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Harmonising Nigeria’s public service retirement age discrepancies
Harmonising Nigeria’s public service retirement age discrepancies
By: Michael Mike
Mr David Adebayo and Ms. Ngozi Chinedu were two hardworking Nigerians with divergent career paths.
Adebayo, a senior administrative officer in the public sector, dedicated his life to the civil service.
By the age of 60 which coincided with his 35 years in service he retired, according to government regulations.
In contrast, Chinedu, a senior marketing executive at a multinational corporation, continued working until the age of 65, benefiting from the stability and perks of her private sector job.
Upon retirement, Adebayo encountered several challenges. His pension, often delayed and not adjusted to inflation, was insufficient for a comfortable post-retirement life.
Losing his employer-sponsored health insurance forced him to rely on the National Health Insurance Scheme, which barely covered his basic healthcare needs.
Not having enough leisure time during his service years, post-retirement financial strain and inadequate healthcare support took a toll on his well-being.
Chinedu’s experience was however markedly different. Working until 65 allowed her to amass a larger pension fund, ensuring financial security on her retirement.
Her private health insurance continued into her retirement years, providing comprehensive coverage.
The extended work period also meant that she enjoyed a better work-life balance and job satisfaction, marked by professional growth and substantial earnings.
In retirement, Adebayo and Chinedu’s lives further diverged.
Adebayo, without a solid post-retirement plan, struggled with social isolation and mental health issues.
Chinedu maintained her professional network and engaged in community activities, finding a sense of purpose and fulfillment.
This narrative reflects the impact of retirement age discrepancies in Nigeria.
It underscores the relentless call by stakeholders on the federal government to accede to the demand for the review and harmonization of the retirement age of all public servants across-the-board.
Many public analysts believe that harmonising Nigeria’s retirement age discrepancies by addressing the variations in retirement ages across all sectors in the country, is long overdue.
According to them, inconsistent policies that culminate in retirement age disparities in the workforce is discriminatory, counter-productive, and a morale killer.
The Nigeria Labour Congress (NLC) has, for instance, persistently demanded that the retirement age and length of service in the entire public service be reviewed upward to 65 years of age and 40 years of service, respectively.
Reinforcing this standpoint, NLC President, Joe Ajaero, during the 2023 and 2024 May Day celebrations, reiterated that the organised labour was resolutely committed to its demand for the upward review and harmonization of public servants’ retirement age.
He said that increasing the years of service should be done uniformly across all sectors, instead of being selectively done in favor of just a few sectors of the public service in the country.
“Only a few establishments, including the core civil service, are now left out.
“We are, therefore, demanding that the age of retirement and length of service in the entire public service, including the core civil service, be reviewed upward to 65 years of age and 40 years of service,” Ajaero said.
Concurring with Ajaero, the Policy and Legal Advocacy Centre (PLAC), an NGO that is committed to strengthening democratic governance in Nigeria, also called for the immediate upward review of the retirement age of civil servants.
PLAC argued that this would facilitate an efficient pension administration process for the welfare of core civil servants, be they judicial officers like retired judges or public servants in any sector.
It was against this backdrop that former President Muhammadu Buhari on May 12, 2021, approved the upward review of the retirement age of health sector workers from 60 to 65, and catapulted that of consultants from 65 to 70.
The former President also signed a Law in 2022 increasing the retirement age for primary school teachers to 65, with no fewer than 15 state governments currently implementing it already.
On June 8, 2023, President Bola Tinubu signed a Constitution Alteration Act to amend Section 291 of the Constitution, to ensure uniformity in the retirement age and pension rights of judicial officers of superior courts.
This Act, the Fifth Alteration (No.37) of the Constitution of the Federal Republic of Nigeria, 1999, eliminates disparity in the retirement age of judicial officers by harmonising it at 70 years.
It also reduces the period of service required to determine a judicial officer’s pension from fifteen to ten years.
Also, the Nigerian Senate recently passed a Bill to increase the retirement age for civil servants working in the National Assembly to 65 years or 40 years of service.
The Bill, which was initiated by the Parliamentary Staff Association of Nigeria (PASAN), has set tongues wagging across socio-political and ethnic divides.
PASAN has argued that increasing the retirement age would help fill the vacuum caused by retiring experienced officers and better utilize their experience while building the capacity of younger employees.
According to Sunday Sabiyi, PASAN chairman, the Bill is expected to be signed into law by President Bola Tinubu soon, and when signed, national and state assembly workers will retire at the age of 65 years and 40 years of service, respectively.
Similarly, the Association of Senior Civil Servants of Nigeria (ASCSN) has been upbeat in its call for an upward review of the retirement age for employees in the core civil service.
Joshua Apebo, ASCSN Secretary-General, while reiterating the association’s position, urged the trade union movement to ensure uniformity in retirement age in the public service.
Apebo argued that since judicial officers, university lecturers, health workers, and primary school teachers now enjoy the new retirement age hike, and with that of the legislature in view, it was only fair that it also benefitted other core civil servants.
Dr Gboyega Daniel, a public affairs analyst, picked holes in the discrepancies in retirement age in Nigeria, and called for immediate policy reforms to harmonise the benchmarks.
Daniel said that these discrepancies create perceptions of inequality, favoritism, and strain the pension system, which affects service morale and productivity, culminating in imbalances and potential sustainability issues.
According to him, varied retirement ages complicate workforce planning and disrupt the systematic transfer of knowledge and experiences.
“The civil service mandates retirement at 60 years or after 35 years of service, while the academia sees professors and other academic staff retiring at 70 years.
“Judges and justices in the judiciary retire at ages ranging from 65 to 70, depending on their positions.
“Ditto for teachers, who have since had their retirement age jacked up by the Buhari administration,” he said.
He, therefore, suggested immediate legislative actions to amend existing laws and implement policy reforms that would establish unified retirement age across all sectors.
Dr Tunde Balogun, a UK-based Nigerian, said the current debate about reviewing the retirement age and length of service was not limited to Nigeria.
“Recently, the UK Government said it was considering raising the retirement age of public servants from the current 60 years to 68 years.
“At the moment, retirement at age 65 years is common in many EU member states. Many countries have already decided to raise the retirement age to 67 years,” he said.
Experts say that reviewing the core civil servants’ retirement age to 65 years and 40 years of service as well as harmonising the discrepancies across the board, is a policy that is long overdue.
Although some critics argue that the policy would be inimical to the career progression of their younger colleagues and affect fresh employments, its proponents say the benefits far outweigh its demerits.
According to them, achieving uniformity in retirement age policy can leverage experience and expertise, enhance fairness, efficiency, and sustainability in workforce management and pension systems.
They believe government should demonstrate sincerity of purpose and apply a holistic approach to the issue.
Harmonising Nigeria’s public service retirement age discrepancies
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Seven dead, five injured in multiple-vehicle crash along Lokoja–Abuja highway
Seven dead, five injured in multiple-vehicle crash along Lokoja–Abuja highway
By: Zagazola Makama
At least seven persons were killed and five others injured on Tuesday morning in a multiple-vehicle collision along the Lokoja–Abuja highway near Gadabiu Village, Kwali Local Government Area of the Federal Capital Territory (FCT).
Sources told Zagazola Makama that the accident occurred at about 9:00 a.m. when a Howo truck, with registration number ANC 665 XA, driven by one Adamu of Tafa Local Government Area, Kaduna State, lost control and rammed into three stationary vehicles parked along the road.
The affected vehicles included a Golf 3 (GWA 162 KZ), another Golf and a Sharon vehicle.The drivers of the three stationary vehicles are yet to be identified.
The sources said the Howo truck had been travelling from Okaki in Kogi State to Tafa LGA in Kaduna State when the incident occurred. Seven victims reportedly died on the spot, while five sustained various degrees of injuries, including fractures.
The injured were rushed to Abaji General Hospital, where they are receiving treatment. The corpses of the deceased have been released to their families for burial according to Islamic rites.
The police have advised motorists to exercise caution on highways and called on drivers to ensure their vehicles are roadworthy to prevent similar accidents in the future.
Seven dead, five injured in multiple-vehicle crash along Lokoja–Abuja highway
News
How misdiagnosis, narratives are fuelling Nigeria’s banditry escalation
How misdiagnosis, narratives are fuelling Nigeria’s banditry escalation
By: Zagazola Makama
Nigeria’s banditry crisis is no longer escalating simply because armed groups are growing bolder. It is escalating because the country continues to misdiagnose the threat, apply blunt policy tools to differentiated actors, and unintentionally feed a violent criminal economy through ransom payments, politicised narratives and delayed state consolidation.
Across the North-West and parts of the North-Central, banditry has evolved beyond rural violence into a structured, profit-driven security threat. Yet public debate remains trapped between emotional appeals for dialogue and absolutist calls for force, leaving little room for the strategic clarity required to halt the violence.
At the heart of the escalation is money. Banditry today survives on a diversified revenue architecture that includes ransom payments, cattle rustling, illegal mining, arms trafficking, extortion levies on farming and mining communities, and collaboration with transnational criminal networks. Each successful kidnapping or “peace levy” reinforces the viability of violence as a business model.
Data released by the National Bureau of Statistics (NBS) in December 2024 underlined the scale of this economy with the North-West accounting for the highest number of kidnap incidents and victims.
Zagazola argue that as long as communities remain unprotected and ransom payments continue as a survival strategy, banditry will regenerate faster than military operations can suppress it. This is not ideology-driven violence at its core; it is cash-flow-driven criminality as every payment funds the next attack.
Another accelerant is Nigeria’s persistent failure to differentiate categories of armed actors. Security assessments increasingly point to at least two distinct groups operating within the banditry ecosystem.
The first consists of low-level, defensive armed actors, often rural residents who acquired weapons after suffering attacks and whose violence is reactive rather than predatory. The second group comprises entrenched, profit-driven bandit networks responsible for mass kidnappings, village destruction, sexual violence, arms trafficking and territorial control.
Yet public discourse and policy responses frequently collapse these actors into a single category of “bandits,” resulting in indiscriminate dialogue offers, blanket amnesty rhetoric or, conversely, broad-brush security operations that alienate communities. This conceptual error, allows high-value criminal leaders to masquerade as aggrieved actors while exploiting negotiations to buy time, regroup and rearm.
Dialogue has repeatedly been applied in contexts where the state lacks coercive leverage. Experiences in Zamfara, Katsina, Sokoto and Kaduna states and parts of the North-West show a consistent pattern: temporary reductions in violence following peace deals, followed by rapid relapse and escalation. Officials who participated in the dialogue have openly acknowledged that many agreements collapsed within months.
The negotiations conducted without sustained military pressure, intelligence dominance and post-agreement enforcement mechanisms merely incentivise armed groups to pause tactically. When criminals negotiate from a position of strength, dialogue becomes appeasement.
Perhaps the most dangerous accelerant is the ethnicisation of banditry. Although criminal gangs include actors of identifiable ethnic backgrounds, the violence itself is not driven by ethnic grievance. Nonetheless, selective media framing and political rhetoric like what had been witnessed in Plateau have increasingly cast banditry through identity lenses, particularly in farmer–herder contexts.
This framing obscures the criminal logic of the violence and deepens mistrust between communities that are themselves victims. In Nigeria today, the fulani herdsmen and pastoralists communities are being weaponized and stereotyped as bandits. This dangerous persecution has strengthens bandit recruitment narratives, allowing criminal leaders to cloak profit-driven violence in claims of ethnic persecution or genocide.
Historical records and sociological studies show that Fulani, Hausa, Tiv, Berom and other communities coexisted for decades through complementary economic systems. The breakdown of this coexistence has been exploited by armed groups seeking cover, recruits and informants. Security agencies possess significantly more intelligence on bandit networks than is visible in public debate. Lawful interceptions, human intelligence and post-operation assessments routinely reveal financial motives, supply routes and internal hierarchies within armed groups.
However, public advocacy for dialogue often relies on forest-level engagements that security officials describe as “theatrical performances” by bandits choreographed grievances designed to elicit sympathy and concessions. The disconnect between classified intelligence and public narratives has allowed emotionally compelling but strategically flawed arguments to dominate national discourse.
Another escalation factor is the emerging convergence between bandit networks and ideological terrorist groups as Nigeria’s internal security landscape firmly indicates that what has long been treated as banditry especially in the North-West and parts of North-Central Nigeria has evolved into a hybrid jihadist campaign, driven by Boko Haram (JAS faction) and reinforced by JNIM elements operating from Sahelian-linked forest sanctuaries. Shared arms supply chains, training exchanges and joint operations could transform banditry from criminal violence into full-spectrum insurgency if unchecked. Nigeria’s past experience with Boko Haram demonstrates the cost of dismissing such convergence as isolated or exaggerated.
Military operations have succeeded in degrading bandit camps in several corridors, but the absence of immediate governance has allowed violence to recycle. Clearing operations not followed by permanent security presence, functional courts, reopened schools, healthcare and markets leave vacuums that criminal actors quickly refill. Bandits and other criminals thrive where state authority is episodic rather than continuous. Security victories without governance consolidation merely displace violence spatially and temporally.
Therefore, Nigeria must urgently reset its approach by formally adopting threat differentiation, choking financial lifelines, regulating community defence structures, and ensuring intelligence-led, precise enforcement against high-risk criminal networks. Dialogue, they say, must be selective, conditional and embedded within formal disarmament and reintegration frameworks not deployed as a moral reflex.
Above all, the state must reclaim narrative control by defining banditry clearly as organised criminal violence, not a sociological misunderstanding. As one senior official put it, “Banditry escalates where sentiment overrides strategy. The cure begins with honesty.”
Without that honesty, Nigeria risks allowing a violent criminal economy to entrench itself deeper into the country’s security architecture at a cost measured not just in money, but in lives, legitimacy and national cohesion.
How misdiagnosis, narratives are fuelling Nigeria’s banditry escalation
News
ISWAP kills 10 JAS fighters in Kukawa as rivalry clashes escalates
ISWAP kills 10 JAS fighters in Kukawa as rivalry clashes escalates
By: Zagazola Makama
No fewer than 10 fighters of the Jama’atu Ahlis Sunna Lidda’awati wal-Jihad (JAS) were killed on Jan. 8 during a night attack by the rival Islamic State West Africa Province (ISWAP) at Dabar Ledda, within the Doron Naira axis of Kukawa Local Government Area (LGA) of Borno State.
Security sources told Zagazola Makama that ISWAP fighters launched a surprise assault on a JAS checkpoint, locally referred to as an Irasa, in the Dabar Ledda area, overwhelming the position after a brief but intense clash.
Sources familiar with developments in the area told Zagazola Makama that the attack ended decisively in ISWAP’s favour, with about 10 JAS fighters killed. Following the operation, ISWAP elements were said to have withdrawn swiftly to their major stronghold located between Kangarwa and Dogon Chuku, also within Kukawa LGA.
Both group has, in recent years, focused on degrading each other’s capabilities in an attempt to consolidate control over key corridors around Lake Chad as well as Sambisa Forest.
However, the latest clash is expected to trigger a violent response. Intelligence reports suggest that JAS leadership, acting on directives allegedly issued by Abu Umaima, has ordered mobilisation of fighters across the northern and central parts of the Lake Chad region of Borno (LCRBA) in preparation for retaliatory attacks.
The planned counter-offensive could lead to an upsurge in large-scale attacks in the days and weeks ahead, particularly around the Kangarwa–Dogon Chuku corridor, an area that has witnessed repeated factional battles due to its strategic value for logistics, recruitment and access routes.
While the infighting has historically weakened Boko Haram/ISWAP overall cohesion, Zagazola caution that intensified clashes often come at a heavy cost to civilians, as armed groups raid communities for supplies, conscripts and intelligence. Kukawa LGA, already battered by years of insurgency, remains highly vulnerable whenever such rivalries escalate.
ISWAP kills 10 JAS fighters in Kukawa as rivalry clashes escalates
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