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FG to Establish National Land Commission… Put in Place Model Mortgage Foreclosure Law

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FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law

By: Michael Mike

The Federal Government has announced plan to establish a National Land Commission, even as it revealed that works are on to put in place a Model Mortgage Foreclosure Law.

The Minister of Housing and Urban Development, Arc. Ahmed Dangari disclosed this on Tuesday at the ongoing 6th Nigeria Diaspora Investment Summit, NDIS in Abuja

The summit which has as theme, “New Vistas, New Aspirations, New Visions: The Diaspora and National Development is put to gather NDIS in conjucntion with Nigerians in Diaspora Commission (NIDCOM).

Dangiwa, in his remarks at the Summit, said the Land Commission when established will outline clear implementation guideline for the land Use Act.

The Minister said: “We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.”

He revealed that: “Last week I met with the leadership of the Presidential Technical Committee on Land Reforms, Prof. Peter Adeniyi, where I committed to incorporating the comprehensive work, they have done over 14-years in our land reform strategy.

“As the renowned land reform scholar said, experience shows that a nation can never develop if it does not conduct land reform. This will be done under the Renewed Hope Action Plan for Housing.”

Dangari further explained: “Notable part of our housing sector reforms that is of particular interest to the Diaspora interested in investing in the housing and real estate sector is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.

“Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly”.

The Minister also revealed that government is working towards having a uniformed mortgage system.

He said: “The second is the nationwide adoption of the Model Mortgage Foreclosure Law. The Model Mortgage Foreclosure Law (MMFL) provides contemporary provisions on the creation, registration, and enforcement of mortgages, along with remedies like foreclosure and the enforcement of mortgages on real properties and related purposes in Nigeria.

“As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) states, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of our efforts to ensure that investments in the housing and mortgage sector are protected.”

He hinted of government’s plan towards “boosting local manufacturing of building materials,” adding that: “Nigeria’s shortfall in the supply of quality housing stock presents a good opportunity for investors.”

He said: “To drive this, we aim to create an enabling environment for private sector players to produce building materials locally to lower cost, create jobs, grow the local economy, and ultimately ensure inclusive growth.

“To do this we are planning to establish six (6) manufacturing hubs – one in each of the six (6) geo-political zones in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate. We are also proposing relevant incentives that will make it more profitable and rewarding for the private sector to manufacture building materials locally. “

The Minister who also launched the Diapsora Housing Mortgage Loan, assured Nigerians in Diaspora that the government is willing to support them to own houses in the country.

He said: “And as a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.

“It is important for me state that when we think about the Diaspora, we are not only thinking of them as sources of finance to develop our country, but we also see them as Nigerians, who though abroad, are desirous of owning homes in Nigeria. “

The Diaspora Housing Mortgage Scheme, he explained “is designed to enable Nigerians living overseas participate in the National Housing Fund (NHF) Scheme so they can access up to N50million to own their homes in Nigeria. Participants can access the loan via a National Housing Fund (NHF) loan, Rent-to-Own or the Individual Construction loan window.

“The terms are affordable and best market rates. This includes a single-digit interest rate of 9%, and a payback period of up to 10 years.

“As part of the initiative, the Federal Mortgage Bank of Nigeria will facilitate the construction of affordable housing units in major cities that meets the specifications of Nigerians in Diaspora.

“I want to say that the FMBN is not the only agency under the Ministry of Housing and Urban Development that is delving into catering to the housing needs of the Diaspora.

“The Federal Housing Authority (FHA)is also involved as part of the Ministry’s sector wide effort to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector. The Project is situated in Maitama 2, with over 675 hectares of land. The FCT administration has committed to opening the road and providing the relevant infrastructure. The Diaspora City project is designed to have bungalows, semi-and detached duplexes, and mansions to reflect its inclusive essence.

“So, today, I want to say that I am excited to be the Minister of Housing and Urban Development to launch the Diaspora Mortgage Scheme, which I initiated as the MD/CE of the Federal Mortgage Bank of Nigeria on this auspicious occasion. Indeed, I consider it a positive twist of fate and “I want to use this opportunity to urge Nigerians in the diaspora to seize the opportunity the Scheme affords them to actualize their dreams of owning affordable homes in Nigeria.

“Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.”

On the country’s mortgage system, he said, “I am aware that the Mortgage scheme is set to be formally launched in the United Kingdom, Canada, and the United States soon, and it is my hope that the diaspora community would take full advantage of this opportunity and massively subscribe to reap its short and long-term benefits.”

The Minister equally assured the Diasporans of government commitment to sustaining necessary partnership with all relevant stakeholders.

“As I conclude my speech, I would like to assure you of the Federal Ministry of Housing and Urban Development’s commitment to sustaining the necessary collaborations, partnerships, and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards ensuring the success of the Diaspora Housing Mortgage scheme, providing affordable housing, and ensuring sustainable urban development for Nigerians.”

Meanwhile, the Chairman/CEO of Nigerians in Diaspora Commission(NIDCOM), Hon. Abike Dabiri-Erewa, has urged Nigerians in Diaspora to catch in on the current opportunities by investing in the country, insisting that now is the best time to invest in Nigeria.

She said: “My dear guests seated here and online, I assure you that this is an exciting time to be doing business in Nigeria,and this Summit is a step in making investment and growth a reality, because as Nigerians both at home and in the Diaspora, we should always be conscious of the fact that Home is Home, and no one can develop Nigeria ike Nigerians.”

Dabiri-Erewa said in the quest of the Federal Government to go far in repositioning the economy, there was a need to partner with the Diaspora in achieving these goals.

She said: “His Excellency, President Bola Ahmed Tinubu who has just returned from attending the Saudi-Africa Summit made efforts to underscore Nigeria’s commitment to attracting more Diaspora direct investment and expand business partnerships, which are strongly reinforced by the administration’s ongoing domestic economic reforms.

“The summit is very appropriate because it creates innovative platforms of partnerships, between the Government and the Diaspora, in attracting investment into local businesses and thus enhancing Diaspora Direct Investment in the country,” she added.

FG to Establish National Land Commission
… Put in Place Model Mortgage Foreclosure Law

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ADC Unveils Timetable, Guidelines for 2025/2026 Congresses, National Convention

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ADC Unveils Timetable, Guidelines for 2025/2026 Congresses, National Convention

By: Michael Mike

The African Democratic Congress (ADC), has released a comprehensive timetable and guidelines for the conduct of its congresses and national convention for the 2025/2026 political year, as part of efforts to strengthen internal democracy and reposition the party ahead of future elections.

The guidelines are contained in a National Secretariat Circular dated December 30, 2025, and signed by the party’s National Chairman, Hon. Nafiu Bala Gombe.

According to the circular, the party’s activities will commence with a Board of Trustees (BoT) meeting scheduled for January 5, 2025, followed by a National Executive Committee (NEC) meeting on January 7, 2025.

Key agenda items at the NEC meeting include the filling of vacancies in the National Working Committee (NWC), the fixing of dates for membership registration and revalidation, and preparations for ward, local government and state congresses.

He said: “For 2026, the ADC announced that membership registration and revalidation will take place from January 2 to January 15. This will be followed by ward executive committee congresses on January 17, with matters arising to be addressed between January 19 and 22.

“Local government congresses are scheduled for January 24, while state executive committee congresses will be held on January 31, 2026. Matters Arising: February 2-5, 2026 National-Level Activities.

“National Working Committee Convention: d. The approved delegates to the State Congresses, as provided for in Article 24 (a) – (e) and specifically modified by a resolution of the NWC at its 17th December, 2026 in National
headquarters Abuja are as follows: Local Government Chairmen

“LGA Secretaries; Youth Leader; Women Leader; State Executive Committee members and National Executive Committee (NEC) members from the State; PWD Leader; Ex-Officio Member; All Elected Council Chairman and their Deputies; Board of Trustees Member; Zonal National Officer; Any Elected National / State Assembly Members; Legal Adviser.

“States shall constitute Congress Planning Committees, membership of which shall not include persons contesting for any of the state executive offices.

“All persons willing to contest for state offices shall register their intentions with the State Congress Committee with an intention Fees N2,000.00 (Two Thousand Naira Only) which the Congress Committee may utilize for the purpose of financing the congresses, in part.

“The State Executive Committee shall supervise the work of the Congress Planning Committee to ensure strict compliance with the guidelines on State Congresses.

“Approved composition and distribution of the State Executive Committee members should, as much as practicable, be carried out according to the Senatorial Zones and in compliance with the Party’s Constitutional provision (Article 5, 17):

“Senatorial Zone with the highest number of members (6 positions). Chairman; Asst. Secretary; Asst. Financial Secretary; Auditor; Organizing Secretary; Women Leader; Senatorial Zone with 2nd highest number of members (5 positions); Vice Chairman, Treasurer, Legal Adviser, Asst. Publicity Secretary, Asst.”

On zoning, the ADC disclosed that distribution of state executive committee positions should, as much as practicable, reflect senatorial zones and comply with the party’s constitutional provisions.

The party’s National Working Committee convention is slated for February 13 to 15, 2026.

The party emphasised that only validly registered or revalidated members whose names appear in the official membership register will be eligible to participate in the congresses, in line with provisions of the ADC constitution.

State chapters were also directed to formally notify the National Secretariat of the dates, venues and times of their congresses to enable proper communication with the Independent National Electoral Commission (INEC).

He said: “The criteria for qualification to contest for executive positions in the State Executive Committee are as follows: At least, attendance of Secondary School; The Offices of State Legal Adviser, Treasurer and Financial Secretary should have experiences in their respective professions; else the offices should be occupied by persons best deemed suitable.

“The Office of the State Youth Leader must NOT be more than 25 years while that of the State Woman Leader is exclusively reserved for Women.

“All pre-congress appeals shall be determined not later than 24 hours before the congresses while all appeals consequent upon the congresses shall be determined within 3 days after the congresses.

“The Congress Planning Committee shall submit reports of congresses to the National Secretariat via adcnationalcongressreformcommitee@gmail.com not later than 5 working days after the congresses.”

The party urged members and state chapters to strictly adhere to the guidelines to ensure transparent, credible and orderly congresses nationwide.

ADC Unveils Timetable, Guidelines for 2025/2026 Congresses, National Convention

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Multiple terrorists neutralised in Sambisa as coordinated strikes unsettle ISWAP commanders

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Multiple terrorists neutralised in Sambisa as coordinated strikes unsettle ISWAP commanders

By: Zagazola Makama

Fresh intelligence emerging from the Sambisa Forest indicates significant disarray within the Islamic State West Africa Province (ISWAP) following a series of coordinated ground and aerial strikes by Nigerian forces that dislodged key terrorist hideouts and neutralised dozens of fighters at the turn of the new year.

Zagazola Makama report that on Jan. 2, 2026, intercepted intelligence revealed growing concern among senior ISWAP commanders, including Jundullah and Ibn Hataf, after troops launched a surprise and “deadly” assault on the Balangaje hideout deep inside the Sambisa Forest on Jan. 1.

According to the sources, the Balangaje position described as a long-standing ISWAP enclave was completely overrun by the troops of Operation HADIN KAI, forcing surviving fighters to flee in disarray to other parts of the forest.

The commanders reportedly admitted that their forces were caught unprepared, resulting in a chaotic retreat in which many fighters were cut off and forced to escape individually, abandoning weapons, logistics and command structures.

More critically, the terrorists expressed concern over the fate of several senior commanders who have remained unaccounted for since the assault, raising strong indications of leadership casualties or severe command-and-control breakdown.

Security sources confirmed that the ground assault on Balangaje was launched by forces of 21 Armored Brigade operating in Nguro Soye in Bama Local Government Area.

Zagazola report that this ground success was decisively reinforced by precision air operations conducted under Operation Hadin Kai (OPHK), marking what one source described as a “welcome to 2026” for insurgent groups operating in the North-East.

On Jan. 1, following authorisation by OPHK, air assets engaged multiple high-value terrorist targets across Sambisa, Gava and the wider OPHK Area of Responsibility.

At about 0027 hours, an armed aircraft code-named Dragon, carried out a precision strike on a building with solar panels at Chiralia, identified as a terrorist logistics and command facility. Battle Damage Assessment (BDA) confirmed the structure was engulfed in flames, with secondary explosions suggesting the presence of stored fuel, explosives or logistics caches.

Further ISR operations tracked suspected Boko Haram Terrorists converging between rocky outcrops in the Gava axis. At approximately 0035 hours on Jan. 2, a precision strike was authorised and executed on the identified coordinates, with Battle Damaged Assessment confirming that about 11 suspected terrorists were neutralised.

Minutes later, surveillance assets observed about 10 additional terrorists fleeing the Gava settlements in panic after hearing the explosions. Continuous tracking revealed another convergence of about eight fighters under a tree, prompting a second precision strike at about 0114 hours.

BDA from the second engagement indicated that the eight terrorists were neutralised, while others fled in different directions. A secondary explosion was again observed near the strike point, reinforcing assessments that the location served as a weapons or logistics cache.

In a related operation, ISR assets identified a large concealed structure covered by trees and fitted with materials suspected to be solar panels, alongside a smaller adjoining building. Following clearance, the larger structure was engaged at about 0229 hours on Jan. 2, with BDA confirming its complete destruction.

Security analysts say the cumulative impact of these strikes has been profound. Beyond the immediate neutralisation of fighters, the operations degraded ISWAP’s logistics, energy supply, shelter and command infrastructure, while also exposing vulnerabilities in what had been considered secure forest hideouts.

The fact that ISWAP commanders are openly worried about missing senior leaders is significant. It points to either high-value casualties or a breakdown in their internal communication, both of which weaken their operational effectiveness.

The Sambisa Forest, once the symbolic and operational heartland of Boko Haram factions, has increasingly become a contested battlespace, with sustained intelligence-driven operations denying terrorists the freedom to regroup or reorganise.

The latest operations also illustrated the growing synergy between ground surface forces and air assets, particularly ISR-enabled precision strikes that exploit real-time intelligence to devastating effect.

The loss of Balangaje and the destruction of multiple hideouts across Chiralia, Gava and IRONS GATE axes further compress ISWAP fighters into smaller, more exposed pockets, increasing the likelihood of defections, internal fragmentation and further leadership losses.

As of press time, operations across the Sambisa Forest were ongoing.

The latest successes reaffirm the momentum of Operation Hadin Kai and suggest that insurgent groups entering 2026 are doing so under sustained pressure, shrinking space and growing internal anxiety over survival.

Multiple terrorists neutralised in Sambisa as coordinated strikes unsettle ISWAP commanders

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Gunmen abduct village head in Kwara, wife injured

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Gunmen abduct village head in Kwara, wife injured

By: Zagazola Makama

Gunmen have abducted the village head of Afin community in Babanla area of Kwara State, injuring his wife during the attack.

Security sources said the incident occurred at about 10:00 a.m. on Jan. 2, when the assailants invaded Afin Village via Babanla, firing sporadically to scare residents.

The sources said the attackers whisked away the village head, Oba Simeon Olaonipekun, while his wife sustained gunshot injuries during the attack.

She was rushed to the General Hospital, Omu-Aran, for medical treatment.

Following the incident, security personnel and local vigilantes were mobilised to the area to track the assailants and rescue the abducted traditional ruler.

The sources said the scene of the incident was visited as efforts continued to trail the gunmen and prevent further attacks in the area.

Investigation into the abduction, the sources added, was ongoing.

Gunmen abduct village head in Kwara, wife injured

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