News

FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law

Published

2 years ago

November 14, 2023

Ochuwa Ibrahim

FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law

By: Michael Mike

The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.

The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja

The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).

Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.

The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”

He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.

“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”

Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.

“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.

The Minister also revealed that government is working towards having a uniformed mortgage system.

He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.

“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”

He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”

He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.

“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “

The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.

He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.

“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “

The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.

“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.

“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.

“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.

“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.

“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.

“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”

On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”

The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.

“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”

Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.

She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”

Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.

She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.

“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.

FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law

News

Troops clear ISWAP enclaves, recover arms, neutralise IEDs in Borno

Published

1 hour ago

February 4, 2026

Ochuwa Ibrahim

Troops clear ISWAP enclaves, recover arms, neutralise IEDs in Borno

By: Zagazola Makama

Troops of Joint Task Force (North East), Operation Hadin Kai (OPHK), have intensified offensive operations against Islamic State West Africa Province (ISWAP) elements, clearing multiple terrorist enclaves in the Kashimori axis of Borno State and recovering arms, logistics and improvised explosive devices (IEDs).

Sources told Zagazola Makama that the operation was conducted in the early hours of Feb. 2, 2026, under Operation Desert Sanity, with troops of 21 Special Armoured Brigade (SAB) operating in conjunction with volunteer forces.

The sources said the troops carried out a coordinated clearance of several ISWAP hideouts clustered around the Kashimori area, spanning multiple locations within Guzamala axis, following actionable intelligence on terrorist presence and logistics activity.

According to the sources, although the enclaves were active prior to the operation, the terrorists abandoned their positions before the arrival of troops, apparently fleeing on sensing the advancing force.

“During the clearance operations, troops destroyed terrorist life-support structures across the enclaves and recovered one motorcycle, one tricycle, five AK-47 magazines and five terrorist flags,” the sources stated.

It added that two IEDs were discovered at separate locations during the operation and were safely detonated in situ by an Explosive Ordnance Disposal (EOD) team, while one unprimed IED was recovered intact.

The military said the operation was executed across difficult terrain, with troops encountering significant mobility challenges due to sandy soil conditions and mechanical faults affecting several vehicles and motorcycles.

Despite the constraints, the troops successfully completed the mission objectives and later harboured at Forward Operating Base (FOB) Kawuri without casualty.

The sustained pressure was being maintained on terrorist elements to deny them freedom of movement, logistics corridors and safe havens.

Operation Hadin Kai has in recent weeks intensified clearance and domination patrols as part of efforts to degrade ISWAP and Boko Haram remnants, disrupt their IED networks and prevent regrouping ahead of the dry season movement window.

Troops clear ISWAP enclaves, recover arms, neutralise IEDs in Borno

News

NSCDC Launches Gender Policy II to Deepen Inclusive Security Delivery

Published

1 hour ago

February 4, 2026

Ochuwa Ibrahim

NSCDC Launches Gender Policy II to Deepen Inclusive Security Delivery

By: Michael Mike

The Nigeria Security and Civil Defence Corps (NSCDC) has unveiled its Gender Policy II, reinforcing its commitment to inclusive, people-centred security delivery and institutional professionalism.

The policy was launched on Tuesday in Abuja at an event that brought together senior government officials, security sector leaders, development partners and civil society organisations.

Speaking at the ceremony, the Commandant General of the NSCDC, Prof. Ahmed Audi, described inclusivity as a critical pillar for building a credible and effective security institution. He said the new policy reflects the Corps’ determination to align its operations with global standards while supporting national security priorities.

Audi, who represented the Minister of Interior, Olubunmi Tunji-Ojo, explained that Gender Policy II is designed to strengthen the Corps’ institutional capacity, enhance operational performance and ensure that personnel carry out their duties with professionalism, dignity and respect for human rights.

According to him, embedding gender responsiveness in security operations will improve service delivery, promote accountability and foster public trust, particularly among vulnerable and underserved communities.

Participants at the event, which was supported by UKFIDO and SPRING, highlighted the importance of inclusive security frameworks in safeguarding citizens and advancing social justice. Speakers noted that policies which promote equity and participation contribute significantly to effective law enforcement and national stability.

The launch of Gender Policy II also reaffirms the NSCDC’s commitment to the implementation of United Nations Security Council Resolution 1325 on Women, Peace and Security. Observers described the policy as a major milestone in the Corps’ ongoing efforts to institutionalise inclusivity, equity and professionalism across its operations nationwide.

NSCDC Launches Gender Policy II to Deepen Inclusive Security Deliver

News

Special Seat Is Democratic: NASS Urged to Pass Bill

Published

1 hour ago

February 4, 2026

Ochuwa Ibrahim

Special Seat Is Democratic: NASS Urged to Pass Bill

Austin Aigbe FSM
Gender Rights Advocate

In the aftermath of Nigeria’s 2019 general elections, I sat with a heavy heart and a clear conclusion: affirmative action legislation is essential to address the stark underrepresentation of women in Nigeria’s political leadership. Despite women making up nearly half of Nigeria’s population, they occupy less than 5 per cent of seats in the National Assembly, underscoring a civic duty to effect change.

As the then Secretary of the National Coalition of Affirmative Action (NCAA) in my state, I worked alongside visionary women such as the late Oby Nwankwo, who helped lead the national gender equality architecture, as well as Hajia Saudatu Mandi and Dr Abiola Akiyode-Afolabi, among others. Together, we pushed for the full domestication of the Convention on the Elimination of All Forms of Discrimination Against Women (CEDAW), culminating in the proposed Gender and Equal Opportunity (GEO) Bill. Yet, since 2007, that bill has languished in the National Assembly, stalled by political resistance and cultural pushback.

Now, the Special Seats Bill offers a breakthrough. It is not a compromise—it is a resolution. It responds to criticisms of the GEO Bill by focusing on representation rather than just rights. It proposes additional seats in the Senate, House of Representatives, and State Houses of Assembly, to be contested exclusively by women, without reducing existing seats or threatening incumbents. It is a democratic innovation, not a disruption.

Why Special Seats Matter

The argument is simple: democracy must reflect the people. If half of the population is excluded from decision-making, democracy remains incomplete. Special seats are not about tokenism; they are about correcting structural imbalances. Sierra Leone, for example, passed the Gender Equality and Women’s Empowerment (GEWE) Act in 2022, addressing gender gaps by increasing women’s representation in decision-making, improving access to finance and employment, and promoting equal opportunities in education and training. Other countries, including Rwanda, Senegal, and South Africa, have used constitutional and legislative measures to advance gender parity. Nigeria should no longer lag.

The Special Seats Bill also directly addresses the barriers women face when contesting elections:

Violence and intimidation, particularly during party primaries.
The monetisation of politics disadvantages women with fewer financial resources.
Patriarchal party structures that sideline women during candidate selection.
By creating a guaranteed pathway, the bill enables women to enter the political space, build experience, and eventually compete for general seats on a more equal footing.

The Human Cost of Delay

Every election cycle without reform is a missed opportunity. In 2023, only 3.6 per cent of those elected to the National Assembly were women; it is not merely a statistic; it represents hundreds of capable women denied a voice. It reflects the silencing of perspectives on maternal health, education, gender-based violence, and economic inclusion.

I have previously supported interventions aimed at strengthening the capacity of women candidates—many of whom were more qualified than their male opponents but were pushed aside by party gatekeepers. I have seen communities rally behind women leaders, only to be told they are “not electable.” The Special Seats Bill is a lifeline for these women—and for the communities they seek to represent.

A Call to the National Assembly

The National Assembly has a patriotic duty to pass this bill now, as it directly impacts Nigeria’s democratic future and inclusivity.

Nigeria’s lawmakers must rise above partisan interests and act in the national interest. The bill has reached its final stage of legislative consideration. The time to act is now—before the 2027 elections are upon us.

Conclusion: Democracy Is Representation

The Special Seats Bill is a vital democratic correction that ensures equal participation and opportunity, enabling meaningful change.

Let us not wait another decade. Let us not mourn another election cycle defined by exclusion. Let us pass the Special Seats Bill—and finally make democracy whole.

Special Seat Is Democratic: NASS Urged to Pass Bill