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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
By: Michael Mike
The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.
The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja
The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).
Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.
The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”
He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.
“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”
Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.
“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.
The Minister also revealed that government is working towards having a uniformed mortgage system.
He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.
“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”
He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”
He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.
“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “
The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.
He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “
The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.
“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.
“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.
“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.
“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.
“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.
“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”
On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”
The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.
“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”
Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.
She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”
Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.
She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.
“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
News
How propaganda and exaggerated genocide narratives triggered punitive international actions against Nigeria
How propaganda and exaggerated genocide narratives triggered punitive international actions against Nigeria
By: Zagazola Makama
Recent United States visa restrictions and mass deportation measures affecting Nigerian nationals have reopened debate on how sustained propaganda, misinformation and alarmist narratives about insecurity in Nigeria shaped international perceptions and policy responses against the country.
While Nigeria continues to face real security challenges including terrorism by ISWAP, Boko Haram, AlQaeda, banditry, farmer–herder clashes and transnational jihadist infiltration, the framing of these conflicts as an organised, state-backed “Christian genocide” has increasingly been questioned by Nigerians.
Yet, for several years, a powerful campaign driven largely by Nigerian activists, politicians and diaspora-based pressure groups portrayed Nigeria as the world’s epicentre of religious extermination, with claims that were grossly exaggerated, unverifiable or outright false.
The agitations grew domestic grievance to international propaganda. Between 2021 and 2024, a wave of advocacy emerged accusing the Nigerian state of deliberately sponsoring or protecting jihadists allegedly engaged in the daily slaughter of Christians. Some campaigners claimed that 1,500 Christians were being killed every day, a figure that would translate to more than 540,000 deaths annually, a number exceeding fatalities recorded in most active war zones globally.
One widely circulated narrative claimed that between 2010 and October 2025, 185,000 people were killed on account of their faith, including 125,000 Christians and 60,000 Muslims, allegedly based on reports from Intersociety, one of the NGO created to push the false claims.” The same narrative alleged that 19,100 churches had been burned and 1,100 Christian communities completely seized and occupied by jihadists supposedly backed or shielded by the Nigerian government.
However, independent verification of these figures consistently failed. No global conflict-monitoring organization, including ACLED, UN agencies, or major international human rights bodies as well as official bodies like Police, DSS, and the NHRC, corroborated such numbers. Nigeria’s total population stands at approximately 240 million, making such casualty claims statistically implausible without triggering global humanitarian emergency responses on the scale of Gaza, Syria or Ukraine.
Zagazola Makama report that while religiously motivated attacks occur, Nigeria’s violence landscape is far more complex, driven by criminal banditry, resource conflict, insurgency, arms proliferation, climate stress and weak border control, affecting Muslims, Christians, Pagan, traditionalist and adherents of other faiths alike.
Despite the lack of empirical grounding, these activities keep weaponizing faith to internationalise pressure. The genocide narrative gained traction in U.S. political circles, evangelical advocacy groups and sections of Western media. Some Nigerian politicians amplified these claims at international forums, urging sanctions, arms embargoes and even military intervention against their own country.
The expectation among agitators was that Trump’s administration would deploy American forces or impose targeted sanctions against Nigerian officials and groups like Miyetti Allah, Boko Haram, Bandit and those that once push for Shariah laws. Instead, the policy response took a different and far more consequential direction. Rather than physical military intervention, Washington opted for strategic intervention with the armed forces of Nigeria through technical support while in their country they opted for tougher penalties like border control, immigration enforcement and visa restrictions, citing insecurity, terrorist activity, document integrity issues and vetting challenges.
Nigeria was subsequently placed under partial U.S. travel restrictions, with the U.S. government explicitly referencing the activities of Boko Haram and ISWAP, and difficulties in screening travellers from affected regions.
The unintended security backlash
Ironically, following persistent framing of Nigeria’s violence as a religious war produced outcomes opposite to what campaigners claimed to seek. Rather than protecting Christians, the rhetoric emboldened extremist groups to carry even more deadlier attacks.
Terrorist organisations, including ISWAP, JAS and al-Qaeda-linked JNIM elements now infiltrating North-Central Nigeria, capitalised on global narratives portraying Nigeria as a battlefield of faith. By attacking churches, clergy and Christian communities, these groups sought to validate the propaganda, provoke sectarian retaliation and trigger a broader religious conflict. This strategy mirrors jihadist doctrine across the Sahel: manufacture sectarian violence, polarise society, delegitimise the state and attract recruits.
Security intelligence from Kwara and Niger States, for instance, shows JNIM’s Katiba Macina exploiting communal tensions along the Benin–Nigeria corridor, recruiting Fulani youths while framing attacks as resistance against “tyranny” language deliberately aimed at feeding international narratives of persecution.
The U.S. Department of Homeland Security has since justified its tougher posture using data-driven assessments: visa overstay rates, terrorism risks, weak civil documentation systems and law-enforcement information gaps.
For Nigeria, these translated into: Partial visa suspensions for B, F, M and J categories, increased scrutiny of Nigerian travellers, inclusion in broader immigration enforcement actions, Indirect reputational damage affecting trade, education and diplomacy
Meanwhile, The Department Homeland Security announced record deportations and self-removals, over 2.5 million exits since January 2025, a development that disproportionately affects nationals of countries portrayed as high-risk, Nigeria included. Crucially, those most affected are ordinary Nigerians students, professionals, families and entrepreneurs, not terrorists, bandit leaders or militia commanders.
The Fulani bandit in the forest has no interest in a U.S. visa. It is the Nigerian student, pastor, doctor and trader who bears the cost.
Notably, as sanctions and restrictions took effect, the loud genocide rhetoric largely faded from public discourse. The activists who once dominated international media cycles have grown quieter, perhaps confronted by the reality that the consequences fell on Nigeria as a whole, not on imagined perpetrators. This pattern point to a broader lesson in strategic communication: when a nation’s internal crises are exaggerated into existential falsehoods, external actors respond not with rescue but with containment.
A cautionary lesson for national discourse is that; Nigeria’s security challenges are real and demand sustained reform, diplomatic support, and international cooperation. But weaponising religion, spreading unverifiable casualty figures and lobbying for foreign punitive action against one’s own country undermines national security rather than strengthening it. More dangerously, it feeds extremist propaganda, deepens communal mistrust and invites external decisions based on distorted perceptions.
When internal challenges are projected internationally without context or factual balance, foreign governments respond not with solidarity but with restrictions, sanctions and containment. In this environment, propaganda even when framed as advocacy, erodes diplomatic goodwill and inflicts long-term harm on citizens whose lives and opportunities are shaped by external policy decisions.
False alarms and absolutist narratives fracture social trust, embolden extremists and inflame the very fault lines terrorists seek to exploit. Ultimately, propaganda however emotionally persuasive does not protect communities; it weakens national resilience and leaves society more vulnerable to the forces it hopes to defeat.
Zagazola Makama is a Counter Insurgency Expert and Security Analyst in the Lake Chad region
How propaganda and exaggerated genocide narratives triggered punitive international actions against Nigeria
News
Gunmen kill soldier, abduct 13 passengers on Okene–Auchi highway
Gunmen kill soldier, abduct 13 passengers on Okene–Auchi highway
By: Zagazola Makama
Suspected kidnappers disguised in military uniforms have killed a serving soldier and abducted 13 passengers during coordinated attacks on two commercial vehicles along the Okene–Auchi Federal Highway.
Zagazola Makama report that the incident occurred at about 5:35 p.m. on Dec. 16 when unknown gunmen intercepted a green Toyota Sienna, conveying nine passengers from Abuja to Delta State.
The source said six passengers were abducted from the vehicle, while three others were rescued.
According to the source, the attackers also stopped a white Toyota Hiace bus, conveying 11 passengers from Delta State to Abuja, during the same operation.
“Seven passengers were abducted from the Hiace bus, while four were rescued,” the source said.
Tragically, the source said a serving Non-Commissioned Officer of the Nigerian Army, who was among the passengers and had identified himself as a soldier, was shot by the attackers.
“He sustained gunshot injuries to his legs and thighs and was later confirmed dead,” the source added.
Both vehicles were recovered and towed to a police station for safe keeping, while five empty shells of 7.62mm ammunition suspected to be from an AK-47 rifle were recovered at the scene as exhibits.
The corpse of the deceased soldier was deposited at the Okengwe General Hospital mortuary for autopsy, while statements were obtained from the rescued victims to aid investigation.
It was gathered that troops have launched joint rescue operations, including bush combing and intensive surveillance along the highway, with a view to rescuing the abducted passengers and arresting the perpetrators.
The authorities assured motorists that measures were being intensified to secure the Okene–Auchi corridor and prevent further attacks.
Gunmen kill soldier, abduct 13 passengers on Okene–Auchi highway
News
Bandits kill one, abduct several in Zamfara
Bandits kill one, abduct several in Zamfara
By: Zagazola Makama
Armed bandits have killed a young man and abducted several others during an attack on a store area in Bungudu Local Government Area of Zamfara State.
Zagazola report that the incident occurred at about 12:30 a.m. on Dec. 16 when gunmen, carrying AK-47 rifles and other sophisticated weapons, launched a sporadic shooting spree in Karakkai district.
The source said one Lukman Rabe, aged 21, was shot dead during the attack, while an unspecified number of people were abducted and taken to an unknown location.
Army troops in collaboration with joint Police, and local hunters, were immediately mobilised to the scene to secure the area.
Sources said that efforts are ongoing to rescue the abducted victims and apprehend the fleeing suspects, while residents have been urged to remain vigilant and report any suspicious activity to security agencie
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