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Home Ownership would be Elusive to Majority Without Single Digit Financing, Says REDAN

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Home Ownership would be Elusive to Majority Without Single Digit Financing, Says REDAN

By: Michael Mike

The Real Estate Developers Association of Nigeria (REDAN) has said that home ownership would continue to be elusive to majority of Nigerians without a single digit financing opportunity.

Speaking at the Capacity Development Conference for Developers in Abuja, the President of the Real Estate Developers Association of Nigeria (REDAN), Alhaji Aliyu Wamakko said in order to achieve government housing plan for Nigeria, interest on loan for building purpose should be drastically lower to a single digit.

He said: “Finance is one of the essentials of our business, hence our focus on how to get facility to build homes at cost that the average Nigerian will be able to afford. We are keen on how our Members can secure long tenured and single digit debt financing without which home ownership will remain elusive, as it is a fact that real estate development is capital intensive and requires a lot of outlay.

He noted that the conference is aimed at capacity development for our REDAN members and has as theme: “Enhancing Investment and Finance Opportunities for Sustainable Real Estate Projects.”

Wamakko said: “The essence of this auspicious event is to further build the knowledge base of our members to be able to manage the multidimensional and multidisciplinary challenges involved in real estate business. It is also to increase our capacity to reduce waste and ensure timely delivery of projects. The knowledge from this conference will greatly help in reducing the incidence of building collapse as there is a specific session for the subtheme.”

He said: “We are concerned that our members comply with all extant laws and be ambassadors of improving and contributing to the growth of the national economy, hence we have invited relevant regulatory organisations to update members on Real Estate Developers Role in the emerging economy.”

Presenting a paper: “Who We Are! Building Collapse Prevention Guild,” the President of Building Collapse Prevention Guild, Yusuf Sulaimon, said the action of Lagos State Ministry of Physical Planning and Urban Development of introducing the Certified Accreditors Programme to increase manpower and increase professionalism in ensuring compliance to building regulations by developers and to help identify buildings that needs to be decommissioned before they end up collapsing, should be copied by other states to end instances of building collapse.

He also advised that REDAN should also create a monitoring team to monitor construction activities and ensure compliance with government regulations, the Standard Organisation of Nigeria (SON) needs to be proactive in ensuring that only quality building materials are in the market, each LCDA should have Building Artisans training Centers to equip the Artisans with requisite knowledge required.

Sulaimon also said the Building Code and Regulations should be amended to include civil punishment to those that flout the building code flagrantly, regular review and update of the building code and regulations to ensure that it is up to standard and best practices, corruption in the building plan approval processing should be frown upon such that developers build according to the plans approved by government.

He said the whistle blowers should be protected and ensure their reports are worked upon and rewarded, if possible, proper planning, supervision and monitoring of construction activities should be institutionalized by policy makers to ensure that all buildings are constructed according to design, specifications, and planning regulations, professionals in the building industry should maintain their integrity and professional ethics and work in accordance with standard practice procedures laid down by the standard form of building contracts especially when they play in the hands of ignorant clients.

Sulaimon equally said urban or town development agencies at various levels of government (Commission, Board, Authority) should enforce control of building works in their localities as laid down in urban and regional planning decree 88, of 1992 and as in section 13 of National Building Code 2006, there is need to organize periodic public awareness campaign through electronic and print media to sensitize the public on advantages of using professionals as the way of realizing safe buildings, and that all building professionals play key roles to actualize their respective obligations during building production, using the wrong professionals at any stage of the building process put the building in danger. It is the duty of the architect as the prime consultant to direct the client to use the right professionals. This he achieves by ensuring that the structural and services drawings brought to his office are stamped and signed by professionals registered by their respective professional bodies before proceeding to planning authority for “building permit”.

He added that soil investigation, material tests and environmental impact assessment (E.I.A) should be made compulsories for all institutional, industrial and commercial buildings.

Home Ownership would be Elusive to Majority Without Single Digit Financing, Says REDAN

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Borno State Government Launches Massive Ramadan Iftar Program, Reaching 46,000 Daily

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Borno State Government Launches Massive Ramadan Iftar Program, Reaching 46,000 Daily

By: Our Reporter

The Borno State Government has demonstrated its unwavering commitment to the welfare of its citizens during Ramadan by launching a comprehensive Iftar program, providing daily meals to 46,000 less privileged individuals across Maiduguri and surrounding areas.

Governor Babagana Umara Zulum’s initiative, officially launched on Wednesday, March 12, 2025, at the Ministry of Religious Affairs in Maiduguri, establishes 230 feeding centres, ensuring vital support for vulnerable communities throughout the holy month.

“This program reflects Governor Zulum’s deep compassion and dedication to alleviating hardship during Ramadan,” stated Alhaji Hassan Abdallah Hassan, Ministerial Secretary of the Ministry of Religious Affairs, and also permanent secretary designate during the launch ceremony.

“It is our honour to facilitate this initiative, which will provide sustenance and support to 46,000 individuals daily.”

The program strategically covers 22 wards in the Maiduguri Metropolitan Council (MMC), Jere, and parts of the Mafa Local Government Area, leveraging the expertise of 110 Bulamas to oversee community distribution.

Dedicated staff from the Ministry will ensure the smooth operation of the feeding centres, overseeing food preparation and distribution.

Alhaji Mohammed Lawan Abubakar, Permanent Secretary of the Ministry, representing the Honourable Commissioner ministry of religious affairs Alhaji Babagana Malarima, emphasised Governor Zulum’s leadership and commitment to the people of Borno State.

“Governor Zulum’s continuous efforts to support his people are truly commendable,” he said.

“This Ramadan Iftar program is a testament to his dedication to providing vital assistance to those in need. He is a performing governor in the history of the state.”

The government’s proactive approach underscores its commitment to fostering a sense of community and solidarity during Ramadan.

He also urged all involved in the program to work diligently to ensure its success and maximise its impact.

The launch event, attended by key ministry officials, including Director of Finance Ali Umar (Arrow) and Director of Religious Affairs Umar Ali, concluded with the distribution of food materials to community representatives, marking the official commencement of the program.

Borno State Government Launches Massive Ramadan Iftar Program, Reaching 46,000 Daily

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The Origin and Expansion of the Lakurawa Militia in Niger and Northern Nigeria

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The Origin and Expansion of the Lakurawa Militia in Niger and Northern Nigeria

By: Our Reporter

The term Lakurawa originates from the Hausa word lakurawa, meaning “recruits.” It refers to young men undergoing military training for national service. The term itself challenges the theory that the group originated in an English-speaking country like Nigeria, as it is rooted in a French linguistic influence. The name also implies that these individuals were not just hastily trained militia members but had received structured training in formal state institutions.

The Lakurawa militia was formed in 1997 under the presidency of Ibrahim Baré Maïnassara in Niger. Its primary objective was to provide protection for pastoralist communities suffering from rampant cattle rustling, particularly in western Niger. At the time, armed bandits from Mali frequently crossed into Niger to raid livestock, leaving local herders vulnerable. Given the inability of the national army to provide security in remote areas, the government saw the need to create an auxiliary force.

To effectively combat the well-armed raiders, the Lakurawa militia underwent military training and received weapons to match their adversaries. The first training camp was established in Ekrafane, approximately 10 km from an official military detachment. The militia recruits quickly became known as Lakurawa.

Under Baré’s leadership, the Lakurawa successfully carried out several counteroffensives against the armed bandits. Their operations were so effective that the Malian raiders stopped crossing into Niger altogether. Those who did were relentlessly pursued and had their stolen livestock recovered. Encouraged by their success, President Baré expanded the militia program, establishing at least three additional Lakurawa training camps between Ekrafane and Banibangou.

Integration and Dismantling of the Lakurawa

Following Baré’s assassination in 1999, the Lakurawa faced an uncertain future. When Mamadou Tandja assumed power, he sought to integrate the Lakurawa into Niger’s National Guard. However, political disputes within his administration stalled the process. The then-Prime Minister, Hama Amadou, and the Minister of the Interior, Albadé Abouba, both members of the ruling party, disagreed on the fate of the militia.

Albadé reportedly ordered the disarmament and disbandment of the Lakurawa, despite opposition from Hama Amadou. Later, with the appointment of Mounkaila Modi as Minister of the Interior, Hama managed to halt the disarmament process. Instead, he established a second militia composed of recruits from Ouallam, using public funds.

The Lakurawa’s existence is well-known among military officers who served under both President Baré and Tandja. Many current members of Niger’s ruling junta, the CNSP (Conseil National pour la Sauvegarde de la Patrie), were involved in these militias between 1997 and 2012. Today, however, these officials remain silent, allowing the junta leader, General Abdourahamane Tiani, to shift blame while ignoring the militia’s long-standing impact.

The failure to properly integrate the Lakurawa into the national security structure had severe consequences. Many demobilized militia members disappeared with their weapons, forming independent armed groups. Some of these former Lakurawa later resurfaced in a more dangerous form.

From Government Militia to Jihadist Fighters

After the fall of Libya’s Muammar Gaddafi in 2011 and the subsequent rise of insecurity in the Sahel, some Lakurawa fighters found a new purpose. In 2012, several of them joined the Movement for Oneness and Jihad in West Africa (MUJAO), a jihadist faction that fought against the National Movement for the Liberation of Azawad (MNLA) in northern Mali. This marked a turning point, as former state-backed militiamen transitioned into extremist insurgents.

Expansion into Northern Nigeria

The Lakurawa’s trajectory changed again after France launched Operation Serval in 2013 to oust jihadist groups from northern Mali. Many MUJAO fighters, including former Lakurawa, were displaced and forced to relocate. Some of them moved further south, crossing into Niger’s border regions and eventually settling in northwestern Nigeria, particularly in Sokoto and Kebbi states.

Initially, these fighters were welcomed by local communities because of their strong stance against banditry and kidnapping. Their reputation as experienced fighters made them popular among rural populations suffering from insecurity. However, over time, their real intentions became clear. Their goal was not merely to fight crime but to establish an Islamic caliphate.

Unlike other militant groups, the Lakurawa avoided publicity. They did not claim responsibility for attacks or release propaganda. Instead, they blended into existing networks of transnational bandits operating across Nigeria and Niger. This strategy of concealment allowed them to expand undetected. However, as their influence grew, the Nigerian government took action.

In December 2024, Nigerian authorities launched a large-scale military offensive against Lakurawa strongholds. A combination of air and ground assaults led to hundreds of casualties among the group.

The Nigerien Junta’s Response

While Nigeria has deployed significant military resources to neutralize the Lakurawa, Niger’s ruling junta has taken a different approach. Instead of acknowledging the threat, General Tiani’s government has focused on political blame games, accusing Nigeria of interference while failing to confront the growing insurgency.

The Lakurawa are now linked to at least five sabotage attacks on Niger’s oil pipeline, as well as multiple incursions into villages in the Dosso and Tahoua regions. Despite these ongoing threats, the Nigerien leadership appears more interested in rhetoric than action, leaving the country increasingly vulnerable to further instability.

Conclusion

The Lakurawa militia’s history is a cautionary tale of how state-sponsored armed groups can evolve beyond their original purpose. Initially formed to protect pastoralists, they later fragmented into independent fighters, some of whom joined jihadist movements. Their expansion into northern Nigeria further complicated regional security, as they established a hidden presence among criminal networks.

Today, while Nigeria is actively working to dismantle the Lakurawa, Niger’s government remains passive, allowing the militia to continue operating freely. If left unchecked, the Lakurawa could further destabilize the entire Sahel and West African region, proving once again that militias created for short-term security solutions can become long-term threats.

The Origin and Expansion of the Lakurawa Militia in Niger and Northern Nigeria

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Gunmen Kill Man, Abduct Another in Adamawa

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Gunmen Kill Man, Abduct Another in Adamawa

By: Zagazola Makama

Gunmen have killed a 53-year-old man and kidnapped another in Jabi Village, near the mountainous area of Tola District in Mayo-Belwa Local Government Area of Adamawa State.

Intelligence sources told Zagazola Makama that the incident occurred around 2:00 a.m. when the attackers stormed the residence of one Salamu Joda and shot him in the lap, inflicting grievous injuries.

They also abducted a 48-year-old man, Yusufa Mijiyawa, and took him to an unknown destination.

Joda was rushed to Cottage Hospital in Mayo-Belwa for treatment but was confirmed dead on arrival. His body has been deposited at the hospital for autopsy.

Following the attack, a joint security task force under Operation Farauta, comprising the Military, police and local hunters, has launched a manhunt for the assailants and is making efforts to rescue the kidnapped victim.

Gunmen Kill Man, Abduct Another in Adamawa

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