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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
By: Michael Mike
The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.
The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja
The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).
Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.
The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”
He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.
“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”
Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.
“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.
The Minister also revealed that government is working towards having a uniformed mortgage system.
He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.
“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”
He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”
He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.
“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “
The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.
He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “
The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.
“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.
“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.
“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.
“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.
“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.
“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”
On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”
The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.
“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”
Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.
She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”
Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.
She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.
“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.
FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law
News
ISWAP scamper in disarray as NAF, ground troops repel attack on Banki in Bama LGA
ISWAP scamper in disarray as NAF, ground troops repel attack on Banki in Bama LGA
By: Zagazola Makama
Fighters of the Islamic State West Africa Province (ISWAP) reportedly fled in disarray on Friday after troops of Operation Hadin Kai, supported by the Nigerian Air Force (NAF), successfully repelled an attempted attack on a military base in Banki, Bama Local Government Area of Borno.
Security sources told Zagazola Makama that the insurgents launched the attack in the early hours of Friday, advancing in large numbers in an attempt to overrun the military formation.
The sources said the troops immediately engaged the terrorists in a fierce gun battle, effectively resisting the assault and preventing the insurgents from breaching the base.
According to the sources, while the exchange of fire was ongoing, the Nigerian Air Force scrambled an aircraft to provide aerial support to the ground troops.
“On sighting the approaching aircraft, the terrorists took to their heels and were seen scampering in disarray into nearby bushes to escape the superior firepower of the troops and the air component,” one of the sources said.
The sources added that the attempted attack was successfully foiled, forcing the insurgents to abandon the operation.
There were no immediate reports of casualties as security forces have commenced assessment and clearance operations in the area.
Banki, a border town near Cameroon in Bama LGA, remains one of the key frontline locations in the ongoing counter-insurgency campaign in Borno.
ISWAP scamper in disarray as NAF, ground troops repel attack on Banki in Bama LGA
News
Freight forwarders protest arbitrary shipping charges at Apapa ports
Freight forwarders protest arbitrary shipping charges at Apapa ports
By: Zagazola Makama
The National Association of Government Approved Freight Forwarders (NAGAFF) has raised concerns over what it described as arbitrary and unilateral increases in shipping charges by some shipping companies at the Apapa ports in Lagos.
The grievances were contained in a letter addressed to the Executive Secretary of the Nigerian Shippers Council, Park Lane, Apapa, and copied to the Commissioner of Police, Ports Authority Police (Western Command), Apapa.
The letter, titled “Administrative Overreach: The Non-Consensual and Arbitrary Increase of Shipping Charges in Breach of Established Procedure and Protocol,” was received at about 2:30 p.m. on March 12.
Following the complaint, the Commissioner of Police, Ports Authority Police Western Command, Apapa, convened a meeting with the leadership of NAGAFF to discuss the issue.
Those in attendance included Mr Bert Okeke, Secretary and representative of the NAGAFF Chairman, Alhaji Ibrahim Tanko; Mr Uche Nwabude, Operational Head; and Chief Raf Nwoye, Technical Director at the association’s headquarters, alongside eight other members.
During the meeting, the NAGAFF leaders expressed dissatisfaction over the alleged immediate and unilateral upward review of shipping charges by some companies without prior notification to freight forwarders and other service users.
They described the development as a breach of established procedures guiding port operations and trade facilitation.
In her response, the Commissioner of Police, Ports Authority Police Western Command, commended the association for following due process by engaging relevant stakeholders and bringing the matter to the attention of authorities.
She urged the union leaders to remain law-abiding and advised them to notify the police and obtain approval before embarking on any picketing or protest actions.
The police chief also encouraged the association to suspend any planned industrial action pending efforts by the Nigerian Shippers Council to mediate and resolve the dispute.
She further called for sustained synergy, collaboration and consolidation between the police and stakeholders in the maritime sector to ensure smooth trade facilitation at the ports.
The meeting ended at about 3:25 p.m.
Freight forwarders protest arbitrary shipping charges at Apapa ports
News
“When two elephants fight, it is the grass that suffers”- The Case of Iran Israel United States Conflict
“When two elephants fight, it is the grass that suffers”- The Case of Iran Israel United States Conflict
By: Michael Mike
From the ancient Persian world to the Swahili coast of Africa, the story of Iran is not merely political—it is civilizational. The current conflict therefore raises questions not only about power, but about history, justice and humanity itself.
In Africa, a well-known proverb captures a timeless truth: “When two elephants fight, it is the grass that suffers.” Across the wider African continent, this saying reminds us that when powerful actors collide, it is ordinary people—families, children and communities—who bear the greatest cost.

Today, as tensions escalate across West Asia and military strikes attributed to the United States and Israel target the Islamic Republic of Iran, the world is witnessing a confrontation that extends far beyond the calculations of geopolitics.
To strike Iran is not merely to confront a modern state. It is to challenge one of the oldest living civilizations on Earth—a civilization whose cultural, intellectual and spiritual influence has shaped vast regions of the world for more than three thousand years.
A Civilization Older Than the Modern World
Long before the modern geopolitical map of the Middle East existed, the Iranian plateau had already produced organized states, complex administrative systems and vibrant intellectual traditions.

From the Achaemenid Empire of Cyrus the Great to the flourishing cultural centers of Shiraz and Isfahan, Persian civilization helped shape literature, science, philosophy and political thought across the Mediterranean world, Central Asia and the Indian Ocean basin.
Unlike many later imperial powers whose expansion relied on colonization, resource extraction and the brutal transatlantic slave trade, Persia’s historical influence travelled largely through knowledge, trade and cultural exchange.
This legacy of interaction links Iran not only to Asia but also to Africa.

The Persian Handshake with Africa
Centuries before European colonial powers partitioned the African continent, Persian merchants were already sailing the monsoon winds of the Indian Ocean toward the Swahili coast.
They arrived not as conquerors but as traders, scholars and cultural intermediaries.
From present-day Somalia to Mozambique, Persian traders established networks of commerce and intellectual exchange with the Swahili city-states. Maritime knowledge, architecture, poetry and urban culture travelled across these routes alongside textiles and spices.
The interaction was never one-sided. African societies reshaped and integrated these influences into their own traditions, creating a distinctive Afro-Asian cultural synthesis that still characterizes the region today.

Even the Kiswahili language, rooted in Bantu linguistic traditions, reflects centuries of interaction with Persian and other Indian Ocean cultures.
In this sense, the story of Iran is not distant from Africa—it is intertwined with it.
The Islamic Revolution and the Ethics of Defending the Oppressed
In 1979, Iran once again became the stage for a unique historical transformation.
The Islamic Revolution did not attempt to erase Iran’s ancient past. Instead, it sought to frame a deeply rooted civilization within a moral vision centered on justice, independence and the defense of the oppressed.
Imam Ruhollah Khomeini, the founder of the Islamic Republic, articulated a political philosophy that placed the protection of the Mustazafin—the oppressed and marginalized—at the heart of the revolution’s mission.
One of the most enduring expressions of this principle was his declaration of the last Friday of Ramadan as International Quds Day, inviting people around the world to remember the plight of the Palestinian people.
This ethical perspective continued under the leadership of Ayatollah Sayyid Ali Khamenei, who consistently framed the Palestinian question not merely as a geopolitical dispute but as a matter of moral responsibility and global justice.

For many observers, this unwavering support for Palestinian rights remains one of the central sources of tension between Iran and its adversaries.
Jerusalem: A Sacred City for Humanity
From the perspective of religious scholarship, Jerusalem—known in Arabic as Al-Quds—occupies a unique place in the spiritual geography of humanity.
It is sacred not only to Muslims but also to Christians and Jews.
Within its ancient walls stand some of the most revered sites of the Abrahamic traditions: Al-Aqsa Mosque, the Church of the Holy Sepulcher, and the Western Wall.
For scholars of comparative religion, Jerusalem represents not an exclusive possession but a shared spiritual heritage.
The respected Christian leader Archbishop Desmond Tutu once captured this moral principle in words that resonate across faith traditions:
“If you are neutral in situations of injustice, you have chosen the side of the oppressor.”
The Human Question of Self-Defense
Against this historical and moral background, the present conflict raises difficult questions.
Reports from the early days of the war describe devastating strikes, including the bombing of an elementary school in which 168 children between the ages of eight and twelve reportedly lost their lives.
Such tragedies challenge the conscience of the international community.
Under what interpretation of international law can the killing of children be justified?
Under which definition of human rights can such actions be normalized?
History already offers troubling precedents. In Gaza, years of conflict have resulted in the deaths of tens of thousands of civilians.
Yet beyond statistics lies a simple human question.
If the Pope were assassinated in the Vatican, or if your own home were attacked and your father killed before your eyes, would any society remain silent?
Nations, like families, possess a natural instinct for self-defense. When confronted with aggression, the desire to resist is not extremism—it is dignity.
Strategic Consequences beyond Iran
The implications of this confrontation are unlikely to remain confined within Iran’s borders. History repeatedly shows that conflicts ignited in one part of the Middle East rarely remain geographically contained.
Military escalation against a major regional power such as Iran risks widening an already fragile landscape of instability across West Asia.
When the sovereignty of states can be openly violated and civilian infrastructure becomes a battlefield, the consequences rarely stop at a single frontier. They ripple outward—affecting regional security, global diplomacy and the fragile hopes of societies already burdened by decades of conflict.
Africa’s Moral Memory
For Africa, these questions are not abstract. The continent carries its own deep memory of colonial domination, resistance and the struggle for dignity.
The late South African leader Nelson Mandela expressed this moral connection clearly:
“We know too well that our freedom is incomplete without the freedom of the Palestinians.”
Mandela’s words remind us that justice is indivisible.
From Johannesburg to Nairobi, from Tehran to Jerusalem, the principle remains the same: when a people stand against oppression, they defend not only territory but human dignity.
Cultural Expert
Embassy of the Islamic Republic of Iran in Abuja, Nigeria
“When two elephants fight, it is the grass that suffers”- The Case of Iran Israel United States Conflict
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