongoing peace process in the state.

The women, whose names were not immediately disclosed, were said to have been held by a notorious bandit leader, Kacalla Zailani, who controls the Maigora axis.

Community sources told Zagazola on Wednesday that Zailani freed the captives voluntarily without collecting ransom.

“He handed over the women to the mediators as a gesture of goodwill to consolidate the peace deal,” one of the sources said.
Another Bandits group release three women in Katsina in peace deal promises
News
Zulum Pledges Legal Reform to Deepen Justice System

Zulum Pledges Legal Reform to Deepen Justice System
… Fagbemi: Zulum, people-centred and reform-driven Gov.
By: Our Reporter
Borno State Governor, Prof. Babagana Umara Zulum, has reaffirmed his commitment to working closely with the Federal Government, National Assembly and other partners to deepen reforms in the state justice system especially at the grassroots level.
Governor Zulum made the commitment on Wednesday at the 2025 Justice Sector Leadership Retreat held at the International Conference Centre of Musa Usman Secretariat, Maiduguri.
“I reaffirm Borno State’s commitment to working with the Federal Government, the Judiciary, the National Assembly, and development partners to deepen reforms in our justice system, especially at the grassroots level,” Zulum stated.

The governor stressed the need for the deployment of technology which will make justice delivery faster, transparent and accountable to the citizenry, noting that Borno State had already adopted the use of digital technology to bridge justice delivery gap.
“In Borno State, we are already witnessing how digital tools have enhanced case tracking, enabling virtual court sittings, thus improving prison decongestion and streaming access to legal aid especially in hard-to-reach areas. If deployed strategically, technology can bridge the gap between rural and urban justice access,” he remarked.
“This is particularly important in Borno State where we continue to recover from a protracted
insurgency and humanitarian crisis. Justice must serve as a foundation for healing, rebuilding trust and restoring the social contract”.
The governor emphasized the need for institutional collaboration and coordinated reform to effectively confront the menace of terrorism, corruption, resolving land disputes and securing investments for a better society.
“I urge all of us here as policymakers, jurists, administrators and stakeholders to see
coordination not as a procedural matter, but as a moral imperative. Our people deserve a system that works, not one riddled with delays, duplications, or inefficiencies”.
The retreat themed “Strengthening Justice Sector Service Delivery through Technology, Innovation and Co-ordinated Reform” underscores the importance of deployment of digital tools to fast track judicial process.
The event was attended by the senator representing Borno Central, Senator Kaka Shehu Lawan SAN; APC State Chairman, Hon. Bello Ayuba, Chairman/CEO NDLEA, Brig. Gen (rtd) Buba Marwa; Solicitor General of the Federation, Beatrice Jeddy-Agba, Heads of Agencies under Federal Ministry of Justice. Others include Secretary to the State Government, Head of Service, acting Chief of Staff, the State Attorney-General, members of the state executive council, and other top government officials.
… Zulum: people-centred, and reform-driven Gov -Fegbemi
Attorney General and Minister of Justice, Mr Lateef Fagbemi (SAN), has lauded Governor Babagana Zulum’s people-centred transformation and reforms in the justice sector.
“Just like other sectors, your impact in the justice sector has been profound. The launch of Borno State e-Justice project in
partnership with Law Pavilion has positioned the state as a pacesetter in digital transformation. With tools such as the Case
Management System, e-Library, and electronic mail tracking for legal processes, Borno is pioneering efficiency and transparency
in judicial service delivery,” Fagbemi stated.
“Borno under your leadership has become a case study in resilience and renewal. You have shown that governance is not about slogans but about solutions; not about rhetoric but about results. You have elevated the standard of leadership by demonstrating that ideas, when backed by courage and action, can transform societies, no matter the odds,” he added.
“In a state that has endured some of the toughest trials in our nation’s history, you did not succumb to despair. Instead, you applied
innovative thinking, sound judgment, and a data-driven approach to policy and the results are visible to all”.
The Attorney General called for the need to update the nation’s legal frameworks to support these innovations and invest in digital literacy,
cybersecurity, and data management for the professionals.

“By fostering a culture of innovation and leveraging the transformative power of technology, we can build a justice system that is more efficient, more accessible, and more equitable for all Nigerians,” he concluded.
Zulum Pledges Legal Reform to Deepen Justice System
News
Bandit Kingpin Releases 28 Captives in Katsina Following Peace Deal

Bandit Kingpin Releases 28 Captives in Katsina Following Peace Deal
By: Zagazola Makama
A total of 28 persons abducted by suspected bandits in Faskari Local Government Area of Katsina State have been released without ransom following a peace arrangement with bandit kingpin.
The bandits, led by their commander identified as Isya Akwashi Garwa, handed over the captives to officials of the council on Wednesday.
Zagazola reports that those released were largely residents of Mairua, Kanen-haki and Yar Dabaru communities.
Local authorities confirmed that the release was the outcome of a reconciliation effort initiated in the area to restore peace and reduce violent attacks.
Community leaders in Faskari described the development as a positive signal and urged both sides to sustain the peace process. They also urged the bandit to force other bandits still attacking in the area to stop.
A council official, who spoke on condition of anonymity, said: “The captives were released this afternoon without any ransom being paid. The bandit leader fulfilled his promise under the peace talks,”he said.
Meanwhile, residents expressed relief at the safe return of the abductees, with some calling for stronger security guarantees to consolidate the gesture.
Bandit Kingpin Releases 28 Captives in Katsina Following Peace Deal
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