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Home Ownership would be Elusive to Majority Without Single Digit Financing, Says REDAN
Home Ownership would be Elusive to Majority Without Single Digit Financing, Says REDAN
By: Michael Mike
The Real Estate Developers Association of Nigeria (REDAN) has said that home ownership would continue to be elusive to majority of Nigerians without a single digit financing opportunity.
Speaking at the Capacity Development Conference for Developers in Abuja, the President of the Real Estate Developers Association of Nigeria (REDAN), Alhaji Aliyu Wamakko said in order to achieve government housing plan for Nigeria, interest on loan for building purpose should be drastically lower to a single digit.
He said: “Finance is one of the essentials of our business, hence our focus on how to get facility to build homes at cost that the average Nigerian will be able to afford. We are keen on how our Members can secure long tenured and single digit debt financing without which home ownership will remain elusive, as it is a fact that real estate development is capital intensive and requires a lot of outlay.
He noted that the conference is aimed at capacity development for our REDAN members and has as theme: “Enhancing Investment and Finance Opportunities for Sustainable Real Estate Projects.”
Wamakko said: “The essence of this auspicious event is to further build the knowledge base of our members to be able to manage the multidimensional and multidisciplinary challenges involved in real estate business. It is also to increase our capacity to reduce waste and ensure timely delivery of projects. The knowledge from this conference will greatly help in reducing the incidence of building collapse as there is a specific session for the subtheme.”
He said: “We are concerned that our members comply with all extant laws and be ambassadors of improving and contributing to the growth of the national economy, hence we have invited relevant regulatory organisations to update members on Real Estate Developers Role in the emerging economy.”
Presenting a paper: “Who We Are! Building Collapse Prevention Guild,” the President of Building Collapse Prevention Guild, Yusuf Sulaimon, said the action of Lagos State Ministry of Physical Planning and Urban Development of introducing the Certified Accreditors Programme to increase manpower and increase professionalism in ensuring compliance to building regulations by developers and to help identify buildings that needs to be decommissioned before they end up collapsing, should be copied by other states to end instances of building collapse.
He also advised that REDAN should also create a monitoring team to monitor construction activities and ensure compliance with government regulations, the Standard Organisation of Nigeria (SON) needs to be proactive in ensuring that only quality building materials are in the market, each LCDA should have Building Artisans training Centers to equip the Artisans with requisite knowledge required.
Sulaimon also said the Building Code and Regulations should be amended to include civil punishment to those that flout the building code flagrantly, regular review and update of the building code and regulations to ensure that it is up to standard and best practices, corruption in the building plan approval processing should be frown upon such that developers build according to the plans approved by government.
He said the whistle blowers should be protected and ensure their reports are worked upon and rewarded, if possible, proper planning, supervision and monitoring of construction activities should be institutionalized by policy makers to ensure that all buildings are constructed according to design, specifications, and planning regulations, professionals in the building industry should maintain their integrity and professional ethics and work in accordance with standard practice procedures laid down by the standard form of building contracts especially when they play in the hands of ignorant clients.
Sulaimon equally said urban or town development agencies at various levels of government (Commission, Board, Authority) should enforce control of building works in their localities as laid down in urban and regional planning decree 88, of 1992 and as in section 13 of National Building Code 2006, there is need to organize periodic public awareness campaign through electronic and print media to sensitize the public on advantages of using professionals as the way of realizing safe buildings, and that all building professionals play key roles to actualize their respective obligations during building production, using the wrong professionals at any stage of the building process put the building in danger. It is the duty of the architect as the prime consultant to direct the client to use the right professionals. This he achieves by ensuring that the structural and services drawings brought to his office are stamped and signed by professionals registered by their respective professional bodies before proceeding to planning authority for “building permit”.
He added that soil investigation, material tests and environmental impact assessment (E.I.A) should be made compulsories for all institutional, industrial and commercial buildings.
Home Ownership would be Elusive to Majority Without Single Digit Financing, Says REDAN
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2027: TAF-Africa urges INEC, security agencies to ensure inclusive voting
2027: TAF-Africa urges INEC, security agencies to ensure inclusive voting
By Elizabeth Ogunjobi
TAF-Africa has urged the Independent National Electoral Commission (INEC) and security agencies to ensure accessible and safe voting for Persons with Disabilities (PwDs) in 2027.
Dr Andrew Adaji, Programme Manager of The All-Rights Foundation, made the call in Gombe on Wednesday during a community outreach for PwDs.
Adaji said the agencies must ensure that all eligible voters exercised their constitutional rights without discrimination or unnecessary difficulties.
He said PwDs deserved adequate support to participate in electoral processes, given their population and potential contributions to national development.
He estimated that PwDs constituted about 35 million Nigerians, representing 18 per cent of the country’s population.
Adaji urged INEC to promote priority voting and ensure its officials understood provisions designed to facilitate voting for PwDs.
He also criticised the commission’s alleged neglect of Form EC40H, which documents the participation of voters with disabilities.
“Based on our experience during the off-cycle governorship elections in Ekiti, Anambra and Osun states, most ad-hoc staff were not even aware that the form existed,” he said.
He said observers had to draw polling officials’ attention to the form during the elections.
Adaji urged INEC to incorporate training on Form EC40H into its preparation of ad-hoc staff.
He said this would enable officials to understand its purpose and properly document PwDs participating in elections.
He also called for assistive devices, including magnifying glasses and Braille ballot guides, for voters with visual impairments.
Adaji urged INEC to make polling units physically accessible, stressing that PwDs should exercise their rights independently and with dignity.
“We should not have to carry them into polling units. Instead, the facilities should be designed to accommodate them,” he said.
He expressed optimism that improved accessibility would encourage more PwDs to participate in elections.
Adaji also urged security agencies to prioritise the protection of PwDs during security threats and emergencies.
He encouraged PwDs in Gombe to exercise their voting rights under the priority voting provisions of the law.
He said the provisions included special queues for PwDs, pregnant women and older persons.
Adaji urged Nigerians to support the participation of PwDs in the electoral process.
Alheri Nuhu, Women Leader of the Deaf Association in Gombe State, commended The All-Rights Foundation for organising the outreach.
Nuhu said PwDs had been denied adequate attention during previous elections, despite their constitutional rights.
She lamented discrimination by INEC officials and other voters, saying communication barriers often left deaf voters disenfranchised.
She urged INEC to engage sign language interpreters among its ad-hoc staff to facilitate communication during elections.
Similarly, Malam Sani Abubakar, Chairman of the Lepers Association in Gombe State, called for inclusive voting arrangements.
He said leprosy had affected some members’ thumbs, making thumbprinting difficult despite their faces being captured during previous elections.
Abubakar urged INEC to introduce alternative voting arrangements for affected voters to prevent their disenfranchisement.
NAN reports that The All-Rights Foundation is conducting the outreach in six Gombe communities, targeting 305 PwDs.
2027: TAF-Africa urges INEC, security agencies to ensure inclusive voting
News
Borno 2027: The General’s Charge and How Zulum Unleashes Borno’s Heavyweight Political Squad
Borno 2027: The General’s Charge and How Zulum Unleashes Borno’s Heavyweight Political Squad
By Abubakar M. Kareto
In Nigerian politics, elections are rarely won on auditorium stages; they are decided in the quiet corridors of rural wards and the long queues of remote polling units.
The formal inauguration of the Borno State All Progressives Congress (APC) Campaign Council at the Government House followed by a massive, open-air campaign flag-off at the Sports Centre in Maiduguri represents a calculated departure from routine rally-making toward micro-targeted grassroots mobilization.
By commanding party stalwarts to abandon executive comfort and embed themselves directly within their local communities, Governor Babagana Umara Zulum is deploying a bottom-up doctrine aimed at locking down political legitimacy where it matters most.
At the heart of this strategy is the critical task of maintaining party cohesion after intense internal primaries. Zulum’s explicit instruction for victorious candidates to reach out and heal rifts with aggrieved aspirants reflects a realistic understanding of political arithmetic: internal resentment erodes turnout faster than any opposition campaign. By coupling reconciliation with firm warnings against subversion, the leadership is attempting to forge an unbreakable front out of potentially volatile factions.
The sheer scale of political unity displayed in Maiduguri underscores the formidable nature of this campaign structure. Bringing together political titans including former Governors Senator Maina Ma’aji Lawan and Senator Ali Modu Sheriff, alongside APC Deputy National Chairman Ali Bukar Dalori and the state’s complete senatorial delegation demonstrates an unprecedented level of internal alignment.
This public display of solidarity among historical heavyweights signals organizational stability, minimizing space for opposition inroads while keeping rank-and-file members firmly aligned.
Beyond local dynamics, Borno State occupies a unique position on the national political chessboard as the home state of Vice President Senator Kashim Shettima. In this high-stakes arena, sheer victory is insufficient; the turnout margin itself serves as a barometer of political influence.
Delivering a massive vote tally is therefore both a local objective and a strategic demonstration of national strength, cementing the state’s leverage within the governing alliance.
To turn political influence into actual votes, the campaign relies heavily on record-based persuasion and visible governance dividends. By grounding the campaign pitch in key developmental gains achieved despite severe security challenges and highlighting major federal institutions acquired in Gwoza, Bama, and Azare canvassers are equipped with a tangible policy narrative. Framing voter turnout for President Bola Ahmed Tinubu, gubernatorial candidate Engr. Mustapha Gubio, and all legislative candidates as a direct return on investment gives party workers a clear, evidence-backed story for every doorstep across the state’s 27 local government areas.
A vital strength of this expanded outreach is the deliberate inclusion of women and youth as core engines of voter mobilization. The strong presence of the women’s delegation led by Borno First Lady Dr. Falmata Babagana Umara Zulum alongside the wife of the Deputy Governor and the wives of party candidates highlights an organized effort to engage families and community networks directly. Demanding structured participation across all demographics ensures that campaign directives actively translate into voter registration and turnout.
Deputy Governor Umar Usman Kadafur’s commitment to an issue-based, unit-by-unit campaign outlines the operational mechanics needed to execute this vision. Requiring regular field reports creates a system of measurable accountability across every precinct. In a vast state with complex logistics, such systematic tracking ensures that high-level strategy is actively carried out at every single polling station.
Lastly, the Maiduguri launch demonstrates how strategic discipline, elite reconciliation, and precinct-level focus converge to shape electoral outcomes. In an increasingly competitive political landscape, the Borno APC has laid out a clear blueprint: harness the full weight of a unified leadership squad, but win the election one polling unit at a time.
About the Author
Abubakar M. Kareto is a Public Affairs Analyst and Communications Strategist focusing on governance, policies, economy, and institutional reforms across Nigeria and Africa. He can be reached on X @amkareto and via email at amkareto@gmail.com.
Borno 2027: The General’s Charge and How Zulum Unleashes Borno’s Heavyweight Political Squad
News
Two Notorious Terrorist Leaders Haruna Balatoni and Black Neutralised in Plateau Military Offensive Another Fatally Wounded as Six AK-47 Rifles Returned
Two Notorious Terrorist Leaders Haruna Balatoni and Black Neutralised in Plateau Military Offensive Another Fatally Wounded as Six AK-47 Rifles Returned
By: Zagazola Makama
Troops of the Nigerian Army have recorded major breakthroughs in ongoing offensive operations against armed criminal networks in Plateau State, neutralising two notorious terrorist leaders, critically wounding another and recovering six AK-47 rifles previously seized from security forces.
The latest developments followed sustained military offensives at Dajin Madam in Wase Local Government Area of Plateau State on November 8, 2026.

Security sources disclosed that HUMINT reports received at about 8:53 a.m. on November 9 indicated that the intensity of the military operation had resulted in the neutralisation of two suspected terrorist leaders identified as Haruna Balatoni and Black.
Another notorious figure, identified as Dogo Mai Kunkuru, was reportedly shot in the chest and left in a critical condition, with sources indicating that his chances of survival were slim.
In a significant development on November 10, the sustained military pressure reportedly compelled the terrorist network, through an intermediary identified as Ali-Kwara, to return six AK-47 rifles previously seized from security forces.
The recovered weapons are currently in military custody.
In a related operation, troops of 173 Battalion deployed at Mansur rescued a kidnapped mother and her daughter and recovered 39 cattle.
The developments represent a significant disruption of the criminal network’s leadership, weapons stockpile and capacity to sustain operations in the Wase axis.
The recovery of the six rifles is particularly important as it restores weapons previously lost to the criminal network and provides an opportunity for further intelligence exploitation.
The latest successes underscore the impact of sustained offensive pressure, intelligence-driven operations and military presence in dismantling armed groups operating across Plateau State.
The reported deaths of the terrorist leaders and the condition of Dogo Mai Kunkuru are based on preliminary HUMINT assessments and remain subject to independent military confirmation
Two Notorious Terrorist Leaders Haruna Balatoni and Black Neutralised in Plateau Military Offensive Another Fatally Wounded as Six AK-47 Rifles Returned
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